In this episode of The Wade Borth Podcast, we rethink what retirement should really look like. Wade digs into the common "save, save, save" approach with 401(k)s and why accumulation alone is not enough. He explores the importance of a clear distribution plan, how fear of running out of money holds retirees back, and strategies to create guaranteed, reliable income for life. If you want to retire with confidence — not scarcity — and enjoy the freedom you've worked so hard for, this conversation is for you.

Episode Highlights

00:18 - Challenging Conventional 401k Thinking

03:58 - The Importance of Distribution Planning

06:45 - Retirement Fears: Running Out of Money vs. Death

09:25 - Exploring Higher Distribution Rates

10:01 - Guarantees in Retirement Planning

12:15 - Stages of Retirement Spending

14:20 - The Value of Lifetime Income

15:48 - Planning for Legacy and Education

17:29 - Intentionality in Retirement Planning

20:31 -Abundant Living vs. Scarcity Mindset in Retirement

21:56 - Ensuring Retirement Certainty and Abundance

Episode Resources

• Connect with Wade Borth

• https://www.sagewealthstrategy.com/

• [email protected]

• https://factumwebinar.com/replay