In our Hot Topic this week we have Jack Konyk, Executive Director of Government Affairs @ Weiner Brodsky Kider PC to discuss what changes in DC that the new Administration made in leadership of the various federal agencies that impact mortgage lending, and what effects have those changes seem to have had? As well as what, if anything, are we likely to see from this Congress in terms of new legislation affecting the industry, and what might the outcome of the upcoming election be on the likelihood of such things in the next Congress? And finally, what are some of the things that lenders should be concentrating on in order to best position themselves to minimize their regulatory risk?