In our Hot Topic this week, we have John Weinkowitz,(WAYNE-KO-WITZ) Global Head, Product Marketing for Universal Banking at Finastra, discussing how “Transformation” means many things, so creating the right vision is the key, and “Transformation = Change,” as well as the “transformational divide” is a real thing, and finally how the “Transformational business drivers” in banking have changed yet remained the same.