Are credit cards evil?  Do you need to restructure debt or were refused a loan?  If so, this episode is for you.If you're a parent looking for smart money advice to pass onto young adults as they enter the workforce, our podcast has a checklist of do's and don'ts.Respected credit card expert and consumer advocate Beverly Harzog is our guest. Beverly hasn't just talked the talk about maxing out on debt, she's walked the walk. In her best-selling book, “Confessions of a Credit Junkie", she tells her personal comeback story.Look for solutions and links to useful sites at our website, howdowefixit.me.  Please rate and review our shows at iTunes.

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