In this episode of The Teacher Money Show, I sit down with Scott Fritz, elementary teacher and co-author of the TL;DR Pennsylvania Pension Series, to explore the behavioral side of personal finance—why we manage money the way we do, how our “money story” shapes our habits, and what teachers can do to build financial confidence.

Scott brings a powerful mix of classroom experience, pension expertise, and behavioral finance insights that every educator needs to hear.

Key Behavioral Finance Takeaways for Teachers

-Your money story explains your money behavior—name it to change it.

-Automation beats motivation every time.

-Diversification gives you freedom and flexibility later.

-Understanding your pension is essential to long-term planning.

-You don’t need to “obsess” over money—just build the right systems.

Explore the show notes at:

https://www.teachermoneyshow.com/show104

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About The Teacher Money Show

Hosted by financial coach and educator Shaun Morgan, The Teacher Money Show helps educators build a richer wallet, classroom, and life through smarter money habits, better benefits decisions, and intentional living.