What if the secret to a wealth wasn’t a massive overhaul—but improving by just 1% at a time?

I've experienced the power of 1% daily improvements and how small, intentional changes can compound into life-changing results—especially for teachers working with limited income and high demands. Tiny adjustments in spending, habits, and mindset can dramatically shift your financial trajectory over time.

In this episode, you’ll learn:

-Why small changes matter more than big, unsustainable ones

-How 1% daily improvements compound in money, health, and habits

-My personal shift from “already frugal” to intentionally frugal

-Practical examples of 1% improvements teachers can make today such as food spending, utilities and energy use, transportation costs, and insurance and retirement contributions

-How to apply the 1% rule month-by-month without burnout

This episode is a reminder that progress doesn’t require perfection—it requires consistency. Teachers don’t need to radically change their lives to build wealth; they just need to nudge the direction they’re already headed.

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Explore show notes and resources:

https://www.teachermoneyshow.com/show106

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Leave a voicemail question:

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Bring Shaun to your school for personal finance PD:

https://www.shaunkmorgan.com

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