The Teacher Money Show

111: Financial Stress Free Vacation


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Vacations shouldn’t leave you feeling stressed, guilty, or broke when you get home—but for many teachers, they do.

In this episodeI explain how I saved for a vacation using a zero-based budget, to help you enjoy time away without money anxiety. This is something I've strggled with a lot, but this mindset shift and intentionality really made a difference.

Instead of worrying about every dollar spent on vacation, I'll walk you through how he saved ahead of time, create a dedicated vacation fund, and spend the money confidently—knowing it was already planned for.

In this episode, you’ll learn:

  • Why vacations often cause financial stress (even when you “can afford them”)

  • How a zero-based budget works for discretionary spending like travel

  • How to create and fund a vacation category months in advance

  • How pre-planning eliminates guilt during the trip

  • How to use this same system for other joy-bringing expenses

  • Why money is a tool for fulfillment—not something to hoard or fear

This episode is perfect for teachers who:

  • Want to travel without using credit cards

  • Feel guilty spending money on themselves

  • Struggle to balance saving with enjoying life

  • Want a simple, repeatable system for big expenses

When your money has a job, you can enjoy it without regret.

🎧 Listen to more episodes and find show notes:
https://www.teachermoneyshow.com/show111

💼 Interested in 1-on-1 financial coaching for teachers?
https://www.teachermoneyshow.com/coaching

🔔 Subscribe for practical money strategies to help teachers build a richer wallet, classroom, and life.

#TeacherMoneyShow #ZeroBasedBudget #VacationBudget #TeacherFinance #PersonalFinanceForTeachers #BudgetingForTeachers #MoneyMindset #IntentionalSpending


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The Teacher Money ShowBy Shaun Morgan

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