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123# Landed vs Two Condos? How to Optimise CPF and Apply 99-1 Ownership for Better Growth
00:00 Intro
01:30 Profile preview / AI Picture
02:40 Background
04:36 Financial Snapshot
05:50 Pros & Cons using CPF
08:17 Knowing your maximum budget
11:15 99-1 property scheme
14:26 Impact of tariffs
16:50 Stretch tenure
20:41 Showing funds to stretch the long amount
23:44 "Stretch tenure" meaning
27:30 Paying more interest if you do not stretch tenure
30:44 How much you should earn per month to own two properties?
32:35 Depending more on Active Income
36:59 $12K per month ENOUGH?!
39:43 Taking risk to own two properties
41:30 $4.2M, what will you buy?
46:08 Financial breakdown before buying a landed property
50:45 Donald Trump impression
51:02 Closing words
51:30 Outtakes
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By Melvin Lim
5
11 ratings
00:00 Intro
01:30 Profile preview / AI Picture
02:40 Background
04:36 Financial Snapshot
05:50 Pros & Cons using CPF
08:17 Knowing your maximum budget
11:15 99-1 property scheme
14:26 Impact of tariffs
16:50 Stretch tenure
20:41 Showing funds to stretch the long amount
23:44 "Stretch tenure" meaning
27:30 Paying more interest if you do not stretch tenure
30:44 How much you should earn per month to own two properties?
32:35 Depending more on Active Income
36:59 $12K per month ENOUGH?!
39:43 Taking risk to own two properties
41:30 $4.2M, what will you buy?
46:08 Financial breakdown before buying a landed property
50:45 Donald Trump impression
51:02 Closing words
51:30 Outtakes
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