In this episode of NOTG, Yu Rong, Alexa, and Lyndon from PropertyLimBrothers break down the realities of property investment for those in their mid-30s to mid-40s. They discuss why managing two properties that align with each spouse’s income can be more strategic than buying a single property based on combined income.

Beyond the numbers, they take a reality check, considering factors such as children, ageing parents, and future expenses, which become increasingly important at this stage of life. Lyndon also shares his personal experience from when he and his wife were in the MOP stage and why he believes in owning two properties—including his preference for four-bedders.

How about you, is it wiser to invest in one property or split your investment into two?

00:00 Introduction

At just 22, Daphne Goh dove into the café world with a marketing degree, a $200K startup fund, and a passion for coffee—launching her first café, Assembly. That’s where she met Shirlynn Eng, a linguistics graduate who, despite receiving a full-time offer as editor, continued working part-time in the kitchen for a year. When Daphne was ready to open her second café, Atlas, she knew exactly who to call—and invited Shirlynn to join her as a partner.

In this episode of NOTG, Melvin Lim chats with Co-Founders Daphne and Shirlynn. They look back to their unconventional journey—how they grew from The Atlas Group of Cafés from one café to a collection of six uniquely crafted brands. They share what it was like building something from scratch, the tough calls, the self-doubts, and the importance of finding the right people and holding on to trust. They also reveal the behind-the-scenes realities most people don’t see in the F&B world—like managing peers of the same age, and realising that leadership means aligning expectations and standing firm—even with friends.

If you’re thinking of starting your own venture or leading a team, there’s a wealth of wisdom waiting for you in this episode!

00:00 Introduction

Many high-income singles in their 30s are rushing to buy condos for status and wealth preservation—but is it the right move, or just a costly mistake? In this follow-up episode of NOTG, George Peng, Phyllis Goh, and Yong Zhun from PropertyLimBrothers dive into the key considerations for self-employed professionals looking to enter the property market.

They discuss if new launches often are the better investment engine, talk about how to assess financial sustainability when taking on a mortgage, and share the pitfalls of herd mentality in property buying. The conversation also covers whether ‘rentvesting’ can accelerate wealth-building, why the speed of exit is crucial, and what ABSD projections mean for investors. Beyond individual strategies, they also provide insights into HDB and non-landed property price trends in relation to GDP, as well as the Government Land Sales (GLS) programme and its influence on future housing supply.

For more expert perspectives on investment strategies and market trends, this episode equips self-employed professionals with the knowledge to make informed property decisions.

00:00 - Intro

Wayne and Joanne, both 27 years old and earning $4,000 each, are ready to take the next big step—buying their first home. But with skyrocketing property prices and so many options, they’re unsure where to start. Should they go for a BTO, resale HDB, or a resale condo? What if they make the wrong decision?

In this episode of NOTG, George Peng, Phyllis Goh, and Yong Zhun from PropertyLimBrothers break down exactly what young couples need to consider before making their first property purchase. Understand how to prioritise capital gain and long-term planning, avoid common mistakes, and assess the pros and cons of different housing options. Learn why Minimum Occupation Period (MOP) and Seller’s Stamp Duty (SSD) matter, and find out how an investment portfolio comprising stocks and crypto could influence property selection.

If you fit the persona, are struggling with uncertainty and want clear, practical advice on buying your first home, this is the episode you don’t want to miss!

00:00 - Intro

Every experience is a dot waiting to be connected. The more you explore—through the people you meet, the lessons you learn, and the risks you take—the clearer the bigger picture becomes. For Johnathan Chua, CEO and co-founder of GRVTY Media, these dots have shaped his entrepreneurial journey in unexpected ways. From growing up in a family of entrepreneurs to resigning just two weeks after a pay rise, every decision led him toward building one of the region’s most recognised media companies.

In this episode of NOTG, hosted by Melvin Lim, Johnathan reflects on the pivotal moments that shaped his career—the realisations, the challenges, and a tough but invaluable lesson learned from a $4,000 business pitch failure. But beyond business, he delves into personal growth—the shift from being direct and assertive to becoming a more mindful and rational leader.

He reveals an unconventional business idea inspired by a trip to Australia, reimagining what retirement homes could look like. Plus, his take on hiring friends, why he prioritises value over cost-cutting, and the advice he would give aspiring entrepreneurs. Every experience leads somewhere. Tune in to hear how Johnathan’s journey might help you make sense of the dots in yours.

00:00 Intro

Buying your first property is a significant milestone, but what happens when you decide to do it with a friend? George , Jun Wei, and Yu Rong from PropertyLimBrothers talk about crucial decisions that Ryan, a 28-year-old earning $6,000 per month, must make as he plans to co-own a property. They break down why floor plan efficiency matters for long-term value, how to spot price differences within the same development, and how much Ryan can actually afford to borrow.

More importantly, they tackle the tough but necessary questions: What happens if one party wants to sell? Gets married? Loses their job? Can a legal agreement protect both owners? Plus, they reveal why 900+ sqft three-bedders are becoming hot investments, if Yishun could be the next big thing, and what to expect in the 2025 property market.

If you’re thinking about buying with a friend, be sure to watch this episode firs

00:00 Introduction

What if the home you choose today could either unlock financial freedom or become your biggest regret? Today on NOTG, George, Jun Wei, and Yu Rong dive into the high-stakes decision faced by personas Peter and Lucy, a couple earning $25,000 each, torn between a landed property or a high-quantum 4- or 5-bedder condo.

With a $4 million to $5 million loan on the table, the wrong move could mean stretching their finances too thin or missing out on future gains. Should they prioritise an own-stay home, an investment strategy, or a mix of both? Which option carries the biggest risks or the highest upside? The discussion digs into the real impact of stress test rates, explores landed home conditions, and breaks down how uneven income between partners can affect ownership structure.

Plus, why installing a lift in a landed home might be one of the smartest investments they can make. For those planning their next big property decision, this episode offers a data-driven perspective on what works, what doesn’t, and how to make the most of every dollar invested. Tune in now!

00:00 Introduction

‘People buy people first,’ says global speaker Eric Feng, who has built his reputation on this principle, going from being invisible to speaking in 38 countries and shaping the way experts brand themselves. Now writing his fourth book, he shares why public speaking, personal branding, and AI are shaping the future of business and influence.

In this episode of NOTG, Melvin Lim speaks with Eric about the marketing skill too many entrepreneurs ignore, how personal branding safeguards opportunities, and why AI will either propel businesses forward or leave them behind. He also reflects on how his life-changing experience with Brugada Syndrome led him to rethink success. From navigating the experimental years of your 20s to turning passions into professional impact, Eric offers insights that shift perspectives and challenge the status quo.

Tune in for a session that speaks to every stage of the journey. If you’re seeking direction in your career, business, and legacy, don’t miss this one. It’s a powerful conversation that will challenge perspectives and redefine how we approach business, branding, and life.

Buying a home as a single professional can be a tough decision—HDB resale, 2-room BTO, or a 1-bed condo—the options are vast! In today’s NOTG episode, Yu Rong, Jesley, and Jun Wei talk about the key factors every single homebuyer should consider, from affordability to flexibility and long-term investment potential.

They break down the pros and cons of each option, including the 5-year MOP commitment of an HDB resale, the budget-friendly yet lengthy wait for a 2-room BTO, and the flexibility of a 1-bed condo, which also comes with its own set of challenges. Beyond just the numbers, this episode also tackles the realities of living alone, the independence it brings, and how to make a future-proofed decision when choosing the right home. Plus, get exclusive insights into 2025 market predictions and the best areas for singles looking to invest in property.

If you’re planning your next move as a single who has just hit the tender age of 35, don’t miss this advice on home-buying!

Timestamps:

00:00 Intro

Upgrading from an HDB flat to a condo may seem like a dream—but is it the right move for you? In this week’s episode of NOTG, Yu Rong, Jesley, and Jun Wei talk about the fears, finances, and opportunities surrounding Singapore’s most commonly considered first property upgrade.



Through the real-life case of John and Michel—a 33-year-old couple with a combined income of $14,000—they break down critical considerations like managing higher monthly instalments, understanding principal and interest payments, and leveraging dual-key units to offset mortgage costs. They also examine whether splitting their purchase into two smaller properties could yield better returns while addressing concerns about shrinking condo sizes and the effects of HDB cooling measures on property appreciation.

Curious about navigating government policies, balancing affordability with space, or exploring creative financing strategies? Watch on to uncover actionable strategies for building wealth and managing risks in Singapore real estate.

Timestamps:

00:00 Intro