Our guest is Rachel Cruze, financial expert, New York Times bestselling author, host of the uber popular Rachel Cruze Show and co-host of the Smart Money Happy Hour Podcast. Rachel speaks to thousands of leaders each year, and as the daughter of Dave Ramsey, has been writing and speaking on money for 20 years. We talk about money mistakes, holidays at the Ramsey house, best parenting tips, finance lessons, her new podcast and more. Plus, check out the October Top Ten Leadership List. Make sure to visit http://h3leadership.com to access the list and all the show notes. Thanks again to our partners for this episode: Guardian—a strategic communications agency. Visit http://guardian.agency to learn more. You can be part of Guardian’s Crisis Communication Bootcamp this Fall. This training will equip you with the fundamentals of crisis management so you can face challenging situations with confidence and protect your valuable reputation. Visit http://guardian.agency/bootcamp to learn more and register for the Bootcamp. And, Impact Leadership Conference—take your leadership to the next level, all for FREE. Plan to be part of the Impact Leadership Conference on December 7. Visit http://impactleader.com for more info and register for FREE. Learn from John Maxwell, Jamie Kern Lima, and Chris Hodges. Hosted by Highlands College in Birmingham, this half day conference is a chance to grow in your leadership with practical application to positively impact your life. Register for FREE at http://impactleader.com.