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Life insurance is one of the most misunderstood parts of financial planning.

In this episode, Jessica and Brandon break down what life insurance is actually meant to do and why most people think about it the wrong way.

Instead of treating life insurance like an investment, it should be viewed as income protection. If your income disappeared tomorrow, would your family still be financially secure?

We cover:

• Who actually needs life insurance
 • Why term life insurance works for most people
 • The real difference between term and whole life policies
 • How much life insurance you should consider
 • Why waiting to buy a policy can cost you more
 • Why life insurance through work usually isn’t enough

If you have a spouse, kids, or anyone financially dependent on you, this episode explains why life insurance is one of the foundational pieces of a solid financial plan.

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Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Their mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and financially.

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