GoFundMe should never be your family’s financial plan.

In this episode Jess & Brandon break down why life insurance is a non-negotiable part of smart financial planning, no matter your age, income, or relationship status.

They share a powerful, heartbreaking story of a brilliant friend who passed away at 38, leaving behind a wife and young child with no coverage, and no financial protection. It’s a harsh wake-up call and a reminder that life can change in an instant.

Here’s what you’ll learn:

• Why everyone needs life insurance, even if you're single or child-free
• Why employer-provided coverage is usually not enough
• How your health and age impact coverage cost (and why timing matters)
• How to set up beneficiaries correctly for estate planning
• Why life insurance isn’t about fear, it’s about love and legacy

This episode isn’t just informative, it’s personal. Whether you're building wealth or just starting your financial journey, this conversation could be the most important one you hear all year.

Watch this episode in video form on YouTube

To apply to be a guest on the show

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Learn more about Brandon and schedule a free 30-minute introductory call with him 

Please remember to subscribe, rate, and review.

Notes from the show:

Episode 59: Wills & Trusts: Essential Estate Planning Tips from Attorney, Nicola Rochester Robinson

Episode 7: Protection Planning: Why You Need Life and Disability Insurance

For many families, the decision to become a stay-at-home parent isn’t really a choice, it’s the result of America’s broken childcare system. Daycare costs can swallow an entire paycheck, but leaving the workforce carries hidden financial risks that can last for decades.

In this episode, Jess & Brandon explore:

• How career gaps impact your resume and earning power
• Why retirement savings and Social Security shrink when you’re out of the workforce
• The power imbalances that can emerge in single-income households
• Why divorce hits stay-at-home parents especially hard
• Strategies to safeguard your financial future, from spousal IRAs to postnuptial agreements

If you’re weighing the decision to stay home, or are already living it, this honest conversation will help you navigate the intersection of parenting, money, and identity.

Watch this episode in video form on YouTube

To apply to be a guest on the show

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Learn more about Brandon and schedule a free 30-minute introductory call with him 

Please remember to subscribe, rate, and review.

What does true financial freedom look like for women?

Bola Sokunbi, founder of Clever Girl Finance, shares her journey from witnessing women in crisis—arriving at her family’s doorstep with nothing but suitcases, to building one of the largest personal finance platforms for women in the U.S.

Raised in Nigeria, Bola absorbed early money lessons from her parents and watched her mother’s determination change the trajectory of their family. After being dismissed by a financial advisor who questioned her success, she set out to educate herself and ultimately millions of women about money.

In this conversation, Bola opens up about financial independence, cultural pressures, and finding her voice in male-dominated spaces. Her message is clear: financial security isn’t just about money,it’s about options, freedom, and the power to walk away when life demands it.

Ready to create more choices in your own life? Bola shares practical steps to get started today.

Watch this episode in video form on YouTube

To apply to be a guest on the show

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Learn more about Brandon and schedule a free 30-minute introductory call with him 

Please remember to subscribe, rate, and review.

Notes from the show:

Clever Girl Finance

Clever Girls Know! Podcast

Follow Clever Girl Finance on TikTok

Follow Clever Girl Finance and Bola on Instagram 

Subscribe on YouTube 

Follow Bola on LinkedIn

In this episode, Jess and Brandon tackle the misconception of taxes, corporate greed and the new twist in retirement planning: cryptocurrency in your 401(k).

The path to financial security lies in addressing the real economic challenges: demanding fair compensation, understanding the true value of your work, and sticking with sound, proven financial principles. 

If you want to stop falling behind and start building real financial security, this episode is your wake-up call.

Watch this episode in video form on YouTube

To apply to be a guest on the show

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Learn more about Brandon and schedule a free 30-minute introductory call with him 

Please remember to subscribe, rate, and review.

Your income and investment returns matter—but nothing predicts your financial freedom more than your savings rate. Yet, most Americans save only 3–5% of their income, a level that almost guarantees they’ll have to work far longer than they’d like.

In this episode, Jess & Brandon reveal why your savings rate is the true driver of wealth and how it works regardless of income level. They share real examples of modest earners who retired as millionaires—and why high-income professionals often fall behind due to lifestyle inflation.

You’ll discover:

• How to calculate your personal savings rate
• The percentage you need to hit for retirement security and early financial independence
• Practical steps to increase your savings without feeling restricted
• How to set up automation so you save consistently and effortlessly

They’ll also challenge you with a simple, two-step plan to make saving non-negotiable and start shaping the future you actually want.

Watch this episode in video form on YouTube

To apply to be a guest on the show

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Learn more about Brandon and schedule a free 30-minute introductory call with him 

Please remember to subscribe, rate, and review.

Money secrets can wreck marriages—and cost you everything in divorce. In this episode, Forensic Accountant, Tracy Coenen, reveals how spouses hide assets (think offshore accounts, hidden income, even billionaires fighting over private jets) and how she uncovers the truth.

Tracy’s 25+ year career as a forensic accountant gives her a unique lens into corporate fraud, white-collar crime, and high-stakes divorce battles. 

In this episode she shares:

• How to spot signs your partner might be hiding money
• Steps to protect yourself and your money
• How to have open, non-defensive money conversations in a healthy marriage

Even if you’re not headed for divorce, Tracy explains why financial transparency and independence are essential safeguards for every relationship.

Listen now to learn how to protect your finances, your future, and your peace of mind.

Watch this episode in video form on YouTube

To apply to be a guest on the show

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Learn more about Brandon and schedule a free 30-minute introductory call with him 

Please remember to subscribe, rate, and review.

Notes from the show:

Divorce Money Guide 

Divorce Money Guide Podcast 

Follow Tracy on TikTok

Follow Tracy on Instagram 

Subscribe on YouTube 

Follow Tracy on LinkedIn

Ever wonder how politicians like Nancy Pelosi and Marjorie Taylor Greene grow millionaire-level wealth while you're getting hit with overdraft fees? In this episode, Jess and Brandon expose the shady world of insider stock trades, slap-on-the-wrist fines, and the double standards baked into the system.

Then they’re coming for out-of-touch celebrity financial “advice” that sounds more like satire. 

If you’re tired of money tips that ignore real-life struggles, this one’s for you. Let’s talk power, privilege, and why it’s time to rethink who we’re taking financial advice from.

Watch this episode in video form on YouTube

To apply to be a guest on the show

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Learn more about Brandon and schedule a free 30-minute introductory call with him 

Please remember to subscribe, rate, and review.

Still swiping your debit card? You could be earning serious rewards instead. In this episode, Jessica and Brandon unpack how they use credit cards as intentional tools to build value—whether that’s free travel, cashback, or everyday perks that actually make life easier.

They explain how to choose cards based on what you’ll actually use, not what sounds flashy. For Jessica and Brandon, travel rewards are the priority—like the $1,500 they saved on a family trip to Panama using points from just one card. But if your goal is cashback on groceries, covering streaming services, or maximizing gas rewards, they show you how to pick the right card to match your lifestyle.

You’ll learn:

• How they narrow down 10+ cards to just 2-3 for daily use
• Why choosing flexible rewards beats loyalty to airlines or hotel chains
• How to get the most value from annual fees (and when to avoid them)
• The starter card features that matter for beginners
• A game-changing tip for military members to access premium perks for free

If you’re ready to stop spending blindly and start making your money work for you, this episode breaks it all down—without the jargon. Press play and learn how to pick a card that actually pays you back.

Watch this episode in video form on YouTube

To apply to be a guest on the show

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Learn more about Brandon and schedule a free 30-minute introductory call with him 

Please remember to subscribe, rate, and review.

Notes from the show:

Visit Straight to the Points

Follow Straight to the Points on Instagram

Follow Spencer Howard on X

Connect with Spencer Howard on LinkedIn

Kara’s Website

Kara’s Instagram

Kara’s Facebook

Kara’s YouTube

Kara’s 90 Min YouTube Rewards Course

Chase Sapphire Preferred referral link

Capital One Venture referral link

Capital One Quicksilver referral link

American Express Platinum referral link

American Express Delta Platinum referral link

American Express referral link

Discover IT referral link

What if luxury travel wasn’t just for the 1%? In this episode, travel rewards expert Spencer Howard reveals how everyday spending can unlock first-class flights, champagne service, and global adventures—without going into debt.

You’ll learn:

• The 3 strategic approaches to credit card rewards (and which one fits your lifestyle)
• How to maximize point value by avoiding the biggest rookie mistake
• Why premium cabins aren't just comfortable—they’re career-building

Whether you're a points newbie or a seasoned collector, Spencer breaks down exactly how to travel better, smarter, and often for (almost) free. This isn’t your average “use a travel card” advice—this is the real playbook.

Ready to upgrade your next trip? Press play and get started.

Watch this episode in video form on YouTube

To apply to be a guest on the show

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Learn more about Brandon and schedule a free 30-minute introductory call with him 

Please remember to subscribe, rate, and review.

Notes from the show:

Visit Straight to the Points

Follow Straight to the Points on Instagram

Follow Spencer Howard on X

Connect with Spencer Howard on LinkedIn

Think your credit score is just a number? Think again. In this episode, Jess and Brandon break down the five key components of your FICO score—and why they matter more than you think.

Learn how to:

• Boost your score with smart, strategic moves (not guesswork)
• Avoid the myths that hurt more than help
• Protect yourself from identity theft with simple, overlooked security steps

Your credit score doesn’t define you—but it does impact your financial options. Tune in to take control of your credit and open doors to better rates, approvals, and opportunities.

Visit prenups.com/sugardaddy to learn more about fair prenups that help couples plan for a healthy financial relationship.

Watch this episode in video form on YouTube

To apply to be a guest on the show

You can email us at: [email protected]

Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram

Learn more about Brandon and schedule a free 30-minute introductory call with him 

Please remember to subscribe, rate, and review.

Notes from the show:

Experian

Equifax

Transunion

Free Credit Report