What’s holding back black wealth—and how can we change it? In this episode of Spiritual Fitness, Eric Bigger and Cliff Goins IV break down the “Five Ds” blocking wealth from the black community and share simple, powerful steps to overcome them. Learn how mindset, community, and smart investing can help close the wealth gap for good.

In this episode:

• Learn the "Five Ds" that block Black wealth
• Start small with investing—consistency matters more than amount
• Community support and group economics help build collective wealth
• Shift your mindset from scarcity to abundance and take control of your money
• Use long-term strategies like dollar-cost averaging to grow wealth over time

About The Guest:

Author Cliff Goins IV is an investor in private companies. He also co-founded Scaleup, a startup that began in Amazon, which helps diverse-owned and other small and medium-size businesses grow into large enterprises. Goins has held roles at Northern Trust Asset Management, including COO of an early-stage fintech acquisition and head of strategy for the $1 billion business unit. He holds an MBA in finance and strategy from the Kellogg School of Management at Northwestern University and a BS in accounting from HBCU Florida A&M University. He is obsessed with tennis and lives near Chicago with his wife and two smart, beautiful, and sporty daughters.

Find him online at cliffgoinsiv.com

Connect with Cliff:

Instagram: https://www.instagram.com/imcliffgoinsiv/

LinkedIn : https://www.linkedin.com/in/cliffgoinsiv/

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