Positive mental attitude is based on reality. Telling yourself “I got $10 for the remaining 2 weeks of the month, I’ll be all right” and then sitting and watching TV, is not a positive attitude. I call it “blissful stupidity”.  But you can tell “I got $10, but here’s what I can do to make more”, and then just go and do it. That is a positive attitude. Positive mental attitude is defined by what we do, not just by what we say.