It's easy to make resolutions to improve our lives, but how do we boost our chances of following through? The first two guests on this New Year's Resolutions special are Dave McRaney of the podcast, "You Are Not So Smart" and Dr. Peter Whybrow,Director of the Semel Institute at U.C.L.A., author of The Well-Tuned Brain: Neuroscience And The Life Well Lived."Dave dives in to confirmation bias, when we seek out information that confirms our world view, rather than challenging ourselves with the truth. Peter says we often make short-term choices that conflict with our best long-term interests.Instant gratification is often the enemy of a balanced budget. Beverly Harzog lived through her own personal crisis of bad debt and now helps people repair their credit. She explains how she got into credit card debt and how you can get out of it. She has more helpful information at her website, BeverlyHarzog.comFarnoosh Torabi, host of the popular podcast, "So Money,"gave us creative ideas on how to make more money and preserve your wealth by being your own best financial advocate.Many people make major mistakes when purchasing home, life, auto or health insurance. While some don't have enough coverage, others buy duplicate insurance.  Laura Adams, host of the "Money Girl" podcast and a spokesperson for insurancequotes.com says the cost of term life insurance may be much cheaper than you think.If you plan to buy or rent a home in 2016, Nela Richardson, Senior Economist with the real estate website, Redfin, has some useful tips.  Jeff Koyen, Editor-in-Chief of talks about the importance of getting enough sleep. He gives us some creative ideas on improving our sleeping lives.All of the sound bites in this episode are from earlier shows.  Check out our menu of guests a howdowefixit.me

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