Ever feel like you’re earning good money but somehow have nothing to show for it? You’re not alone! This episode dives into the five reasons why this might be happening and how to start flipping the script. From systems and goals to managing impulse spending and resisting the PTA's surprise volleyball fundraiser, we’ve got practical tips and relatable laughs to help you take control of your finances.

Key Takeaways:

Reason #1: No System

Reason #2: Not Paying Attention

Reason #3: No Goals

Reason #4: Letting Others Decide

Reason #5: Spending Without a Purpose

Homework:

Print out your bank statement for one month (avoid holiday months for more accuracy). Grab your highlighters, categorize your spending, and find your biggest money leaks. This step helps you build a realistic and clear budget moving forward.

Fun Moment:

Shana shared her favorite no-fail strategy for handling her kids’ impulse asks: “Go ask your dad!” Vanessa chimed in with her Amazon “save for later” folder that rivals most people's retirement accounts.

Resources Mentioned:

Personalized Budget System: Head to https://www.budgetbesties.com/budget to grab the new 2025 version!

Also, sign up for the Money Makeover Bootcamp at https://www.budgetbesties.com/bootcamp

Tools we love: Ally Bank, SoFi, and your local credit union for managing multiple accounts without fees.

Connect With Us:

Email: [email protected]

Website: budgetbesties.com