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Snag Our Simplified Budget System!
Hey, Budget Besties! đ Letâs talk about what happens when youdonât have a budget. Spoiler alert: Itâsnot pretty. đŹ Weâve got real-life stories (somecringe worthy) about what can go wrong when youâre just swiping your card and hoping for the best.
What Happens Without a Budget?
đ Paying for a car you donât even own anymore (oops)
đ Spendingway more on eating out than you realized
đş Paying for multiple subscriptions (because whoneeds two Netflix accounts?!)
đł Constantly feeling like your money âdisappearsâ
If this soundsa little too familiar, donât worryâweâve got you! đ
Signs Youâre Budgeting Wrong:
â You check your bank account to see if you can afford something
â You âballparkâ your monthly expenses (and then wonder where your money went)
â Youâre transferring money from savings just to make it to payday
â Youâre tracking everythingafter it happens instead of having a plan
The Solution: A One-Page, Simple Budget
We break it all down into5 easy categories:
1ď¸âŁIncome â Whatâs coming in? List it all! đ°
2ď¸âŁDebts â Thereal number youâre paying each month
3ď¸âŁBills â Anything with a due date goes here đ
4ď¸âŁSpending â Gas, groceries, pocket money, & everyday expenses
5ď¸âŁSavings â Christmas, travel, car repairs...planned ahead so you donât stress later đŻ
Pro Tip: Do a 90-Day Money Audit
Go back through your last3 months of transactions and see where your moneyactually went. No shame, justdata without the dramaâso you can make a plan that works!
Budgeting doesnât have to be boring or restrictive.Itâs about telling your money what to doâso you can be bougieon purpose. đ
4 Ways To Connect With Us:
1ď¸âŁFREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey âĄď¸https://www.budgetbesties.com/freecallÂ
2ď¸âŁFACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills âĄď¸https://www.budgetbesties.com/facebookÂ
3ď¸âŁBUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively âĄď¸https://budgetbesties.com/budgetÂ
4ď¸âŁCOACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. Itâs the accountability and guidance you need to make real progress âĄď¸https://budgetbesties.com/coachingÂ
"I love Shana & Vanessa and this podcast is amazing!" đđť If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people â just like you â to help them change their financial future. Donât forget to follow the show so you donât miss any episodes! And, if youâre feeling really generous, weâd be SO honored if you would share this podcast with someone.Â
Click here to view our privacy policy.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase! Â
4.8
229229 ratings
Snag Our Simplified Budget System!
Hey, Budget Besties! đ Letâs talk about what happens when youdonât have a budget. Spoiler alert: Itâsnot pretty. đŹ Weâve got real-life stories (somecringe worthy) about what can go wrong when youâre just swiping your card and hoping for the best.
What Happens Without a Budget?
đ Paying for a car you donât even own anymore (oops)
đ Spendingway more on eating out than you realized
đş Paying for multiple subscriptions (because whoneeds two Netflix accounts?!)
đł Constantly feeling like your money âdisappearsâ
If this soundsa little too familiar, donât worryâweâve got you! đ
Signs Youâre Budgeting Wrong:
â You check your bank account to see if you can afford something
â You âballparkâ your monthly expenses (and then wonder where your money went)
â Youâre transferring money from savings just to make it to payday
â Youâre tracking everythingafter it happens instead of having a plan
The Solution: A One-Page, Simple Budget
We break it all down into5 easy categories:
1ď¸âŁIncome â Whatâs coming in? List it all! đ°
2ď¸âŁDebts â Thereal number youâre paying each month
3ď¸âŁBills â Anything with a due date goes here đ
4ď¸âŁSpending â Gas, groceries, pocket money, & everyday expenses
5ď¸âŁSavings â Christmas, travel, car repairs...planned ahead so you donât stress later đŻ
Pro Tip: Do a 90-Day Money Audit
Go back through your last3 months of transactions and see where your moneyactually went. No shame, justdata without the dramaâso you can make a plan that works!
Budgeting doesnât have to be boring or restrictive.Itâs about telling your money what to doâso you can be bougieon purpose. đ
4 Ways To Connect With Us:
1ď¸âŁFREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey âĄď¸https://www.budgetbesties.com/freecallÂ
2ď¸âŁFACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills âĄď¸https://www.budgetbesties.com/facebookÂ
3ď¸âŁBUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively âĄď¸https://budgetbesties.com/budgetÂ
4ď¸âŁCOACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. Itâs the accountability and guidance you need to make real progress âĄď¸https://budgetbesties.com/coachingÂ
"I love Shana & Vanessa and this podcast is amazing!" đđť If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people â just like you â to help them change their financial future. Donât forget to follow the show so you donât miss any episodes! And, if youâre feeling really generous, weâd be SO honored if you would share this podcast with someone.Â
Click here to view our privacy policy.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase! Â
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