Today's millionaire next door has an interesting story of his own to share. He moved to the United States from India with his parents when he was just two years old and had to completely start over. They had just $25 to their name. Rocky Lalvani said his parents were the epitome of the American Dream, working hard to provide for their family and teaching him important principles to live well along the way. We're going to discuss what the principles are in our interview. Rocky has worked his entire life and he reached millionaire next door status in his 40's by working hard, saving, and staying away from debt. But, it wasn't without some turbulence. Rocky experienced two market crashes and yet was still able to end up with seven figures.  Now, he's 50 years old, continues to live a frugal life. You'll hear for yourself but Rocky says that he and his wife live a rich, abundant life without the price tag.I was really interested to learn about his immigrant background, how he runs numbers. How does he actually know how much to save, how much to invest, how much he's going to need for retirement? He does plan to retire in the next five, six or seven years. Plus, Rocky shares one fast tip for all of us on how to actually avoid feeling like we need to keep buying things. I share my own story about how I did this and Rocky gives his own story, and I think it's a really fascinating and important takeaway for all of us.For more information visit www.somoneypodcast.com.