Recent research suggests mortgage borrowers are facing the highest housing costs relative to income since at least 1984, slashing the amount of cash they have spare to spend in the community. 

Effie Zahos is known for making complex financial concepts simple and accessible to all Australians. 

Effie is Editor-at-Large at Canstar, sits on the board of Ecstra Foundation, and is an Independent Director of InvestSMART. 

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