Part 2 of Melvin Lim’s chat with Seth Wee from Sethisfy dives into the nitty-gritty of credit card rewards. He breaks down when to go for cashback or miles, explaining the financial logic behind each choice and how you can maximise your credit card benefits. Seth also tackles the opportunity cost of travel rewards and shares pro tips for getting the best bang for your buck.

But that’s not all—Seth reveals some savvy credit card hacks, like manufactured spending and using intermediary services to supercharge your rewards. He opens up about balancing a full-time job with a side hustle in credit card content creation, giving insights into time management and how to monetise your skills. Plus, he gives advice for young professionals on holistic financial planning and smart investing.

Seth also looks to the future, sharing his thoughts on the role of AI and tech advancements. He talks about AI potentially surpassing human intelligence and its current use in recommending credit cards, while stressing that human expertise is still crucial for the best advice. All these and more on this concluding episode of NOTG with Seth from Sethisfy!