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In this episode, Vince unpacks where the 4% rule came from and why it may not apply to Australian investors, especially early retirees.
ππ½ what is the 4% rule?
ππΎ where did the 4% rule come from?
ππΏ The Trinity Study explained
ππ» flaws in the studies used
π the biggest reason the rule does not reflect Australian spending habits in retirement
Vince Scully is the founder and portfolio manager at Life Sherpa Invest. To learn more visit: https://lifesherpa.com.au/
Watch this is investing on Youtube: https://www.youtube.com/@thisisinvesting
Learn to be a better investor with The Quick Start-Guide to Investing: Β https://www.moneypodcast.com.au/store
Have a question or topic for the show? Post it in our Facebook group.
To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
Any advice is general financial advice and does not consider your objectives, financial situation or needs. You should consider whether the advice is appropriate for you before acting. Always read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs before buying any financial product. Vince Scully is a representative and SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
Hosted on Acast. See acast.com/privacy for more information.
By Vince Scully5
55 ratings
In this episode, Vince unpacks where the 4% rule came from and why it may not apply to Australian investors, especially early retirees.
ππ½ what is the 4% rule?
ππΎ where did the 4% rule come from?
ππΏ The Trinity Study explained
ππ» flaws in the studies used
π the biggest reason the rule does not reflect Australian spending habits in retirement
Vince Scully is the founder and portfolio manager at Life Sherpa Invest. To learn more visit: https://lifesherpa.com.au/
Watch this is investing on Youtube: https://www.youtube.com/@thisisinvesting
Learn to be a better investor with The Quick Start-Guide to Investing: Β https://www.moneypodcast.com.au/store
Have a question or topic for the show? Post it in our Facebook group.
To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
Any advice is general financial advice and does not consider your objectives, financial situation or needs. You should consider whether the advice is appropriate for you before acting. Always read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs before buying any financial product. Vince Scully is a representative and SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
Hosted on Acast. See acast.com/privacy for more information.

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