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What would you do if you built a $1.8 million portfolio as a teacher? In this episode of the Teacher Money Show, Shaun Morgan sits down with Christina, a New York City public school teacher earning $150,000 a year, to unpack how she grew her retirement and taxable accounts to $1.8M—and how she’s planning her future.Christina started early, consistently maxing out her Roth IRA, 457b, and investing in a taxable brokerage account. During summers, she actively trades (a very small portion of her portfolio in) stocks and options to accelerate her wealth. Now she’s weighing the tradeoffs of retiring at 50, 53, or 55—balancing her pension benefits with her dream of starting schools and orphanages around the world.We also dive into:-How teachers can maximize retirement accounts (403b, 457b, Roth IRA)-Strategies for minimizing taxes in retirement (Roth conversions, 0% capital gains tax bracket, donor-advised funds)-Why teachers should focus on their bigger “why”—their vision for impact—over obsessing about taxes/optimization in retirement-Practical advice for balancing financial freedom with purposeWhether you’re a teacher just starting out or nearing retirement, Christina’s story shows that teachers can build wealth, retire early, and use their money for a mission bigger than themselves.👉 Watch now and subscribe to the Teacher Money Show for more teacher-focused financial strategies.Explore the show notes at:https://www.teachermoneyshow.com/show91Become a guest on the show:https://www.teachermoneyshow.com/guestLeave a voicemail question:https://www.speakpipe.com/teachermoneyshowBring me to your school to talk personal finance for teachers!https://www.shaunkmorgan.com#TeacherMoneyShow #TeacherFinance #RetirementPlanning #InvestingForTeachers #FinancialIndependence
By Shaun Morgan4.4
55 ratings
What would you do if you built a $1.8 million portfolio as a teacher? In this episode of the Teacher Money Show, Shaun Morgan sits down with Christina, a New York City public school teacher earning $150,000 a year, to unpack how she grew her retirement and taxable accounts to $1.8M—and how she’s planning her future.Christina started early, consistently maxing out her Roth IRA, 457b, and investing in a taxable brokerage account. During summers, she actively trades (a very small portion of her portfolio in) stocks and options to accelerate her wealth. Now she’s weighing the tradeoffs of retiring at 50, 53, or 55—balancing her pension benefits with her dream of starting schools and orphanages around the world.We also dive into:-How teachers can maximize retirement accounts (403b, 457b, Roth IRA)-Strategies for minimizing taxes in retirement (Roth conversions, 0% capital gains tax bracket, donor-advised funds)-Why teachers should focus on their bigger “why”—their vision for impact—over obsessing about taxes/optimization in retirement-Practical advice for balancing financial freedom with purposeWhether you’re a teacher just starting out or nearing retirement, Christina’s story shows that teachers can build wealth, retire early, and use their money for a mission bigger than themselves.👉 Watch now and subscribe to the Teacher Money Show for more teacher-focused financial strategies.Explore the show notes at:https://www.teachermoneyshow.com/show91Become a guest on the show:https://www.teachermoneyshow.com/guestLeave a voicemail question:https://www.speakpipe.com/teachermoneyshowBring me to your school to talk personal finance for teachers!https://www.shaunkmorgan.com#TeacherMoneyShow #TeacherFinance #RetirementPlanning #InvestingForTeachers #FinancialIndependence

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