The Teacher Money Show

91: 1.8 Million on a Single Teacher Income with Christina


Listen Later

What would you do if you built a $1.8 million portfolio as a teacher? In this episode of the Teacher Money Show, Shaun Morgan sits down with Christina, a New York City public school teacher earning $150,000 a year, to unpack how she grew her retirement and taxable accounts to $1.8M—and how she’s planning her future.Christina started early, consistently maxing out her Roth IRA, 457b, and investing in a taxable brokerage account. During summers, she actively trades (a very small portion of her portfolio in) stocks and options to accelerate her wealth. Now she’s weighing the tradeoffs of retiring at 50, 53, or 55—balancing her pension benefits with her dream of starting schools and orphanages around the world.We also dive into:-How teachers can maximize retirement accounts (403b, 457b, Roth IRA)-Strategies for minimizing taxes in retirement (Roth conversions, 0% capital gains tax bracket, donor-advised funds)-Why teachers should focus on their bigger “why”—their vision for impact—over obsessing about taxes/optimization in retirement-Practical advice for balancing financial freedom with purposeWhether you’re a teacher just starting out or nearing retirement, Christina’s story shows that teachers can build wealth, retire early, and use their money for a mission bigger than themselves.👉 Watch now and subscribe to the Teacher Money Show for more teacher-focused financial strategies.Explore the show notes at:https://www.teachermoneyshow.com/show91Become a guest on the show:https://www.teachermoneyshow.com/guestLeave a voicemail question:https://www.speakpipe.com/teachermoneyshowBring me to your school to talk personal finance for teachers!https://www.shaunkmorgan.com#TeacherMoneyShow #TeacherFinance #RetirementPlanning #InvestingForTeachers #FinancialIndependence

...more
View all episodesView all episodes
Download on the App Store

The Teacher Money ShowBy Shaun Morgan

  • 4.4
  • 4.4
  • 4.4
  • 4.4
  • 4.4

4.4

5 ratings


More shows like The Teacher Money Show

View all
The Ramsey Show by Ramsey Network

The Ramsey Show

39,028 Listeners

Money Guy Show by Brian Preston and Bo Hanson

Money Guy Show

3,221 Listeners

Teach and Retire Rich by Daniel Otter

Teach and Retire Rich

114 Listeners

Retirement Starts Today by Benjamin Brandt CFP®, RICP®

Retirement Starts Today

536 Listeners

ChooseFI by ChooseFI

ChooseFI

5,158 Listeners

Stay Wealthy Retirement Podcast by Taylor Schulte, CFP®

Stay Wealthy Retirement Podcast

676 Listeners

BiggerPockets Money Podcast by BiggerPockets

BiggerPockets Money Podcast

3,080 Listeners

Everyone's Talkin' Money by Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health

Everyone's Talkin' Money

650 Listeners

How to Money by iHeartPodcasts

How to Money

3,161 Listeners

The Personal Finance Podcast by Andrew Giancola

The Personal Finance Podcast

1,421 Listeners

Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance) by Ari Taublieb, CFP®, MBA

Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

579 Listeners

Financially Independent Teachers by Dave Fleischer

Financially Independent Teachers

126 Listeners

Inspired Budget by Allison Baggerly

Inspired Budget

314 Listeners

Retirement Planning Education, with Andy Panko by Andy Panko

Retirement Planning Education, with Andy Panko

1,051 Listeners

Catching Up to FI by Bill Yount & Jackie Cummings Koski

Catching Up to FI

351 Listeners