Open enrollment season is here — but do you really know what you’re signing up for? In this episode of The Teacher Money Show, Shaun Morgan sits down with Jeff Venables to help teachers make smarter, more confident decisions during open enrollment.

They break down how to choose the right health insurance plan, when dental and vision insurance actually make sense, and how to think strategically about life insurance, disability coverage, and retirement contributions. This episode gives teachers a step-by-step guide to make the most of this important annual financial checkup.

Here are some highlights:

-How to choose between HMO, PPO, and high-deductible health plans (HDHPs)

-The difference between FSAs and HSAs — and which one saves teachers more money

-Why long-term disability insurance may be more valuable than short-term

-When to buy extra term life insurance (and skip whole life)

-How to use open enrollment to review your retirement contributions and investments

If you’ve ever felt overwhelmed by open enrollment forms or unsure about your benefit options, this episode will help you take control and make confident, informed decisions for the year ahead.

👉 Subscribe for more teacher-focused personal finance tips!

Explore the show notes at:

https://www.teachermoneyshow.com/show98

Become a guest on the show:

https://www.teachermoneyshow.com/guest

Leave a voicemail question:

https://www.speakpipe.com/teachermoneyshow

Bring me to your school to talk personal finance for teachers!

https://www.shaunkmorgan.com

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