In this episode of AgCredit Said It, host Kayla Laubacher is joined by Hannah Chaffee, a marketing intern at AgCredit, to discuss her experiences in agriculture and marketing. Hannah shares her journey of starting a goat breeding business, FC Show Goats, which began with two goats gifted to her on her fifth birthday. She talks about the challenges and rewards of managing a goat farm, including the importance of quality over quantity and the significance of record-keeping. Hannah also discusses her rebranding efforts, emphasizing the importance of authentic storytelling in agriculture and how her education in agricultural communications has influenced her approach to marketing. Additionally, she shares insights on balancing her college studies with her business and internship, highlighting the value of networking and time management. The episode concludes with Hannah providing advice for aspiring entrepreneurs and sharing her social media handles for those interested in following her journey.

Show Notes:

https://www.agcredit.net/news/ep-98-life-agcredit-intern

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In this episode of AgCredit Said It, host Libby Wixtead interviews Davey Neidhart, a sixth-generation farmer, about his journey in diversifying his farming operation by adding additional revenue streams. Davey shares his background, explaining how a family tragedy initially pushed him away from farming, leading him to pursue a degree in agricultural economics at Ohio State University. After working at a steel mill, he returned to farming, purchasing his first farm with the help of AgCredit. Davey discusses his venture into hops farming and how an unexpected opportunity led him to acquire a stump grinding business, which he successfully ran for ten years. The episode also covers his latest business venture, a farm drainage company named Neidhart Farm Drainage, which he started in response to a high demand for drainage services in his area. Davey emphasizes the importance of seizing opportunities, building relationships, and not being afraid to take risks. He also highlights the value of collaboration over competition in the agricultural industry.

Show Notes: https://www.agcredit.net/news/ep-98-seizing-business-opportunities-davey-neidhart

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In this episode of "Ag Credit Set It," host Phil Young dives deep into the intricacies of year-end financial preparation with special guest Nathan Buzard, a seasoned credit analyst at AgCredit. Discover why year-end financials are crucial for farmers and lenders alike, and learn how to effectively prepare your balance sheets, earning statements, and year-end questionnaires. Nathan shares expert insights on the importance of accurate financial reporting, the difference between cash and accrual accounting, and common pitfalls to avoid. Whether you're a seasoned farmer or new to the field, this episode offers valuable strategies to enhance your financial acumen and ensure a prosperous future for your farm. Tune in to gain a comprehensive understanding of how detailed financials can influence loan approvals and credit limits, and why regular communication with your lender is key to financial success.

Show Notes:

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Join us on this episode of "AgCredit Said It" as guest host Kayla Laubacher takes us beyond the balance sheet into the world of beekeeping with Greg and Angela Laub of Laub Bee Honey. Discover how this dynamic duo started their honeybee journey, the challenges they face, and the sweet rewards of their labor. Learn about the intricacies of hive management, honey harvesting, and the importance of local honey production. Whether you're a seasoned beekeeper or just curious about the process, this episode offers valuable insights and tips for anyone interested in diversifying their agricultural operations. Tune in for a fascinating conversation that highlights the passion and dedication behind every jar of honey.

Show Notes: https://www.agcredit.net/news/ep-96-bee-yond-balance-sheet-diversifying-honey-production

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In this episode of "AgCredit Said It," host Libby Wixtead kicks off season five by focusing on the diversification of agricultural operations. The guest for this episode is Melinda Witten, President and CEO of the Ohio Agribusiness Association (OABA). Melinda shares her journey to becoming CEO, emphasizing her lifelong connection to agriculture and her previous experience with the Ohio Farm Bureau. The discussion highlights OABA's mission to enhance the business environment for Ohio agribusinesses through advocacy, education, and fostering a strong industry network. Melinda elaborates on OABA's diverse membership and the importance of communication, policy updates, and professional development, particularly through programs like "Launch," which aims to develop emerging leaders in the industry.

Show Notes: https://www.agcredit.net/news/ep-95-cultivating-success-insights-ohio-agribusiness-associations-leader

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This week we're revisiting another popular episode from Season 4. Season 5 launches in November with new episodes!

In this episode of AgCredit Said It, host Libby Wixtead welcomes back Stacie McCracken, owner of McCracken, an agricultural marketing agency based in Ohio. The discussion centers around the importance of branding and marketing for farm businesses. Stacie explains that branding goes beyond just visual identity, encompassing mission, vision, strategy, goals, and customer experience. She emphasizes the significance of a strong brand identity that aligns with the farm's goals and values. The conversation covers how to leverage unique stories, the role of market research, and the balance between traditional branding strategies and authenticity. Stacie provides practical advice on maintaining consistency across various platforms and the importance of simple, recognizable logos and colors. The episode concludes with tips on overcoming imposter syndrome and the power of sharing one's story to create an emotional connection with consumers.

Show Notes: https://www.agcredit.net/news/episode-77-building-strong-farm-brand-stacie-mccracken

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This week, we're revisiting one of the most downloaded episodes of Season 4.

In this episode of AgCredit Said It, host Libby Wixtead sits down with Ryan Conklin, lead attorney at Wright and Moore law firm, to delve into the intricacies of dower rights and joint survivorship. Ryan shares his expert advice on how these legal concepts impact farm finance, succession planning, and property ownership. Whether you're a seasoned farmer or just starting out, this episode provides valuable insights to help you protect your assets and ensure a smooth transition for future generations. Tune in to learn practical strategies for managing your farm's financial future and avoiding common pitfalls in estate planning.

Show Notes: https://www.agcredit.net/news/episode-76-legal-strategies-farm-families-dower-rights-and-joint-survivorship

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In this episode of "Ag Credit Said It," the hosts gather to recap their favorite episodes from Season 4. The discussion begins with Matt highlighting Episode 74, which focused on navigating interest rates in agriculture with insights from Dan Ebert. The episode delved into historical trends in interest rates, particularly in the agricultural sector, and how they have evolved over the years. Phil then shares his favorite, Episode 86, featuring an interview with Andy Drerup, Director of Precision Ag at Truland Equipment. They discussed the challenges and opportunities in updating farm equipment, the technological advancements in agriculture, and the return on investment for such upgrades. Lastly, Libby talks about Episode 83 with Christy Seyfert from the Farm Credit Council, where they explored how the council advocates for farmers in Washington, D.C., and helps them navigate economic uncertainties. The episode concludes with a teaser for Season 5, which will focus on diversifying operations and income streams.

Show Notes: https://www.agcredit.net/news/ep-92-best-season-4

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In this episode of "AgCredit Said It," the hosts delve into the implications of the recently passed "One Big Beautiful Bill" (HR 1) and its significance for the agricultural sector. Steve Hamilton from Nationwide joins the discussion to provide insights into the bill's impact on farm finance, policy, and transition planning. The episode covers various aspects of the bill, including its tax provisions, agricultural risk coverage, and support for livestock producers. Key highlights include the reauthorization of farm bill programs, increased price guarantees for major commodities, and changes to tax deductions and estate tax exemptions. The conversation also emphasizes the importance of transition planning for generational farms and the role of Nationwide's Land as Your Legacy program in assisting farm families.

Nationwide's Land as Your Legacy Program

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Show Notes:

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In this episode of AgCredit Said It, host Phil Young engages in a conversation with David Marrison, a field specialist in farm management from Ohio State University, to discuss the critical topic of farm transition planning. David shares his extensive experience in farm management, having worked as a county extension educator since 1997 and as a field specialist since 2022. The discussion delves into the importance of farm transition planning, which encompasses succession planning, estate transfer, tax management, and business organization structure. David emphasizes the need for a comprehensive approach that includes developing future leadership, establishing family communication plans, and creating contingency plans for unforeseen events. He highlights the significance of starting the planning process early, ideally 7 to 10 years before the senior generation plans to retire, to ensure a smooth transition. The conversation also touches on the challenges of family dynamics and communication in planning for the future of farm businesses. David recommends resources such as the book "Crucial Conversations" and Elaine Fra's book on farm coaching to help families navigate these discussions. He also mentions the Ohio Farm Resolution Services, which assists families in having sensitive conversations about farm transitions. The episode concludes with a call to action for families to commit to regular meetings and utilize available resources to develop a strategic transition plan.

Show Notes: https://www.agcredit.net/news/ep-90-planning-tomorrow-farm-transition-strategies-david-marrison

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