Whether you're a beginning farmer or an experienced operator, you're probably no stranger to the unsteady cash flow that's typical of the annual production cycle of agriculture. Lines of credit are an effective agriculture financing tool that gives producers the purchasing power they need throughout the entire year. And if you've been thinking about an operating line, or just want to know more about what options are out there, this episode is for you! In this episode, our hosts get together to discuss exactly what lines of credit are, how they're structured and give examples and scenarios of how they determine a line of credit for various types of producers and situations.

Resources mentioned in this episode:Ep. 4: Balance Sheets https://www.agcredit.net/news/episode-4-what-are-year-end-balance-sheets-and-how-build-them-credit-analyst-joel-althauser

Show Notes: https://www.agcredit.net/news/episode-7-understanding-lines-credit

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As a seasoned agriculturalist, traveler and researcher, Dr. David Kohl, professor at Virginia Tech, has the unique wisdom and perspective of observing agriculture trends. In this episode of AgCredit Said It, our hosts interview Kohl to get his candid insight about the trends we'll likely see in 2022 and into the future.

Show Notes: https://www.agcredit.net/news/episode-6-agriculture-trends-you-should-know-about-dr-david-kohl

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Share questions and topic ideas with us:Email [email protected]

In this episode, hosts Matt Adams and Phil Young chat trends they're seeing in the agriculture equipment industry, and bring in Shawn Gerdeman, product manager for Unverferth Manufacturing, to get a manufacturing perspective on what farmers have experienced in 2021 and what will be important to them going into 2022.

Show Notes: http://www.agcredit.net/news/episode-5-equipment-outlook-2022-shawn-gerdeman

Connect with AgCredit:Facebook https://www.facebook.com/agcredit Twitter https://twitter.com/agcredit Instagram https://www.instagram.com/agcreditaca/

Share questions and topic ideas with us:Email [email protected]

Finances and record keeping. They're not the most exciting parts of farming, but they are the powerful pieces you need for a successful loan approval. In this episode of AgCredit Said It, our hosts sit down with credit analyst Joel Althauser to discuss the perfect recipe for creating a balance sheet. We chat (in the least boring way possible) about what a balance sheet is, why it's important to not only you and your operation, but to your lender and credit analyst too, and other valuable tips on filling out this essential document.

How can beginning farmers choose the right lender for your needs? How can you best prepare for starting a lending relationship off on the right foot? In Episode 3 of AgCredit Said It, our team of hosts answers these questions, shares their tips for communicating with your lender and more.

Show Notes: www.agcredit.net/news/episode-3-cultivating-strong-relationship-your-lender

Connect with AgCredit:Facebook https://www.facebook.com/agcredit Twitter https://twitter.com/agcredit Instagram https://www.instagram.com/agcreditaca/

Share questions and topic ideas with us:Email [email protected]

Let's meet two very important AgCredit leaders. We chat with Brian Ricker, President and CEO of AgCredit, and Dusty Sonnenberg, AgCredit Board Chairman, on their career journey's to AgCredit and dive into what makes AgCredit's cooperative business model unique.

If you've ever wondered how members benefit from the cooperative model, this episode will help you not only understand how a cooperative operates, but also answer questions, like how member patronage is determined and the functions of a board of directors.

We also discuss some of the biggest challenges the agriculture and lending industries have seen in the past few years, as well as ask our guests to give us their best wisdom for those just starting out in agriculture.

Show Notes: www.agcredit.net/news/episode-2-who-agcredit

Connect with AgCredit:Facebook https://www.facebook.com/agcredit Twitter https://twitter.com/agcredit Instagram https://www.instagram.com/agcreditaca/

Share questions and topic ideas with us:Email [email protected]

Welcome! In this first episode of AgCredit Said It, we introduce our hosts, give insight on topics you can expect to hear about on the podcast and ask each host to share what they're most excited for as they dive into podcast hosting.

Show Notes: www.agcredit.net/news/episode-1-meet-your-hosts

Connect with AgCredit:Facebook https://www.facebook.com/agcredit Twitter https://twitter.com/agcredit Instagram https://www.instagram.com/agcreditaca/

Share questions and topic ideas with us:Email [email protected]

Mark your calendars! AgCredit Said It will begin on November 1st!

Agriculture can be a challenging business. Join a team of experienced ag lenders dedicated to serving the rural community as they interview experts who know the industry inside and out.

New episodes are released every first and third Monday of the month.

Each show contains insights, advice and must-have information on all things rural living. If you live and work in rural America, and need help understanding topics like agronomy, succession planning, farm security and equipment financing, this show is for you.

Follow us on Instagram, Facebook and Twitter for more tips and resources between episodes.

Visit the AgCredit website to learn more about financing your dreams.