The artificial intelligence boom has captured the attention of investors worldwide, but is it truly delivering on its promises? In this episode of Lykken on Lending, host David Lykken dives into a critical discussion with Pavan Agarwal, CEO of SunWest Mortgage, to explore the latest insights from Microsoft on AI investments. As funding pours into AI-driven startups, industry leaders are questioning whether these technologies are translating into real economic value. Microsoft’s cautious stance signals a shift in investment strategies, favoring innovation with tangible business applications over mere hype. Meanwhile, Angel AI is proving its worth with rapid user growth and practical implementations in the mortgage and financial sectors. Tune in as we uncover the reality behind AI investments and what separates groundbreaking advancements from overhyped ventures.