In this Q&A edition of the Australian Finance Podcast, hosts Owen Rask and Tahli Cavagnino tackle key listener questions that pop up during tax season and portfolio reviews.

This episode covers:

– How to ensure your ETF tax reporting is accurate

– Why rebalancing might not be as crucial for young investors

– What to document when doing your own tax

– How to choose the right financial adviser or accountant

– Women in Finance

– Documenting a Brokerage Account

– When and Why to Rebalance a Portfolio?

– Implications of Inheriting ETFs

– How To Find a Good Accountant or Financial Advisor

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In this Australian Finance Podcast episode, Owen Rask reveals a million-dollar mistake from early in his wealth-building journey.

He explains:

– The opportunity he missed in the property market

– Why he stuck with shares and ignored other strategies

– How combining property and shares could have accelerated his financial growth

– A powerful lesson in using every tool at your disposal for long-term wealth

If you liked this Australian Finance Podcast episode on investing lessons and personal mistakes, subscribe to the show on Apple, Spotify, YouTube, or wherever you get your podcasts!

Follow us on Instagram and TikTok for more insights.

Topics Covered

– The $1 million property mistake

– Shares vs property: a false choice?

– What is debt recycling and equity release?

– How to use property to supercharge investments

– The role of financial planning in building wealth

– Why dogma (shares only or property only) can be dangerous

– Lessons from missing the train on property

– Using loans strategically for tax efficiency

– Warren Buffett's influence—and where it can go wrong

– Rethinking financial tools: use the whole toolkit

Resources for this episode

📄 Learn more about investing smarter: – Free Property Course

~~ Show partner resources ~~

💰 Join Pearler using code “RASK” for $15 of Pearler Credit - https://bit.ly/Pearler

📊 Get 50% off your first two months using PocketSmith - https://bit.ly/R-PocketSmith

📈 View Betashares full range of funds - https://bit.ly/beta-25

~~ Rask resources ~~

🔗 Explore all Rask services - https://bit.ly/R-services

📋 Learn about Rask Financial Planning - https://bit.ly/R-plan

📈 Start investing with Rask - https://bit.ly/R-invest

📜 Access Show Notes - https://bit.ly/R-notes

❓ Ask a question - just select the Finance Podcast - https://bit.ly/R-quest

📲 Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest

DISCLAIMER

This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) - https://www.rask.com.au/fsg

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In this episode of The Australian Finance Podcast, Owen Rask is joined by Rob Thomson from the Australian Tax Office (ATO) to help you tackle tax time in 2025. Rob shares the ATO's focus areas, common tax myths, and practical steps for getting your return right the first time. Topics include:

– The ATO’s "grand final" season: why tax time is so important

If you liked this episode on preparing for tax time, make sure to subscribe on⁠ Apple⁠,⁠ Spotify⁠,⁠ YouTube⁠, or wherever you listen to great podcasts.

You can follow Rask on⁠ Instagram⁠ and⁠ TikTok⁠ for quick financial tips.

Topics Covered

Episode resources

– ATO website

– ATO myDeductions App

~~ Show partner resources ~~

~~ Rask resources ~~

📲 Follow us on social media:

DISCLAIMER

If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg

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In this Australian Finance Podcast Q&A episode, Owen Rask is joined by Rask Financial Adviser Tahli to tackle real listener questions. In this candid and relatable conversation, they cover:

– Investing in Asian and Emerging Market ETFs

– How to think about position sizing in a portfolio

– What it’s really like to switch careers (from fitness to finance)

– Why relatable and accessible financial advice matters

– Tahli’s unique money splurge and what it says about values

Whether you're building your ETF portfolio or wondering if a finance career is right for you, this episode has something for everyone.

If you like this Australian Finance Podcast episode, don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!

Follow us on Instagram and TikTok for more investing insights.

Topics Covered

– Meet Tahli: From Fitness Coach to Financial Adviser

– What Inspired the Career Switch?

– Early Money Influences & Finding Your Financial Identity

– Listener Q: Are Asian ETFs Worth It? (IAA, VAE, EMKT, IEM)

– How to Think About Risk & Position Sizing

– Why Emerging Markets Can Be Risky But Diversifying

– Investing for Different Goals with the Same ETFs

– Random Splurges Under $50: Acai Packets & Everyday Joy

– The Importance of Relatable Financial Content

– Q&A Hosting Twist: Tahli Interviews Owen

Resources for this episode

– Vaneck’s EMKT ETF
– iShares IEM ETF
– Luxury Car Tax Rates and thresholds
– EV Incentives
– Tax structuring explained article

~~ Show partner resources ~~

💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler

📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith

📈 View Betashares full range of funds – https://bit.ly/beta-25

~~ Rask resources ~~

🔗 Explore all Rask services – https://bit.ly/R-services

📋 Learn about Rask Financial Planning – https://bit.ly/R-plan

📈 Start investing with Rask – https://bit.ly/R-invest

📜 Access Show Notes – https://bit.ly/R-notes

❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest

📲 Follow us on social media:

Instagram: @rask.invest

TikTok: @rask.invest

DISCLAIMER

This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.

Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg

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In this short episode of The Australian Finance Podcast, Owen Rask takes you through three ASX-listed companies with serious long-term growth potential. If you're keen to identify standout shares—or you’d rather play it safe with ETFs—this one’s for you.

– Why growth matters more than dividends for some investors

– What to look for in a high-quality growth stock

– A simple ETF to consider if individual shares aren’t your thing

If you enjoy this episode on growth investing, make sure to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!

Follow us on Instagram and TikTok for more money & investing tips.

Topics Covered

– Why growth > dividends (for some investors)

– 5 things Owen looks for in a growth stock

– Share #1: Xero (ASX: XRO) – cloud accounting powerhouse

– Share #2: XRF Scientific (ASX: XRF) – materials testing tech

– Share #3: RPM Global (ASX: RUL) – mining software leader

– The ETF back-up plan: MVW – a diversified Aussie growth basket

– Core vs satellite: how ETFs & shares fit together

– Why you should still think about valuation (but not obsess!)

– The power of time in growth investing

– Risks of owning individual companies

📄 Learn more about these companies:

– Xero Ltd (XRO)

– XRF Scientific (XRF)

– RPM Global (RUL)

💡 Rask strategy: core ETFs + satellite shares

~~ Show partner resources ~~

💰 Join Pearler using code “RASK” for $15 of Pearler credit – https://bit.ly/Pearler

📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith

📈 View Betashares full range of funds – https://bit.ly/beta-25

~~ Rask resources ~~

🔗 Explore all Rask services – https://bit.ly/R-services

📋 Learn about Rask Financial Planning – https://bit.ly/R-plan

📈 Start investing with Rask – https://bit.ly/R-invest

📜 Access show notes – https://bit.ly/R-notes

❓ Ask a question – just select the finance podcast – https://bit.ly/R-quest

📲 Follow us on social media: I

nstagram: @rask.invest – https://www.instagram.com/rask.invest/

TikTok: @rask.invest – https://www.tiktok.com/@rask.invest

This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg

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 In this Australian Finance Podcast Q&A episode, Owen Rask and financial planner Alex Luck (from Everest Wealth Group) answer your burning money questions. Tune in to hear them break down:

– Whether paying off your HECS debt early is a smart move

– The difference between managed funds and ETFs

– Stepped vs level insurance premiums explained

– Renting out your home without triggering CGT

– The proposed $3 million super tax (Division 296) and why it matters

If you enjoy this style of episode, hit subscribe and send us your questions. Listen each week on Apple, Spotify, YouTube, or wherever you get your podcasts!

Follow us on Instagram and TikTok for more finance tips and Q&As.

Topics Covered

– Should you make voluntary HECS repayments?

– How HECS debt affects borrowing capacity

– Managed funds vs ETFs: key differences

– What is a stepped insurance premium vs a level premium?

– Should you rent out your home short term?

– How the 6-year CGT rule works

– What is the $3 million super tax (Division 296)?

– Why taxing unrealised gains is so controversial

– Long-term implications for young Australians’ super

– Tips for getting qualified tax and financial advice

Resources for this episode 📄 FIRE: 10 things activity – Download PDF 🏢 Get financial advice from Everest Wealth Group

~~ Show partner resources ~~

💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler

📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith

📈 View Betashares full range of funds – https://bit.ly/beta-25

~~ Rask resources ~~

🔗 Explore all Rask services – https://bit.ly/R-services

📋 Learn about Rask Financial Planning – https://bit.ly/R-plan

📈 Start investing with Rask – https://bit.ly/R-invest

📜 Access show notes – https://bit.ly/R-notes

❓ Ask a question – just select the finance podcast – https://bit.ly/R-quest

📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg

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The FHSS First Home Super Saver Scheme is a great way to save for your first home. But it's complicated.

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 In this Australian Finance Podcast episode, your hosts Owen Rask and Navarre Trousselot

 (founder of Navexa) explain what Aussie investors need to know before tax time. They cover:

– What counts as investment income

– Understanding capital gains tax (CGT)

– Smart strategies to optimise your return

– Common tax-time mistakes and how to avoid them

If you like this Australian Finance Podcast episode on tax and investing, you’ll love our other investor guides. Don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!

Follow us on Instagram and TikTok for more investing tips.

Topics Covered

– What is investment income?

– The basics of capital gains tax (CGT)

– Shares, ETFs & crypto: how CGT applies

– What’s prefilled and what’s not

– DRPs & staking rewards: you still pay tax

– The power of capital losses

– CGT discount for long-term holds

– How marginal tax rates work

– Smart deductions: tools, software & home office

– Why Navexa helps investors stay organised

– EOFY deadlines & planning ahead

Resources for this episode 📺 Watch Navarre Trousselot’s last episode on YouTube: https://youtu.be/bJj1w-VereA 🧾 Navexa portfolio tracker: https://www.navexa.com/au 📚 Rask’s tax course: https://education.rask.com.au/courses/tax-course/

~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25

~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access show notes – https://bit.ly/R-notes ❓ Ask a question – just select the finance podcast – https://bit.ly/R-quest

📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, your host Gemma Mitchell is joined by Lottie Dalziel – sustainability expert, founder of Banish, and author of 365+ Ways to Save the Planet, and your money at the same time. 

They bust common myths about living more sustainably, explore the biggest impact changes you can make at home (that are good for both the planet and your wallet), and share practical tips to get started today – no perfection required.

Whether you’re eco-curious or already composting like a pro, this episode will leave you inspired to take action that actually sticks.

If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.

Resources for this episode

- Find Lottie- Banish | Eco-Friendly & Plastic Free Online Store | B Corp | Australia

- Buy Lotties book- Amazon | Booktopia | Dymocks | Readings | QBD Books

- Ask a question (select the Finance podcast): https://bit.ly/R-quest 

~~ Show partner resources ~~

Join Pearler using code “RASK” for $15 of Pearler Credit

Get 50% off your first two months using PocketSmith

View Betashares range of funds

~~ Rask resources ~~

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #finance #asx

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In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions- covering investing in Gold, super, paying a lot of tax and much more! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. 

Your questions answered today:

- Is it risky using the First home super saver scheme given super is invested?

- Help- I pay over $100k a year in tax- what can I do?

- Making changes to super from age 60- why isn’t everyone doing this strategy? 

- I want to add gold to my investment portfolio- where do I start?

Resources for this episode

- PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK

- Ask a question (select the Finance podcast): https://bit.ly/R-quest 

~~ Show partner resources ~~

Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler

Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith

View Betashares range of funds:  https://bit.ly/beta-25

~~ Rask resources ~~

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

Learn more about your ad choices. Visit megaphone.fm/adchoices