Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions!

In this week’s episode, Chris and Pete cover:

1 – HUGE shifts in financial markets

2 – Apartment prices soar for new builds (Urbis)

3 – Changes to HELP debts treatment

Resources for this episode

Rask Resources

Pete's Buyers Agency: https://www.allenwargent.com.au

Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking 

Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au 

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

#property #australia

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In this Australian Property Podcast episode, Chris and Amy teach you how to win at auction. Basically, you just need to have an unlimited budget (just joking). Ultimately, the buyer with the most money often wins, but not always.

They explore: 

The rules around auctions 

Auction tips

Buying prior to auction 

Rask Resources

Pete's Buyers Agency: https://www.allenwargent.com.au

Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking 

Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au 

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

#property #australia

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The ASX 200 (ASX: XJO) price is crashing down 6.5%. Commonwealth Bank of Australia (ASX:CBA) share price is down 7.7%. BHP Group Ltd (ASX: BHP) share price is down 8%.

VIDEO VERSION: https://youtube.com/live/SBxxCavI2Lo

ASX 200 investors, what should you do in a market crash?!

If you're watching the ASX 200 sell-off in fear, rest assured - at 12 noon today (MEL/SYD time), Chief Investment Officer Owen Rask will break down his 5-part market crash investing checklist.

✨ Resources ✨

Rask Invest portfolio: https://www.rask.com.au/rask-invest

Join our community: https://community.rask.com.au

Get financial advice: https://www.rask.com.au/advice

Special guest Claude Walker:

https://arichlife.com.au/

All information in this podcast is strictly general in nature. It is not personal financial advice as it does not take into account your needs, goals or objectives. So don’t act on it before speaking with your financial planner. Owen Raszkiewicz can be verified on asic.gov.au. He is the ultimate holder of AFSL 563907 and you can read Rask's Financial Services Guide at www.rask.com.au/fsg Investing can be risky and result in permanent capital loss.

#investing #asx200

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In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists talk you through all the latest property market news. 

Topics covered today:

In this week’s episode, Chris and Pete cover:

1 – Property investors guide to the election

2 – Average wealth passes $1.5m per household

3 – Population growth returns to capital cities

Resources for this episode:

1 – Investors guide to the election

- ALP: Help to Buy scheme expanded, and Build to Rent

- Coalition: Super for housing, fuel excise cut, and 25% cut to immigration

- Lending assessment buffer would be cut to 2.5%

- Also cuts to public sector jobs and size if Coalition wins

- Not much new for supply measures – just relying on the cycle to pick up generally

- Both sides of politics stimulating with demand-side measures

- Historically, elections haven’t made that much difference (CoreLogic report)

- Maybe unit prices rose a bit more when ALP won – unions and FHOG

- Stock markets are under pressure – it seems this time around Trump is bullish for bonds, and bearish for stocks (opposite of 2016)?

2 – Average wealth passes $1.5 per household

- Average household wealth is $618,000 per person

- Equates to $1.5m per household

- Yes some disparity

- Partly speaks to the success of the superannuation system

- Aus aggregate wealth is huge at $17 trillion…HUGE

- What comes next?

• Average wealth passes $1.5m per household

3 – Population growth reverse to capital cities?

- After pandemic 'race for space', cap cities now attractive bulk of population growth

- ATH +520,900 in FY2023, Australia's cap city pop grew by +427,800 in FY2024.

- Return to office is a driver, some COVID refugees returning to the city

- Population growth across regional Australia was +113,800 or +1.3%

- Biggest Melbourne (+142,600) & Sydney (+107,500)

- Brisbane & Perth recorded extremely fast population growth of +2.7% & +3.1%

- What next? Impacts for property?

Rask Resources - these are included by default

Pete's Buyers Agency: https://www.allenwargent.com.au

Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking 

Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au 

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

#property #australia

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In this episode of the Australian Property Podcast, Amy and Chris delve into the complexities of private sales and how to make offers 

Tune in to learn more about navigating private sales and how to position yourself effectively in a competitive market!

Rask Resources

Pete's Buyers Agency: https://www.allenwargent.com.au

Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking 

Amy Lunardi Buyers Agency (Melbourne) https://www.amylunardi.com.au

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

#property #australia

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In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the Federal Budget, how COVID-19 impact property over the past 5 years, and also how the 2032 Olympics announcements will impact property markets in Brisbane and across Queensland. 

Topics covered today:

1 – Help to Buy scheme expanded

2 – How COVID impacted property in 7 charts

3 – Brisbane announces Olympic venues for 2032

Resources for this episode

1 – Help to Buy Scheme expanded

2 – The impact of COVID on property in 7 charts

• Charts show how Australia's housing market has changed since COVID

3 – Brisbane Olympics venues announced

3 listener questions

Other news of interest

Budget news

Rask Resources

Pete's Buyers Agency: https://www.allenwargent.com.au

Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking 

Amy Lunardi Buyers Agency (Melbourne) https://www.amylunardi.com.au 

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

#property #australia

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Topics covered today:

Navigating property inspections with Pete and Amy

Purpose of this list is to not go into a property and check all 100 items, it’s a guide for you to determine what’s important/relevant for you

-Inspections – private inspection or open home?

Sometimes you only get one chance, and there may not a lot of time!

-Take notes & videos (ask the agent)

-Does it meet your brief? (if not - why are you there?)

Property itself – building inspector does check a lot of things (dampness, roof, switchboard, appliances etc) understand this so you can focus on what’s important to you  

What can and can’t you change? Location!

Parking space/permit parking/traffic –can you fit in the car space? Is there a storage cage included? Make sure you get the right lot number! 

Renovations (speak to your legal representative) & new structures, sleepout, decking, carports, open plumbing applications. Are they all approved & signed off?

For apartments:

The local area:

Can do this before/after the open:

And what about the ‘vibes?’ Most importantly - DO YOU LIKE the property? And if not, why not? 

Resources for this episode

Rask Resources

Pete's Buyers Agency: https://www.allenwargent.com.au

Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking 

Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au 

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists talk through Melbourne’s property market switching into gear, the first signs of FOMO in Sydney property this year, and 15% of Kiwis now living in Australia. Pete and Chris also tackle some more of your listener questions. Enjoy!

Topics covered today:

1 – Bargain hunters move in for Melbourne

2 – Sydney market flirting with FOMO

3 – Kiwis flee NZ in record numbers 

Resources for this episode

Other news of interest

Rask Resources

Pete's Buyers Agency: https://www.allenwargent.com.au

Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking 

Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au 

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

#property #australia

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In this Australian Property Podcast episode Pete Wargent and Amy Lunardi deliver their step by step guide to buying property.

Topics covered today:

This episode covers the step by step process AFTER you’ve gone through the finance process, which we covered a few episodes ago with Owen & Chris, however some of these steps can be done before you get your finance sorted

Rask Resources

Pete's Buyers Agency: https://www.allenwargent.com.au

Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking 

Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au 

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgages talk about the impacts of ex-tropical cyclone Alfred, where the apartment market will turn a corner, and the bounce in sentiment for Melbourne property.

Topics covered today:

1 – Floods impact insurance

2 – How Australia’s property market spun out of control - and what we can do to fix it

3 – Apartment cycle turns the corner

Resources for this episode

How to Build a Future

Property prices, investors, first-home buyers and affordability

Building approvals at 25-month high

The development tide has turned on apartments

Council Housing Targets - Report

Homebuyers can lift their budget & slash their budget – but here’s why they shouldn’t

Sydney’s most advantaged suburb – it’s not where you think

Risk of Trump-cession rising – stock markets fall as public sector spending is cut, painfully period of detox ahead for US, plus tariffs uncertainty

Trumpcession narrative catches bid

Storm floods some parts of Brisbane and Gold Coast

Melbourne is a renter’s oasis

Oil price at a 3-year low

Why did inflation surge?

Rask Resources

Pete's Buyers Agency: https://www.allenwargent.com.au

Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking 

Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au 

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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