Like me, Lacey Filipich is passionate about financial independence and gaining choice in life. She's recently written a book, Money School, so I've invited her on to tell us all about it.

Lacey shares her thoughts on how social trends, like conscious consumerism and sustainable lifestyle, have helped Financial Independence gain momentum, especially among younger people. We discuss how the trend towards the gig economy has made younger people interested in finding options to take away the stress of job uncertainty.

She talks about changing how people perceive early retirement and introduces the idea of becoming time-rich.

We also discuss the common fear of "I've left it too late".

I'm sure you'll get a tonne out of our chat.

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