Debt is a drag on your finances now and in the future. For many military families, debt is one of the top stressors. When your credit is maxed out, it can make extra expenses that are molehills seem like mountains you have to climb. When you're in the thick of debt, it can seem impossible to overcome, but great news, there are steps you can take to get out of debt.

In this episode, I talk to George Kamel about the steps you can take to get out of debt, the difference between the debt snowball and avalanche, and balancing your quality of life through the process.

George is a personal finance expert with a countercultural approach to money. He's a cohost of The Ramsey Show and host of The Fine Print and The EntreLeadership Podcast—all available on the Ramsey Network. Since 2013, George has served at Ramsey Solutions, where his goal is to help people spend less, save more, and avoid consumer traps so they can make the most of their money.

You can find the show notes here: https://laceylangford.com/podcast/baby-stepping-out-of-debt/