In this episode, Ben & Bergs sit down with investor and the host of Australia's #1 YouTube property channel, Ravi Sharma. They chat building wealth through property and crypto. From leveraging debt recycling to navigating market challenges, Ravi shares sharp insights on strategy, diversification, and the mindset needed for financial freedom. About Ravi - Ravi Sharma is the Founder of Search Property Buyer's Agency, one of the fastest growing buyers agencies in Australia. By the age of 32, Ravi successfully acquired a property portfolio of $15M, showcasing his expertise and commitment to property investment. He is also the host of Australia's #1 property channel on YouTube, Personal Finance with Ravi Sharma, with over 91,000 subscribers eager to learn about real estate, investing, and building a foundation for retirement. Ravi also hosts the ‘More Than Money’ podcast on Spotify and YouTube, exploring conversations with influential figures across the Australian landscape.Follow Ravi on socials:Instagram: @PersonalFinanceWithRaviYouTube: @PersonalFinancewithRaviSharmaTikTok: @PersonalFinanceWithRavi🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/🎙 Podcast Links:Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd👉 Connect with us:TwitterBen: https://twitter.com/bensimpsonauBergs: https://twitter.com/BabyBackBergLinkedinBen: https://www.linkedin.com/in/bensimpsonau/Bergs: https://www.linkedin.com/in/aberghuber/———

Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.The viewer should always:1. conduct their own research;2. never invest more than they are willing to lose; and3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

The High Net Worth Investor Crypto Summit is coming up! May 15th. Register Here:

https://collectiveshift.io/summit

Today we sat down with a very special guest: Anderson Chong, entrepreneur, investor, and the founder of Business by Design. He’s the quiet force behind multiple 7-figure businesses and more importantly, he lives a life with ultimate time freedom.

Ando takes us through how he rebuilt his business after burning half a million dollars in failed expansion, why time is better than revenue, and how to reverse-engineer a life that prioritizes family, health, and legacy.

Key Takeaways:

- Why revenue is vanity and profit + time are what really matter

- The mindset shift that saved Ando’s business and changed his life

- How to reverse-engineer your life goals into your business design

- The importance of detaching your identity from your business

- Why generous time boundaries lead to more growth, not less

Whether you're a founder, investor, or someone chasing a freedom-driven life, this episode is packed with hard-earned insights.

Join Anderson's Newsletter: https://www.businessxdesign.com.au/#footer-email

🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!

📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/

💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/

🎙 Podcast Links:

Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403

Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd

👉 Connect with us:

Twitter

Ben: https://twitter.com/bensimpsonau

Bergs: https://twitter.com/BabyBackBerg

Linkedin

Ben: https://www.linkedin.com/in/bensimpsonau/

Bergs: https://www.linkedin.com/in/aberghuber/

———

Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.

The viewer should always:

1. conduct their own research;

2. never invest more than they are willing to lose; and

3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

The High Net Worth Investor Crypto Summit is coming up! May 15th Register Here: https://collectiveshift.io/summit

After spending the last couple of weeks speaking with hundreds of investors on the Collective Shift Roadshow, Ben and Bergs share what they’ve observed as the most common patterns that lead to failure in crypto.

Whether you’re HODLing or trying to time the next altcoin breakout, this episode gives you the strategic clarity needed to avoid round-tripping your portfolio and make smarter moves going forward.

Key Takeaways Ep 217

- A proper exit strategy removes emotion and locks in life-changing gains

- Most people sell too early or too late because they lack clear goals

- The best buying opportunities happen during peak fear, not when prices are soaring

- Holding too many altcoins spreads you thin - focus beats diversification

- Your edge isn’t guessing price, it’s having a system you stick to under pressure

🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!

📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/

💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/

🎙 Podcast Links:

Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403

Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd

👉 Connect with us:

Twitter

Ben: https://twitter.com/bensimpsonau

Bergs: https://twitter.com/BabyBackBerg

Linkedin

Ben: https://www.linkedin.com/in/bensimpsonau/

Bergs: https://www.linkedin.com/in/aberghuber/

———

Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.

The viewer should always:

1. conduct their own research;

2. never invest more than they are willing to lose; and

3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

Register for the High Net Worth Investor Crypto Summit Here: https://collectiveshift.io/summit

Markets are moving and if you've stuck to the plan, you're finally seeing the payoff.

In this episode, Ben and Bergs break down the shift from extreme fear back toward recovery across crypto and stocks.

Plus: Ben shares the exact DCA moves he made in the last month and how he's planning to deploy the final chunk of capital this cycle.

This is a must-listen for anyone serious about executing through volatility and stacking serious gains long term.

Key Takeaways:

- Patience pays: Those who stuck to their strategy during peak fear are now seeing strong recoveries.

- Bitcoin resilience: Despite market chaos, Bitcoin stayed strong—only a ~35% pullback during massive macro fear.

- Early signs of recovery: Altcoins like SUI, Solana, and Pepe showing major rebounds (40–80% in some cases).

- Macro shift: Tariff tensions are easing, liquidity is improving, and rate cuts are back on the horizon.

- DCA remains undefeated: Strategic buys during fear periods can drastically improve your long-term positioning.

Think cycles, not headlines: Short-term fear is noise staying focused on fundamentals wins over time.

🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!

📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/

💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/

🎙 Podcast Links:

Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403

Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd

👉 Connect with us:

Twitter

Ben: https://twitter.com/bensimpsonau

Bergs: https://twitter.com/BabyBackBerg

Linkedin

Ben: https://www.linkedin.com/in/bensimpsonau/

Bergs: https://www.linkedin.com/in/aberghuber/

———

Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.

The viewer should always:

1. conduct their own research;

2. never invest more than they are willing to lose; and

3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

What does true financial freedom actually look like? In this episode (215) of the Ben and Bergs Podcast, we explore the 5 levels of financial wealth—based on Sahil Bloom’s "Five Types of Wealth"—and show you how to move up the ladder, step by step.

Ben and Bergs reflect on their own journeys: from sleeping on couches to building high-growth companies, managing crypto portfolios, and designing lives with freedom and flexibility.

Key Takeaways:

- Level 1-2: Cover your basics and start experiencing modest pleasures—this is where most people stay.

- Level 3: Start investing and compounding—this is where real wealth creation begins.

- Level 4: Passive income starts replacing earned income—work becomes optional.

- Level 5: Escape velocity, your investments pay for your lifestyle in full.

- Start today: Most people wait too long—get started with what you have, and let time work for you.

- Automate everything: Systems and habits beat motivation—set up direct debits, reduce expenses, and invest consistently.

#financialfreedom #finance #crypto

🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!

📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/

💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/

🎙 Podcast Links:

Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403

Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd

👉 Connect with us:

Twitter

Ben: https://twitter.com/bensimpsonau

Bergs: https://twitter.com/BabyBackBerg

Linkedin

Ben: https://www.linkedin.com/in/bensimpsonau/

Bergs: https://www.linkedin.com/in/aberghuber/

———

Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.

The viewer should always:

1. conduct their own research;

2. never invest more than they are willing to lose; and

3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

In this episode of the Ben and Bergs, we dive into the chaos unfolding across global markets due to Trump’s sweeping tariff announcements. From 10% universal tariffs to a 25% tax on automobile imports, these decisions are creating widespread uncertainty, fueling one of the sharpest corrections in years.

Whether you're a long-term investor or riding the current cycle, this episode offers clarity, strategy, and calm in the storm.

Key Takeaways:

- Trump’s tariffs are triggering massive sell-offs across global markets, including crypto.

- Stock market panic is largely driven by global supply chain uncertainty.

- Bitcoin remains strong relative to altcoins—BTC is down ~28% from all-time highs.

- If you’re sitting on cash, now may be a smart time to dollar-cost average into strong assets.

- Long-term thinking and clear goals help reduce panic during market volatility.

This is a reset, not the end. Be cautious, zoom out, and stay strategic.

#crypto #market #cryptoinvesting

🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!

📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/

💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/

🎙 Podcast Links:

Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403

Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd

👉 Connect with us:

Twitter

Ben: https://twitter.com/bensimpsonau

Bergs: https://twitter.com/BabyBackBerg

Linkedin

Ben: https://www.linkedin.com/in/bensimpsonau/

Bergs: https://www.linkedin.com/in/aberghuber/

———

Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.

The viewer should always:

1. conduct their own research;

2. never invest more than they are willing to lose; and

3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

If you’re putting serious capital into crypto or planning to, this episode is essential listening.

Ben and Bergs break down the three core ways to buy, sell, and manage your portfolio: centralized exchanges (CEX), decentralized exchanges (DEX), and OTC desks.

Whether you're new to crypto or managing a 7-figure bag, this episode will save you time, money, and stress.

Key Takeaways:

- CEXs are easy but fees and hidden spreads can eat into profits fast

- OTC is the best option for large trades ($50k+), offering locked pricing and lower slippage

- DEXs are ideal for same-chain swaps and spicy altcoins—but come with UX and liquidity challenges

- Use stablecoins to move quickly between assets without cashing out to AUD

#crypto #trading #cryptoinvesting

_____

🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!

📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/

💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/

🎙 Podcast Links:

Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403

Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd

👉 Connect with us:

Twitter

Ben: https://twitter.com/bensimpsonau

Bergs: https://twitter.com/BabyBackBerg

Linkedin

Ben: https://www.linkedin.com/in/bensimpsonau/

Bergs: https://www.linkedin.com/in/aberghuber/

———

Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.

The viewer should always:

1. conduct their own research;

2. never invest more than they are willing to lose; and

3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

Ben and Bergs break down the 5 stages of personal finance, from surviving to thriving and how to move between them.

Whether you're just getting on top of your bills or already building long-term wealth, this step-by-step framework shows you where you're at, where you’re headed, and how crypto fits into your bigger financial strategy.

They cover:

- The 5 stages of financial growth (from stability to legacy)

- How to identify which level you’re at and what’s holding you back

- Using crypto as a tool (not the whole game plan)

- Why compounding isn't linear and how to make it work in your favour

- The mindset and systems required to grow from consumer to investor

This is a must-listen if you're serious about wealth, time freedom, and using crypto to build a better life.

Key Takeaways:

- Most people misjudge where they are on the personal wealth ladder

- Crypto is a powerful tool—but only one piece of a bigger financial plan

- Compounding accelerates over time, especially when paired with systems

- Your goals and income strategy must evolve at each level of the ladder

- The real flex isn’t trading—it’s freedom, stability, and long-term security

#crypto #portfolio #wealthbuilding

🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!

📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/💻

If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/

🎙 Podcast Links:

Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403

Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd

👉 Connect with us:

Twitter

Ben: https://twitter.com/bensimpsonau

Bergs: https://twitter.com/BabyBackBerg

Linkedin

Ben: https://www.linkedin.com/in/bensimpsonau/

Bergs: https://www.linkedin.com/in/aberghuber/

———

Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.The viewer should always:1. conduct their own research;2. never invest more than they are willing to lose; and3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

In this episode of the Ben and Bergs Podcast, Ben and Bergs draw on over 8 years of experience and three full crypto cycles to share the 12 most important lessons every time-poor business owner should know when building a crypto portfolio.This isn’t a trading masterclass or degen playbook, it’s a framework for busy professionals who want long-term wealth without being glued to their screen. They cover everything from building conviction and filtering hype, to understanding market cycles, macro drivers, and sell strategies.Together, they break down:Why bull markets are harder than bear markets (and how to survive them)How to avoid the trap of overexposure to risky altcoinsThe role of macro liquidity and global risk cycles in cryptoHow to build, rebalance, and manage a portfolio while running a businessWhy most people fail to take profits—and how to do it differentlyIf you're a business owner or professional with a growing portfolio, this episode is packed with practical insights to help you protect your gains, stay informed, and grow smarter in this bull market.🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/🎙 Podcast Links:Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd👉 Connect with us:TwitterBen: https://twitter.com/bensimpsonauBergs: https://twitter.com/BabyBackBergLinkedinBen: https://www.linkedin.com/in/bensimpsonau/Bergs: https://www.linkedin.com/in/aberghuber/———Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.The viewer should always:1. conduct their own research;2. never invest more than they are willing to lose; and3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.

In this episode, Ben & Bergs dive into personal finance and investing, breaking down how to take control of your money, structure your investments, and build long-term wealth. Ben shares his recent financial turnaround and how treating his personal finances like a business has completely changed his approach. Bergs explains simple wealth-building systems that anyone can set up in under an hour.

Key Takeaways:

- Treating personal finances like a business creates clarity and control.

- The all-or-nothing mindset can hold you back from long-term wealth.

- Simple automation and investing strategies remove stress and build security.

-Having a clear financial goal is key to sustainable success.

- Diversification and long-term thinking outperform risky short-term bets.🔔 Enjoyed the episode? Hit SUBSCRIBE and turn on notifications for more!📧 Join the Collective Shift newsletter for weekly crypto insights: https://collectiveshift.io/newsletter/💻 If you are a busy professional and want to take the uncertainty out of your crypto investment journey with expert insights powered by world-class research from a team with a track record, you can book a complimentary 1:1 strategy call with Collective Shift: ⁠⁠⁠⁠⁠⁠⁠⁠https://collectiveshift.io/strategy/🎙 Podcast Links:Apple Podcasts: https://podcasts.apple.com/us/podcast/ben-bergs-%7C-crypto-business-sports/id1629581403Spotify: https://open.spotify.com/show/5xir3V8fvtmHTAQy2D9dQd👉 Connect with us:TwitterBen: https://twitter.com/bensimpsonauBergs: https://twitter.com/BabyBackBergLinkedinBen: https://www.linkedin.com/in/bensimpsonau/Bergs: https://www.linkedin.com/in/aberghuber/———Disclaimer: We are not Financial Advisors. All opinions expressed by Collective Shift representatives and/or guest/s in this video are intended for informational purposes only and should not be treated as investment or financial advice of any kind. Any information provided during the video is general in nature and does not take into account the viewers' specific circumstances. Collective Shift and its individual team members are not liable to the viewer or any other party for the viewer’s use of, or reliance on, any information received, directly or indirectly, from the video in any circumstances.The viewer should always:1. conduct their own research;2. never invest more than they are willing to lose; and3. obtain independent legal, financial, taxation and/or other professional advice in respect of any decision made in connection with this video.