Best of The Steve Harvey Morning Show

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Demond Martin.

Co‑founder and CEO of Well With All, a Black‑owned purpose‑driven wellness brand—joins Rushion McDonald to discuss health equity, entrepreneurship, his life story, his upcoming book Friends of the Good, and his new $1M AI Health Equity Prize.

Martin shares how his difficult upbringing in the projects and rural North Carolina shaped his commitment to giving back. After a successful 21‑year career as the only Black partner at a major hedge fund, he launched Well With All to merge consumer products, wellness, and social impact. The brand donates 20% of its profits to health‑equity initiatives.

He discusses product innovation, the importance of supplements in underserved communities, the power of Black longevity, and the need to prepare younger generations for healthier futures. He also explains his upcoming book—which uses Aristotle’s philosophy of “friends of the good” to show how meaningful relationships enable success.

The conversation is energetic, inspirational, and focused on using business as a force for social good.

🎯 Purpose of the Interview

The interview aims to:

1. Introduce Well With All

A wellness company offering supplements and energy drinks while funding health‑equity solutions. 

2. Share Martin’s Personal Journey

From poverty, trauma, and instability → to White House, Harvard Business School, and a top hedge fund. 

3. Promote His Book, Friends of the Good

A philosophy‑driven exploration of friendship, mentorship, and community. 

4. Announce the $1 Million AI Prize

A major initiative to scale AI tools that close health‑equity gaps. 

5. Encourage Health Awareness in Underserved Communities

Particularly around longevity, dietary choices, energy consumption, and supplement use. 

🔑 Key Takeaways 1. Health Equity Drives the Mission

Martin emphasizes that health is a human right and disparities in nutrition, maternal health, and mental‑health access must be addressed. 

2. Well With All = Social Impact + Consumer Products

The company donates 20% of profits and creates healthier alternatives (energy drinks, supplements) to replace harmful daily habits like sugary sodas. 

3. Personal Story Fuels Commitment

He overcame poverty, a traumatic home life, and limited opportunity—and believes he survived because others poured into him. 

4. Mentorship Changed His Life

Major turning points included:

• Student body president at UNC Charlotte
• Assistant to the White House Chief of Staff
• HBS acceptance
• Training under hedge‑fund leader Phil Gross 

5. Expertise Matters

His success with Well With All is grounded in 21 years as an investor specializing only in consumer companies. 

6. AI Can Close Health Gaps

The $1M Well With All Prize supports AI tools already impacting at least 1,000 lives with the potential to scale to 100,000+. 

7. Black Longevity Documentary

His company created a film (NAACP Image Award–nominated) featuring Black elders aged 85–106 to redefine narratives around Black health. 

8. The Power of Friendship

His book teaches readers how to identify “friends of the good,” the relationships that define one’s path and joy. 

🗣️ Notable Quotes from Demond Martin (from the transcript)

(All quotes sourced from:) 

On Health Equity

• “Health is a human right. Everyone deserves nutritious food… everyone deserves to see a doctor.”
• “Where With All is not just a brand—it's a movement.”

On His Upbringing

• “I grew up in the projects… lived in a trailer… had a heroin addict as a stepfather. I’ve seen things that gave me perspective.”

On Perspective and Survival

• “If this was me at 14… I’d be dead or in jail.”

On His Mission

• “I need to start giving back today. I’ve lived a life of giving back—my parents and grandparents instilled that in me.”

On Product Philosophy

• “Small, incremental choices add up. Replacing one sugary soda a day is 45,000 fewer calories a year.”

On Expertise

• “All I did for 21 years is invest in consumer companies. That was my expertise.”

On Friendship & His Book

• “Show me your friends, I’ll show you your future.”
• “Friendship is one of the most essential elements of joy.”

On Confidence & Mastery

• “Five years into my career, I knew I knew what the hell I was doing.”

On AI

• “We’re not rewarding ideas—we’re rewarding impact.”

#SHMS #STRAW #BEST

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Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley.

SUMMARY OF THE INTERVIEW

In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets.

PURPOSE OF THE INTERVIEW

The interview aims to:

1. Introduce and promote Dr. Jolley’s new book

“Rich Is Good, Wealthy Is Better” and the teachings within it.

2. Educate listeners on the distinction between rich and wealthy

Jolley wants audiences to understand wealth in generational, not short-term, terms. 

3. Motivate individuals to shift their financial mindset

From “working money” to “mailbox money.” 

4. Empower entrepreneurs and families

To adopt discipline, drop pride, and create multigenerational financial systems. 

5. Share Jolley’s personal setback‑to‑success story

To reinforce that anyone can grow wealth with the right principles. 

KEY TAKEAWAYS 1. Rich vs. Wealthy

• Being rich = high income, often tied to active labor (e.g., athlete contracts).
• Being wealthy = passive income, ownership, generational sustainability.
• A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 

2. The Five Money Mindsets

Jolley explains five financial mindsets:

1. One‑day mindset – living day to day.
2. 30‑day mindset – fixed incomes/check-to-check living.
3. One‑year mindset – annual thinking (raises, annual income).
4. Decade mindset – typical for entertainers/athletes with multi‑year contracts.
5. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. 

Jolley’s goal: move people up just one level at a time.

3. Five Types of Wealth

Jolley breaks wealth into five categories:

1. Financial Wealth
2. Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown)
3. Relationship Wealth
4. Reputational Wealth (Brand)
5. Intellectual Capital Wealth (What you know and can charge for)

4. Discipline Is the Key

Wealth requires:

• Living below your means
• Investing the difference
• Consistency
• Avoiding arrogance and ignorance 

5. Pride Is an Enemy of Wealth

Pride leads people to overspend to keep up appearances.
Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 

6. The Three Legs of Wealth

To build sustainable wealth, you need:

1. Income
2. Investment (letting money work for you)
3. Insurance (life, health, car, disability, long-term care) 

7. Multiple Streams of Income

Jolley urges everyone to build at least two streams of income from:

• Stocks
• Bonds
• Real estate
• Crypto
• Collectibles
• Jewelry
• Art
• Content creation

8. Overcoming Setbacks

Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.
He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book.

9. It’s Never Too Late to Start

He cites examples of:

• A secretary who retired with $8M by investing small amounts over time
• Invested $12,000 at age 65 and grew it to $890,000 by age 72 

NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity

• “I have only just a minute… but it’s up to me to use it.” 

On Mindset

• “Wealth starts in your mind.” 

On Rich vs. Wealthy

• “Regular folks work for their money. Wealthy people make their money work for them.” 

On Pride

• “My pride was killing my wealth.” 

On Growth & Learning

• “If you’re willing to learn, no one can stop you.” [On Setbacks

• “A setback is a setup for your greater comeback.” 

On Starting Late

• “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” 

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Heather R. Younger.

CEO, workplace culture expert, author, and founder of a major employee engagement consultancy—joins Rushion McDonald to discuss leadership, employee empowerment, navigating fear, and self‑leadership in modern workplaces.

She shares her personal experiences with layoffs, career uncertainty, anxiety, and leadership failures—and how these experiences shaped her mission to be “the voice for the voiceless” in organizational culture. They explore the emotional realities of layoffs vs. terminations, how employees can take control of their professional well‑being, and Heather’s framework for identifying and overcoming fear.

PURPOSE OF THE INTERVIEW 1. To introduce Heather’s work and mission

She champions active listening, employee empowerment, and self‑leadership after personally reading 30,000+ employee surveys and leading 100+ focus groups. 

2. To teach listeners how to navigate workplace uncertainty

She provides strategies for dealing with anxiety, job insecurity, change, and inconsistent leadership climates.

3. To share an empowering message about self‑leadership

Central idea: No one is coming to save you. You must lead yourself first. 

4. To explore how fear holds people back professionally

She outlines how fear affects decision‑making, action-taking, and confidence.

KEY TAKEAWAYS 1. Why She Does This Work

• She witnessed firsthand how mergers, layoffs, and poor communication harm employees.
• After being laid off with 200+ others, she realized she needed to become the “voice of reason” who turns employee concerns into actionable insights for leaders. 

2. Layoff vs. Termination — Emotional Differences

• Layoffs: painful but less shame; not personal fault.
• Termination: usually involves personal accountability, and often carries more shame.
• Both create a feeling of powerlessness, but each requires emotional processing and reframing. 

3. No One Is Coming To Save You

Employees must take responsibility for:

• Their growth
• Their mental health
• Their career progression
• Their emotional well‑being

HR cannot save you, Heather says—they play a dual role and cannot be personal rescuers. 

4. Managing Workplace Anxiety

Key strategies include:

• Nightly reflection → Write down what went well and what you controlled.
• Reframing → Turning irrational fears into rational thoughts.
• Breathing, sunlight, walking, self‑care → Especially for anxiety.
• Intentional mindset‑switching → Choosing thoughts that serve you. 

5. The Five Ways Fear Holds You Back Professionally

Heather identifies several fear patterns:

1. Fear of Feedback

Avoiding action because you’re afraid of what others may say. 

2. Fear of Retribution / Getting in Trouble

Hesitating to take risks or initiative. 

3. Fear of Speaking Up

Not challenging authority or expressing dissenting opinions due to lack of psychological safety. 

4. Fear Rooted in Family / Cultural Conditioning

Inherited fear patterns from parents, grandparents, or trauma. 

5. Fear of Regret / Non‑Action

She teaches a powerful question:

“What will I regret the longest—doing the thing or not doing the thing?” 

This question accelerates decision‑making and breaks the paralysis of fear.

6. Take Ownership of Your Life — Self‑Leadership

• Become the Chief Iterator of Your Life → Continue refining yourself like a living prototype.
• Accept mistakes as part of growth.
• Avoid perfectionism; aim for continuous improvement. 

7. Practical Daily Habits

• Prepare mentally each night.
• Hydrate, sleep well, move your body.
• Train yourself to take small positive actions daily. 

NOTABLE QUOTES FROM THE INTERVIEW On Self‑Leadership

• “Ain’t nobody coming to save me. And in the workplace, no one’s coming to save you.” 

On Fear

• “Feedback is a gift—even if it hurts.” 
• “We sit around waiting for green lights, access, invitations… It’s not coming. We need to seize it.” 
• “What is the thing you will regret the longest—doing it or not doing it?” 

On Navigating Change

• “You get to fight tooth and nail for your own mental space.” 

On Personal Growth

• “See yourself as a work in progress—a constant iteration.” 

On Workplace Emotions

• “With layoffs, you didn’t have a hand in it. With termination, there’s more shame.”

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach

• Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
• First Black-owned digital bank (since 2005).
• Serves customers in all 50 states.
• Offers accessible, affordable financial services and promotes financial literacy.

2. Digital Banking for Underserved Communities

• OneUnited provides:
  • Mobile check deposit (via smartphone).
  • Early direct deposit (get paid 2 days early).
  • Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
• Designed to combat financial deserts and predatory check-cashing services in Black communities.

3. Financial Literacy & Trust

• Teri emphasizes the need for Black communities to trust Black-owned institutions.
• OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
• Financial literacy is key to building generational wealth.

4. WiseOne AI Tool

• An AI-powered financial assistant that:
  • Tracks spending and subscriptions.
  • Offers insights on saving and debt reduction.
  • Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest

• 15th annual contest for kids ages 8–12.
• Participants submit an essay or artwork based on a financial literacy book.
• Ten winners receive $1,000 savings accounts.
• Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

6. OneTransaction Concept

• Focuses on six key financial transactions to build generational wealth:
  1. Homeownership
  2. Life Insurance
  3. Investments
  4. Profitable Business
  5. Credit Score
  6. Savings
• Encourages individuals to focus on just one to start their wealth-building journey.
• Learn more: oneunited.com/onetransaction

💬 Notable Quotes

• “We are a real bank, not a fintech. We are FDIC-insured.”
• “We are great with money. We just haven’t always had access.”
• “Focus on one transaction. That’s all it takes to start building generational wealth.”

#SHMS #STRAW #BEST #AMI

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Attorney Tessie D. Edwards.

A family and criminal law attorney based in Atlanta, Georgia. Here's a breakdown of the key highlights and themes from the episode:

🔑 Key Themes & Takeaways 1. Early Life & Adversity

• Tessie Edwards grew up in a challenging environment marked by poverty, teen pregnancy, and systemic injustice.
• She became a mother at 16, dropped out of high school, and had her second child by 18.
• Despite these challenges, she never lost sight of her dream to become a lawyer.

2. Turning Point

• A pivotal moment came when someone told her that her daughter looked like her. That realization sparked a deep desire to become someone her daughter could look up to.

3. Relentless Pursuit of Education

• Earned her GED, then an associate degree to qualify for military service.
• After a brief stint in the military (cut short due to pregnancy and miscarriage), she pursued higher education.
• Graduated from Indiana University with five children and went on to law school with her then-husband.

4. Professional Success

• Now runs a multi-million dollar law firm in Atlanta, Georgia.
• Has handled over 2,000 criminal cases and is deeply committed to serving families in crisis.
• Her firm has been serving the Atlanta community for over 15 years.

5. Support System

• Credits her success to a strong support network: her husband (who co-runs the firm), her children, her brother, and her team.
• Emphasizes the importance of surrounding yourself with people who believe in your vision.

6. Advice & Motivation

• Be clear about your goals and stay focused.
• Don’t wait for the “right time”—start now.
• Believe in your dream even when others don’t.
• Use adversity as fuel for your ambition.

💬 Memorable Quotes

• “I feel thankful but not satisfied.”
• “My life was so divinely chosen… I was just given a dream and the courage to go after it.”
• “Let’s go, let’s go, let’s go!”

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.