What if one of the world’s top financial firms confirmed everything Infinite Banking practitioners have been saying for decades?

In this episode of The Cashflow Chronicles, we break down a groundbreaking independent study from Ernst & Young (EY), one of the Big Four financial consulting firms. Their report — “The Benefits of Integrating Insurance Products into a Retirement Plan” — modeled real-life retirement scenarios across income levels and age groups… and the results are undeniable.

🔍 Here’s what you’ll learn:

✅ Why combining Whole Life Insurance + Deferred Income Annuities (DIAs) outperforms investment-only plans
✅ How adding just 30% to Whole Life and 30% to DIAs increased retirement income by thousands and legacy by hundreds of thousands
✅ Why EY’s study matters — it’s not from an insurance company or a biased source
✅ What this means for your Infinite Banking strategy (and why structure matters)
✅ How to position annuities + cash value to avoid sequence-of-return risk and create tax-efficient lifetime income

Whether you're 25 or 55, this episode walks you through what EY found, why it matters, and how to begin integrating insurance into your overall wealth plan with confidence.

📥 Get the EY Report→ It’s linked right on the homepage of: https://LegacyLifeAndRetirement.com

📺 Watch the Save & Spend System Overview→ https://legacylifeprocess.com/save-and-spend-system⁠⁠⁠

📞 Book a Free Cash Consultation Call→ https://calendly.com/shawnksfg/infinite-banking

📥 Download the FREE Legacy Builder Outline→ https://legacylifeprocess.com/legacy-builder-outline

📊 Download the FREE Budget Template→ https://legacylifeprocess.com/budget-template-and-training

📚 Read Becoming Your Own Banker by Nelson Nash→ https://a.co/d/3YmEAoE

🌐 Explore More Resources→ All Links & Podcast Appearances

📧 Have Questions?Email: [email protected]

This episode is for educational purposes only. It's not financial, legal, or tax advice. Results shared from the EY report may vary based on your personal situation, age, health, product structure, and market conditions. Always consult a licensed professional before implementing any financial strategy.