With housing now at an all-time high - even higher than it was pre-crash in 2007 - many turn to renovation or extensions to improve rather than move. But according to a new report from the Society of Chartered Surveyors Ireland called ‘The Real Cost of Renovation Report 2023.’ Doing it yourself is far more costly and time-consuming than you think.

Joining Joe on the show this morning was Nick Taafe is a member of the Society of Chartered Surveyors Ireland and is renovating his own place in Dun Laoghaire and contributed to the report.

We all know the drill when we call up a major company and have to identify ourselves by saying something like our date of birth down the line.

Behind that voice recognition are some pretty clever stuff and Liam Dunne, Chief Executive of Klearcom the Irish firm checks that voice recognition to ensure their multinational clients such as MasterCard and other giant pharma companies get the service and security they need.

Liam Dunne, Chief Executive of Klearcom spoke to Joe on the show this morning.

The is a real concern that bondholders in the soon-to-be-defunct Credit Suisse lost out while some Shareholders held onto some of their value. That could set a very dangerous precedent and a massive contagion or disruption elsewhere.

To discuss the ramifications of the UBS merger and other market news Joe was joined now by Andreas Clenow, the Chief investment officer of Acies Asset Management and author of the best-selling novel ‘A Most Private Bank’.

and Paul Kavanagh is the Chief Executive of Patronus partners

Newstalk's Business Editor Joe Lynam takes a run-through of some of the business stories today.

The ESB has been in the electricity business in Ireland for a century and in Britain for 25 years. It has set a target of 2040 to be completely carbon neutral and to get them towards that goal, they have signed a deal with the GeoEnergy company DcarbonX to provide ONshore energy storage in the form of Hydrogen in Britain and Ireland.

Tony O'Reilly the chief executive of DcarbonX joined Joe this morning.

With the arrival of the Fintech companies, such as Revolut, Wise, and N26, the traditional way of banking has been severely disrupted.

Now the credit unions are trying to get it on the act by making it easier to offer loans to its customers by using new AI technology from an Irish company called Metamo which is a joint venture between the credit unions and Fexco

To tell us more about this Joe was joined on the show by Joe O'Toole is the Chair of Metamo.

Business Editor Joe Lynam takes a run through Monday's business stories in newspapers and websites.

This week is Seachtain na Gaelige and Tomorrow is SPD on the show, we take to look at how we attract companies and individuals to set up shop in Gaeltacht areas.

And who better to talk to than Sinead Ní Fhátharta, Ceannasaí Fiontraíochta agus Fostaíochta Head of Enterprise at Údarás na Gaeltachta - the agency charged with promoting investment in Irish-speaking areas.

It’s decision day once again for the European central bank. Will they hike rates yet again and if so, by how much? Inflation hasn't gone away you know but there’s definitely a pullback underway in the technology sector and great unease following the collapse of its banker of choice - SVB.

Speaking to Joe this morning was Dermot O’Leary the Chief Economist with Goodbody Stockbrokers.

A look at today's business papers and websites with Business Editor Joe Lynam.