Fintech is a digital business and Covid has helped propel change and adoption. In today's episode we do a deep dive into Embedded Finance Experiences, the next phase of growth for embedded finance with host Brett King and industry leaders and innovators Nigel Verdon, Railsbank, CEO and Co-Founder; Steven McLaughlin, FT Partners, Founder and CEO; and Amit Siwal, Sezzle, CPO EU. Listen as they discuss deeper and richer financial experiences, from their different perspectives, that can seamlessly be part of your brand's customer journey. Consumers are increasingly interested in accessing credit, loans or investment from brands they love and trust, not necessarily tradfi and legacy finance. Listen as these leaders chart the future and figure how you'd like to engage!

https://youtu.be/qjwJ-elXHbc

In today's episode host Brett King connects with Ajit Tripathi. our key correspondent on all things crypto and DeFi, and Donna Parisi, Shearman & Sterling to paint a picture of the current DeFi landscape and opportunities for business. There's work to be done but opportunity to be seized as DeFi offers everything TradFi does with less cost and more inclusivity for all institutions and customers.

Jason Henrichs closes out the episode with a conversation with Sanjiv Kalevar, OpenView as he details a future where banks have full choice and more flexibility in the financial infrastructure market, and discusses innovation in financial services through product lead growth, a simple concept, but hard to come by, where the product makes the customer (think enduser) successful.

https://youtu.be/ARl93AA4qLE

Everyone is betting on an Open Banking future, they are no longer resisting. Consumer behavior supports this with Fintech now having more users in the US than Netflix! In today's episode we check in with our friends from Plaid, John Pitts, Global Head of Policy and Raja Chakravorti, Financial Institutions Mid Market Lead. It's been a fantastic year in the digital ecosystem, the year when for big players Open Banking and digital financial services went from being a question to an answer. Next step is to make sure everyone benefits from digital transformation, from the biggest banks to smallest customers at the smallest institutions, it needs to work for everyone. The wave has crested. Listen to learn what's ahead for financial institutions, consumers and policy watchers!

https://youtu.be/383tHGuG210

Listen as Breaking Banks delivers more insights from Money 2020 when JP Nicols interviews Curt Queyrouze, CEO & President, TAB Bank. TAB has a unique origin story offering banking services to a highly specialized community. They were doing "mobile banking" before it was a thing.Next, Roger Gu, Co-Founder, GM of Cards and Rebecca Sheehan VP Solutions Strategy Travel & Mobility from Emburse share ways banks can better compete by offering virtual corporate cards to humanize and simplify expense reporting and proactively help customers manage spend.Finally, Phillip Ashley Klein, CEO & Co-Founder, FinLync addresses new opportunities within corporate financial services based on the understanding that treasurers and CFOS are consumers too! Discussing how real-time business data and cash visibility can immediately benefit customer credit limits and put working capital to good use for corporations.Enjoy the show!

https://www.youtube.com/watch?v=EYrBO0J5CHg

Today, Host, Entrepreneur and Author Brett King sits on the other side of the Breaking Banks microphone and discusses his latest book, The Rise of Technosocialism: How Inequality, AI and Climate Will Usher in a New World which is co-authored with Dr. Richard Petty, Policy Advisor, Entrepreneur and awarded Academic with guest hosts Amber Buker and Ron Shevlin, author of Fintech Snark Tank, Forbes. The 21st century is going to be the most disruptive, contentious period humanity has ever lived through. It will challenge our most sacred ideologies around politics, economics and social constructs. It will force humanity to adapt in ways we can't yet imagine. Brett King, Futurist once dubbed the King of Disruption, talks about 4 possible futures, three futures chaotic and divisive, with one possible outcome, Technosocialism, an inclusive, planned and emerging society where broad prosperity is possible. Listen to this provocative interview. Humanity is at it's best when we work together!Food for thought this Thanksgiving!

https://youtu.be/UughdQMjgo4

Financial inclusion, micro-finance, climate change and sustainability - hot topics these days - are aptly covered in today's episode when Jason Henrichs interviews Mary Ellen Iskenderian, President and CEO of Women's World Banking, the NGO that wants to use financial innovations to get bank accounts for 1 billion unbanked women around the world; and JP Nicols speaks with Arnaud Auger, Deputy Head of BNP Paribas C.Lab Americas (BNP's Innovation lab) as he shares insights on fintech for climate change and how to empower BNP Paribas’ clients on this challenge and their journey to sustainable finance. Is it possible to measure your carbon footprint via your banking app? Automatically align your portfolio with your values? Listen to learn more.

https://youtu.be/ZkIf1dkEEAA

Host Brett King leads us off this week with news and a chat with Nigel Verdon, CEO & Co-Founder, RailsBank. Railsbank has some exciting news for consumers. Thereafter we go back to M2020 and learn from industry leaders. David Reiling, Chairman and CEO, Sunrise Bank, a socially responsible bank, and also host of our NextGen Banker, on trends he’s noted at M2020 -- BaaS, Crypto. Real-Time Payments, Identity, Data Privacy, Corporate Responsibility. DEI to name a few. Last, an insightful segment with Matt Wallaert, Head of Behavioral Science at frog on how banks can propel change and adoption with behavioral science. Desire, energy and curiosity are not just for the young and hip, leaders need to to encourage curiosity for change and innovation. All behaviors on table for change. Banks can’t afford to NOT mess up.

https://youtu.be/79xSEI3jNLg

JP Nicols and Amber Buker continue reporting on the latest from Money 20/20 in Las Vegas. Stuart Cook talks about Valley Bank's bold move into providing services cannabis dispensaries and related businesses and why they see that sector as a growth opportunity (pun partially intended). Then Cindy O'Neill talks about BillGO's launch of BillGo Exchange to simplify and speed up the payments process for billers.

https://youtu.be/ymV4FN_6JS4

In this week’s show we look at emerging ecosystems and marketplaces supporting real-time, embedded finance for small businesses. Joining us are Matt Collicoat and Taira Hall from FIS, Derek Sutton from Autobooks and Chris Tremont from Grasshopper Bank, a neo-bank targeting SMEs. Imagine a near future world where your accounting, payroll, predictive credit and banking access are all woven into one. Then JP Nicols starts our coverage of Money 20/20 from Las Vegas with Cody Barbo, founder of Trust & Will, which is seeking to disrupt the very antiquated processes in estate planning and settlement.

https://www.youtube.com/watch?v=kZ5CyHcrGXE

It’s October and just about time for Money 2020 in Las Vegas. We’ll be there next week interviewing some of the speakers and newsmakers, along with some of the attendees to give you a feel for what’s happening in what’s always a whirlwind 4 days. Today Sanjib Kalita, Editor in Chief for Money 20/20 joins us on this special preview episode to give you a sneak peek of what to expect and some perspective on where he thinks we are in the evolution of the fintech ecosystem over the past decade.