Beyond financial inclusion, a major concern for many customers is whether they can weather financial emergencies. Until recently, banks haven’t focused on assisting their customers with financial wellness, but many banks are changing their tune.

Bitcoin has often been dismissed as the currency of criminals and frauds, but those in the FinTech space have thought differently for a long time. Even when they didn't defend bitcoin explicitly, the interest in blockchain has only grown.

Brett King returns to the host seat!

When the FinTech revolution first started, most of the action was in payments and consumer experience in daily banking. Many bankers wondered how long before fintech played a bigger role in investment management and what it would change.

As FinTech investments boom around the globe and as banks themselves begin accelerators to foster innovation inside the banks, there is a question of where the best ideas are fostered and how to get truly innovative ideas the right backing.

One of the exciting disruptions in the FinTech space is the new opportunities to enter investing. Investing has always seemed murky to people outside the banking space.

One of the frustrations with retail banking is the sense that all services are too expensive for the poor who could most benefit. Part of this stems from the banks being product oriented.

Today Breaking Banks is focusing on the FinTech scene in Russia. The Bear is bullish on FinTech.

Brett hosts Victor Orloff and Lev Khassis of Sberbank, Sergey Metelskiy from Diasoft, and Daniel Gurev, Startupbootcamp Mentor and FinTech innovator.

Today, Brett has Jim Marous, co-publisher of the Financial Brand and a Breaking Banks regular on the show to talk about expectations for 2016.