Breaking OWCP with Chris & Gini

In this eye-opening episode, federal workers' compensation experts Chris and Gini expose the top 20 OWCP violations that supervisors commit daily—and how federal employees can protect their rights.

What You'll Learn:

• Why supervisors fail to provide CA-16 forms within the required 4 hours
• Your legal right to choose your own doctor (and how supervisors illegally interfere)
• How to get Continuation of Pay (COP) that you're entitled to
• The laws protecting you from retaliation when filing injury claims
• Why threatening employees over OWCP claims is a federal crime
• How to report supervisor violations to Inspector General and DOJ

Key Topics Covered:
✅ CA-1 and CA-2 form requirements and deadlines
✅ 10-day supervisor submission rule (20 CFR regulations)
✅ Your right to 4 hours administrative leave for medical appointments (20 CFR 10.310)
✅ Limited duty assignment rights and 30-day review period
✅ HIPAA violations and medical documentation mishandling
✅ Whistleblower Protection Act coverage for OWCP claims

Important Legal References Mentioned:

• 18 USC 1920 - Threatening employees filing claims
• 20 CFR 10.117 - Obstruction of federal claims
• 5 USC 8151 - Retaliation protections
• 5 USC 2302(B)(9) - Whistleblower Protection Act
• 20 CFR 10.506 - Unauthorized doctor contact
• 20 CFR 10.310 - Medical appointment leave rights

Special Announcements:
📅 National OWCP Convention - November 16th, 3-6 PM Eastern (Free 3-hour training on Facebook)
📍 Upcoming training with Federal Law Enforcement Officers Association (FLEOA)
📍 Jacksonville APW Fall Booster - November 5th live chat

Who Should Listen:

• USPS postal workers and mail handlers
• Federal law enforcement (DEA, FBI, ICE, Border Patrol, Postal Inspectors)
• VA employees
• Bureau of Prisons (BOP) staff
• TSA officers
• All federal employees with work injuries
• Union stewards and representatives

Resources Mentioned:

• Federal Injury Centers: federalinjurycenters.com
• OWCP doctor search: Google "OWCP doctor near me"
• Report violations: Contact your agency's Inspector General or DOJ

Hosts: Chris & Gini - Federal workers' compensation specialists with Federal Injury Centers, training unions and federal agencies nationwide since 2016.

Tags: #OWCP #FederalWorkersComp #USPS #PostalWorkers #FederalEmployees #WorkersCompensation #CA1 #CA2 #CA16 #COP #FLEOA #APWU #NALC #FederalInjury #WorkplaceInjury

Subscribe for weekly OWCP tips every Wednesday at 8 PM Eastern!

SEO Keywords: OWCP rights, federal workers compensation, CA-16 form, continuation of pay, postal worker injury, federal employee rights, supervisor violations, work injury claims, USPS injury, federal injury centers, OWCP training, workers comp retaliation

Website for Locations. www.federalinjurycenters.com
Contact: 877-787-OWCP or message us Facebook
To Buy The Book: www.breakingowcp.com
To Email information: [email protected]
Find Us on Facebook, YouTube, LinkedIn, Instagram @
Wednesday Night OWCP Chats with Chris & Gini

Chris and Gini host their final Wednesday night OWCP chat before a two-week break, covering essential workers' compensation topics in a Q&A format. They discuss claim approvals, denials, common supervisor violations, and upcoming training opportunities.

Key Announcements

• National OWCP Convention: Sunday, November 16th, 3-6 PM Eastern (Facebook only)
• Upcoming Travel: Utah meetings and BYU vs. Utes game, followed by FOA National Convention in Wisconsin
• Woodshed Night: October 29th - covering rules, laws, and regulations supervisors violate
• New Leadership: Congratulations to Jonathan Smith, new APW National President
• FIC Tallahassee: Opening December 1st (Dr. Stephick)

Critical Statistics Discussed

• Only 6.78% of non-postal federal employees had accepted claims in 2023 (down from historical 14%)
• Federal Injury Centers maintains over 95% success rate
• Most denials are due to inadequate medical documentation, not claim examiner bias

Major Topics Covered

1. Understanding Claim Denials

• Denials happen due to inadequate medical narratives from doctors
• You DON'T need an attorney for denied claims
• File reconsideration with improved narrative addressing denial reasons
• Attorneys are only necessary for: car wrecks on the job, federal disability, schedule awards with second opinion denials

2. Essential Forms & Processes

• CA-10: What federal employees should do when injured (often hidden from workers)
• CA-16: Pays all medical bills for 60 days, must be issued within 4 hours of reported injury
• CA-17: Limited duty form - supervisors cannot withhold until claim is approved
• CA-7/CA-7A: Payment forms for intermittent time off
• CA-2A: Notice of recurrence (verify with doctor first that it's same injury)

**3. The "Black Sharpie Method"

• When supervisors refuse to complete CA-17 side A
• Write "Supervisor [name] refused to issue" in black Sharpie
• Submit to claims examiner to create accountability
• Prevents supervisor from ignoring medical restrictions

**4. Common Supervisor Violations

• Refusing to issue CA-16 within 4 hours
• Withholding CA-17 until claim approval
• Retaliating against injured workers (federal crime: fines, imprisonment, or both)
• Sending workers home claiming "no work available" on restrictions
• Not honoring limited duty assignments

**5. Payment & Benefits

• Choose COP (Continuation of Pay) over sick/annual leave
• Pay based on current salary if working full-time, or pre-injury pay with blanket increases
• Mileage reimbursement limited to 100 miles round trip (get authorization for more)
• Lifetime medical coverage for accepted claims
• Schedule awards available for permanent impairment

6. Key Rules & Rights

• Report injuries NOW (within 7 days maximum, but immediately is best)
• You have the right to choose your own doctor
• Supervisors cannot tell you where to go for treatment
• Rural carriers: job held for 2 years; other crafts: 1 year
• Retaliation for reporting injuries is ILLEGAL

**7. Getting Help

• File grievances through your union for supervisor violations
• Contact claims examiner directly about issues
• Call OSHA: 1-800-321-OSHA for retaliation
• Contact Inspector General or Postal Inspectors
• Replace nurse case managers if not working in your best interest

8. Maximum Medical Improvement (MMI)

• Medical determination only - doctor decides
• Means "as good as you're going to get"
• Can occur if you refuse recommended treatment
• Leads to impairment rating and

Website for Locations. www.federalinjurycenters.com
Contact: 877-787-OWCP or message us Facebook
To Buy The Book: www.breakingowcp.com
To Email information: [email protected]
Find Us on Facebook, YouTube, LinkedIn, Instagram @
Wednesday Night OWCP Chats with Chris & Gini

Episode Overview

Chris and Gini reveal shocking new statistics about federal workers' compensation claims and provide essential guidance for getting your OWCP claim approved. Learn why acceptance rates have dropped dramatically and what you can do about it.

Key Topics Covered:

🚨 Breaking News: OWCP Acceptance Rates Plummet

• Only 6.78% of federal employees had accepted injury claims in 2023 (down from 14%)
• Why this dramatic decrease is happening despite increased education efforts

📋 The CA-10 Form: Your Essential Starting Point

• What every federal employee should know when injured at work
• How to report injuries properly and avoid common mistakes
• Why this one-page form should be posted everywhere in federal workplaces

⚖️ Using Laws to Your Benefit

• Understanding your rights under federal workers' compensation law
• How supervisors often violate regulations and what you can do
• The 3-year reporting window most employees don't know about

🩺 Choosing the Right Doctor: The #1 Reason Claims Get Denied

• Why most doctors fail at OWCP cases
• How to search for qualified OWCP doctors in your area
• What to bring to your doctor appointment for success

💡 Three Main Reasons Claims Fail:

1. Employees don't know how to initiate claims
2. Fear of supervisor retaliation
3. Choosing doctors who don't understand OWCP requirements

Important Deadlines & Forms:

• CA-1: Single incident injuries (car accidents, falls, etc.)
• CA-2: Injuries that develop over time (carpal tunnel, arthritis, etc.)
• CA-16: Pays medical bills for first 60 days (must report within 7 days)
• Continuation of Pay (COP): Up to 45 days paid time off for CA-1 injuries

Upcoming Events:

🎯 Second Annual OWCP National Convention

• Date: November 16th (Sunday)
• Time: 3:00-6:00 PM Eastern
• Platform: Facebook Live only (not recorded)
• Content: 3-hour comprehensive training similar to state/national conventions

Resources Mentioned:

• Federal injury statistics: Search "federal work injury and illness statistics OSHA"
• Forms and information: FederalInjuryCenters.com
• Doctor search: "OWCP injury doctor [your city, state]"
• eComp filing: ecomp.dol.gov

Key Takeaways:

• Never give up on denied claims - appeals can succeed years later
• Report injuries immediately, don't wait and hope they improve
• Know your rights and don't let supervisors intimidate you
• Choose doctors who specialize in federal workers' compensation
• Post CA-10 forms everywhere to help fellow employees

Next Episode:

Q&A Session - "Stump the Chump" - Submit your toughest OWCP questions!

The Breaking OWCP Podcast helps federal employees navigate workers' compensation claims successfully. Join Chris and Gini every Wednesday at 8 PM Eastern for expert advice and real solutions.

#OWCP #FederalWorkersComp #FederalEmployees #WorkersCompensation #InjuryClaims #FederalBenefits

Website for Locations. www.federalinjurycenters.com
Contact: 877-787-OWCP or message us Facebook
To Buy The Book: www.breakingowcp.com
To Email information: [email protected]
Find Us on Facebook, YouTube, LinkedIn, Instagram @
Wednesday Night OWCP Chats with Chris & Gini

Join Chris and Gini  for another informative OWCP chat as they break down three critical forms every federal employee should know about. Fresh from successful training sessions in Detroit and Phoenix with Mail Handlers unions, they share essential insights about travel reimbursement, medical expenses, and getting paid for time off.

Key Topics Covered:

OWCP Form 957 - Travel Reimbursement

• Get reimbursed for mileage up to 100 miles round trip for medical appointments
• Covers airfare, hotels, taxi, Uber/Lyft with advance authorization
• Must submit within 12 months of incurred expense
• Required documentation: Google Maps printout and appointment verification

OWCP Form 915 - Medical Expense Reimbursement

• Reimburse out-of-pocket medical costs when claim isn't accepted yet
• Covers copays, deductibles, medical equipment like back braces
• Submit immediately even if claim is pending - they'll hold and pay when approved
• Include receipts and medical necessity letters from doctors

CA-7 Form - Claim for Compensation (Getting Paid for Time Off)

• Submit every two weeks, even before claim approval
• Must attach four key documents: CA-17, CA-20, appointment printouts, disability narrative
• Form must be filled out perfectly by both employee and supervisor
• File through e-com system

Bonus Topics:

• CA-16 form: Pays all medical bills for first 60 days (must report injury within 7 days)
• CA-10 form: What federal employees should do when injured at work
• Schedule awards and impairment ratings
• Preexisting conditions and diagnosis expansions

Important Reminders:

• All forms available at federalinjurycenters.com
• 12-month deadline for all reimbursement requests
• Submit forms immediately - don't wait for claim approval
• Find OWCP-trained doctors by searching "OWCP injury doctor [your city, state]"

Upcoming Schedule:

• No chats for the next two Wednesdays (Utah training and family trip)
• Returning October 1st for regular Wednesday night sessions

Resources Mentioned:

• Federal Injury Centers website: federalinjurycenters.com
• Breaking OWCP website: breakingowcp.com
• YouTube channel for archived episodes
• Forms section for easy downloads

Remember: OWCP is not spelled F-A-I-R, but knowing these forms and procedures can protect your rights and financial future as a federal employee.

Website for Locations. www.federalinjurycenters.com
Contact: 877-787-OWCP or message us Facebook
To Buy The Book: www.breakingowcp.com
To Email information: [email protected]
Find Us on Facebook, YouTube, LinkedIn, Instagram @
Wednesday Night OWCP Chats with Chris & Gini

🎯 Key Topics Covered:

TSP (Thrift Savings Plan) Strategy: • Which TSP funds to choose (G, F, C, S, I funds explained) • Traditional vs Roth contributions • Why to avoid mutual funds with high fees • Early withdrawal rules (55+ separation from service) • Rolling TSP to IRA for better flexibility

Federal Retirement Eligibility: • Full retirement at 62 with 5 years service • Early retirement at 60 with 20 years service
• MRA + 30 years (Minimum Retirement Age around 57) • Best retirement dates (last day of month for FERS employees)

Sick Leave Retirement Formula: • Exclusive formula to maximize pension benefits • How to calculate optimal sick leave balance • Why retiring with wrong sick leave amount costs thousands • Step-by-step calculation: (Start date - 2 days) × 5.797 hours + 1 hour

Federal Disability Retirement: • FERS vs Social Security disability differences • 60% first year, 40% until age 62, then regular pension calculation • Medical narrative requirements from doctors • 7-9 month average processing time through OPM • Working while on disability (80% income limit)

USPS Employee Benefits Future: • Impact of postal health benefit changes • Protection under collective bargaining agreements • VERA and early retirement considerations

💡 Expert Tips:

• Never retire on the 1st-3rd of month (FERS employees) • TSP has lower fees than many think, but IRAs offer more flexibility • Disability retirement doesn't require on-the-job injury • Social Security and FERS disability are separate programs • Annual leave should be maximized at retirement (unlike sick leave)

📞 Contact FIFA Financial:

• Website: FIFAFinancial.com • Andrew Stringer: (314) 207-4048 • Lucas Winsky: (314) 207-8771 • Free consultation with no solicitation on first meeting • Serving federal employees in 13+ cities nationwide

🔗 Resources Mentioned:

• Wednesday Night OWCP Chats Facebook page • Breaking OWCP Podcast • YouTube: Wednesday Night OWCP Chats with Chris and Gini • Upcoming webinars and seminars.

Tags: #FederalRetirement #TSP #DisabilityRetirement #FERS #OWCP #PostalEmployees #FederalBenefits #RetirementPlanning #SickLeave #PensionCalculation

Disclaimer: This information is for educational purposes. Consult with qualified financial advisors for personalized retirement planning.

Website for Locations. www.federalinjurycenters.com
Contact: 877-787-OWCP or message us Facebook
To Buy The Book: www.breakingowcp.com
To Email information: [email protected]
Find Us on Facebook, YouTube, LinkedIn, Instagram @
Wednesday Night OWCP Chats with Chris & Gini

Chris and Gini  broadcast live from the Federal Injury Center in Greenville, South Carolina during Patient Appreciation Week, revealing the shocking truth about federal workers' compensation claims and providing actionable solutions.

Key Topics Covered:

• The Hidden Crisis: Only 14% of federal employees have accepted OWCP claims - 86% are missing out on benefits they're entitled to

• The CA-10 Form Mystery: Why this critical "What a Federal Employee Should Do When Injured at Work" form became invisible after October 2021

• Two Fatal Mistakes: The main reasons claims get denied before they even start:

• Not knowing what to do when injured
• Fear of supervisor retaliation

• The "Rub Some Dirt On It" Problem: How waiting just 8 days costs you your CA-16 form and medical coverage

• 30-Day Deadline Disaster: Why reporting late means losing Continuation of Pay (COP) - up to 6 weeks of paid time off

• Doctor Selection Rights: Your legal right to choose your own physician (not your supervisor's choice)

• The 3-Year Window: You have more time than you think to file certain claims

• Live Q&A Highlights:

• Getting leave buy-back with CA-7 forms
• Reimbursement for out-of-pocket medical expenses
• Dealing with second opinion visits
• Schedule awards and lifetime medical benefits

Actionable Takeaways: • Print and post CA-10 forms in your workplace break rooms • Report injuries immediately - "now" means now • Know your right to choose your doctor • Use the new eCom system to bypass difficult supervisors

Guest Insights: Live audience questions from federal employees sharing real workplace challenges and solutions.

Resources Mentioned: • Federal Injury Centers website for forms • "Breaking OWCP" book available at breakingowcp.com • eCom.dol.gov for online claim filing

This episode could save your career and your financial future. Don't let fear or ignorance cost you the benefits you've earned.

Website for Locations. www.federalinjurycenters.com
Contact: 877-787-OWCP or message us Facebook
To Buy The Book: www.breakingowcp.com
To Email information: [email protected]
Find Us on Facebook, YouTube, LinkedIn, Instagram @
Wednesday Night OWCP Chats with Chris & Gini

Chris and Gini return after a month-long hiatus to share personal challenges and introduce financial expert Gail Ames, who reveals game-changing investment strategies for federal employees and everyday people. Learn how to make your money work while you sleep and protect yourself from market losses.

Featured Guest

Gail Ames - Former AFGE benefits specialist, licensed financial advisor in all 50 states

• Contact: 314-223-4264 | [email protected]

Key Topics Covered

Personal Updates (0:00-5:00)

• Chris & Gini's month-long absence explained
• Caring for terminally ill family pet Gizmo
• Upcoming 7-week travel schedule
• Detroit Mail Handlers convention announcement

Einstein's 8th Wonder: Compound Interest (15:00-25:00)

• The Rule of 72 explained
• Why 12% returns turn $10K into $640K over 36 years
• How credit card debt doubles every 2.8 years at 25% interest
• Real examples of compound interest working for and against you

The 6-Step Financial Foundation (25:00-45:00)

1. Increasing Cash Flow - Multiple income streams and side hustles
2. Debt Management - Using credit cards as tools, not traps
3. Emergency Fund - 3-6 months income in high-yield savings (4% example)
4. Proper Protection - Revolutionary life insurance with living benefits
5. Building Wealth - Market gains without market losses
6. Preserving Wealth - $600 estate planning vs $3,000 attorney fees

Revolutionary Investment Strategy (35:00-40:00)

• Indexed products that capture S&P 500 gains
• Zero loss protection when markets crash
• "Make money when it goes up, lose nothing when it goes down"

Long-Term Care Crisis (40:00-45:00)

• Why traditional LTC insurance is failing (77% rate increases)
• Life insurance alternatives with living benefits
• Creating your own personal pension with annuities

The Cost of Waiting (45:00-50:00)

• 25-year-old investing $300/month for 6 years vs waiting 6 years
• $25K investment vs $61K investment for same results
• Why starting young is everything

OWCP Q&A Session (50:00-60:00)

• Medical provider credentialing requirements
• Lifetime medical benefits and claim reopening
• Travel reimbursement changes
• Dealing with difficult claims examiners
• Co-pay reimbursement timeframes

Key Quotes

Action Items for Listeners

• Calculate your current debt doubling time using Rule of 72
• Review credit card usage - tool vs trap assessment
• Contact Gail for personalized financial needs analysis
• Set up high-yield emergency fund
• Research indexed investment products
• Ensure OWCP medical providers are DOL-credentialed

Resources Mentioned

• Wealthfront app for high-yield savings
• Net Log estate planning software ($600)
• The Automatic Millionaire by David Bach
• YouTube: "Wednesday Night OWCP Chats with Chris and Gini"

Contact Information

Gail Ames: 314-223-4264 | [email protected] Chris & Gini: Available on YouTube and social media

Website for Locations. www.federalinjurycenters.com
Contact: 877-787-OWCP or message us Facebook
To Buy The Book: www.breakingowcp.com
To Email information: [email protected]
Find Us on Facebook, YouTube, LinkedIn, Instagram @
Wednesday Night OWCP Chats with Chris & Gini

Breaking OWCP Podcast with  Chris and Gini, featuring special guests Jennifer and Emmy from Federal Injury Centers. This episode provides an inside look at what happens when you call a Federal Injury Center's office for the first time and walks through the complete OWCP claims process.

Featured Guests

• Jennifer - National Case Manager and Trainer for Federal Injury Centers franchises
• Emmy - National Case Manager and Trainer for Federal Injury Centers franchises

Key Topics Covered

Filing Your Initial Claim

• How to create an eCom account on ecom.dl.gov
• Filing CA-1 (traumatic injury) or CA-2 (occupational disease) claims
• The supervisor's role in the process
• Getting your case file number within 5 days

Common Mistakes to Avoid

• Biggest mistake: Not reporting the injury immediately to someone
• Documenting incorrect information (wrong dates, personal details)
• Not electing Continuation of Pay (COP)
• Rushing through paperwork without double-checking

The FIC Intake Process

• Detailed one-hour intake interview
• Comprehensive injury description gathering
• Medical records collection
• DOL document review

After Filing Your Claim

• Understanding development letters vs. denials
• The 60-day response period
• What happens during your medical appointment
• Work status forms and restrictions

Appeals and Reconsiderations

• Why FIC prefers reconsideration over other appeal methods
• Unlimited reconsideration attempts within 12 months
• Success rate of over 95% claim acceptance

Schedule Awards

• Eligibility requirements (must be back to full duty or retired)
• Cannot receive dual OWCP benefits simultaneously
• No time limit - can file as long as you're alive

Special Situations Discussed

• Hearing loss claims
• Air Marshal specific forms
• Rural carrier vs. other postal crafts
• Multiple case scenarios

Upcoming Events

• Las Vegas Open House: July 22nd, 4-6 PM with Dr. Hawkins
• Birmingham Visit: July 30th with Dr. Harper

Key Takeaways

• Report injuries immediately, even if pain seems minor
• Take time to carefully complete all paperwork
• Federal Injury Centers has helped over 10,000 people get claims accepted
• The medical narrative is crucial for claim approval
• Supervisors have limited power in the claims process

This episode serves as a comprehensive guide for federal employees navigating the OWCP claims process from initial injury through potential appeals.

Website for Locations. www.federalinjurycenters.com
Contact: 877-787-OWCP or message us Facebook
To Buy The Book: www.breakingowcp.com
To Email information: [email protected]
Find Us on Facebook, YouTube, LinkedIn, Instagram @
Wednesday Night OWCP Chats with Chris & Gini

Chris and Gini debunk the 10 most common OWCP lies federal employees hear from supervisors and HR, revealing the truth about workers' compensation rights and processes.

The 10 OWCP Lies Debunked

Lie #1: Must Use OWCP Panel Doctor

Truth: You can choose ANY doctor. Search "OWCP injury doctor [your city]" on Google.

Lie #2: Must Report Injury Immediately

Truth: You have 3 YEARS to report workplace injuries.

Lie #3: Can't File for Mental Stress/Harassment

Truth: Mental health conditions ARE covered (PTSD, workplace trauma, etc.).

Lie #4: Denied Claim = Game Over

Truth: 4 appeal options within 12 months. Reconsideration is most effective.

Lie #5: No Treatment Until Claim Approved

Truth: Get CA-16 form for immediate treatment. No payback if denied.

Lie #6: Must Return to Work if Supervisor Says So

Truth: Return to work is a MEDICAL decision only. Supervisors aren't doctors.

Lie #7: No Witness = No Claim

Truth: Most approved claims lack witness statements. Doctor's report matters most.

Lie #8: Injury Report is Enough

Truth: Need medical narrative report explaining work-relatedness.

Lie #9: OWCP Claims Aren't Worth It

Truth: Federal Injury Centers: 95%+ approval rate vs 14% national average.

Lie #10: Agency Disbelief = OWCP Denial

Truth: Claims examiners ignore supervisor negativity. Medical evidence wins.

Key Resources

• CA-10 Form: "What Federal Employee Should Do When Injured" - print and post at work
• CA-16 Form: Get from management for immediate treatment authorization

Success Formula

1. Report within 3 years
2. Choose right doctor
3. Get proper medical narrative
4. Join your union
5. Know your rights

Upcoming Events

• July 11: Daytona Beach opening
• July 21: Las Vegas open house
• Sept 6: Phoenix Mail Handlers convention

Contact

• Facebook/YouTube: Wednesday Night OWCP Chats
• Website: federalinjurycenters.com
• 15,000+ claims handled, 95%+ approval rate

Bottom Line: Don't let supervisor misinformation cost you your rightful benefits. Knowledge is power in OWCP.

Website for Locations. www.federalinjurycenters.com
Contact: 877-787-OWCP or message us Facebook
To Buy The Book: www.breakingowcp.com
To Email information: [email protected]
Find Us on Facebook, YouTube, LinkedIn, Instagram @
Wednesday Night OWCP Chats with Chris & Gini

## Episode: Union Presidents Don't Know This Critical Form - And Neither Do You

**Hosts:** Chris Gini & Gini Helms  


### Key Timestamps:
- **[00:06:00]** - The shocking CA-10 revelation at the National Presidents Convention
- **[00:12:00]** - Can management retaliate for filing OWCP claims?
- **[00:18:00]** - Medical restrictions violations and what to do about them
- **[00:27:00]** - The 3-year rule most supervisors lie about
- **[00:33:00]** - DME services and billing code challenges

### Major Topics Covered:

**🚨 The CA-10 Crisis [00:06:00]**
- Why union presidents had never heard of Form CA-10
- What every federal employee should know when injured
- How to protect yourself and coworkers

**💼 Workplace Retaliation [00:12:00]**
- Your legal rights when filing OWCP claims
- OSHA protections for injured workers
- When and how to file grievances

**⚖️ Know Your Rights:**
- **3-year filing deadline** (not 30 days like supervisors claim)
- Medical restrictions must be followed by management
- EEOC options for disability discrimination
- Telehealth now permanently covered

**🏥 Medical & Benefits Questions:**
- FMLA paperwork assistance
- Schedule awards for arms/legs
- Consequential injury claims
- Disability retirement vs. OWCP

### Resources Mentioned:
- Form CA-10: "What a Federal Employee Should Do When Injured at Work"
- Federal Injury Centers locations: FederalInjuryCenters.com
- OSHA Hotline: 1-800-321-OSHA
- OWCP Help Line: 877-787-OWCP

### Upcoming Events:
- Orlando Federal Law Enforcement Officers interview
- Phoenix, Arizona training sessions
- Second Annual OWCP National Convention (August)
- New York training (last week of September)

### Featured Podcast Recommendation:
**"The Hot House with Richie Ray"** - Available on Spotify, Apple Podcasts, and PodBean

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**💡 Key Takeaway:** Even union leaders don't know critical OWCP forms and procedures. Don't wait until you're injured to learn your rights - get educated now.

(No show next Wednesday due to travel)

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*Find all episodes on YouTube: "Wednesday Night OWCP Chats with Chris and Gini"*

Website for Locations. www.federalinjurycenters.com
Contact: 877-787-OWCP or message us Facebook
To Buy The Book: www.breakingowcp.com
To Email information: [email protected]
Find Us on Facebook, YouTube, LinkedIn, Instagram @
Wednesday Night OWCP Chats with Chris & Gini