Broker Daily Podcast Network

Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest movements surrounding the Connective-AFG merger and the competition regulator's thoughts on the matter, what results season is telling us about lending flows, and uncertainty around the impending best interests duty obligations on white label loans.

This week they discuss:

- Executive responses from Connective and AFG to the ACCC's concerns - How turnaround times are affecting the banks' mortgage volumes - The potential issues the Best Interests Duty Bill presents around white label

Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into industry responses to the passing of the best interests duty legislation, revelations around pricing discrepancies for loyal borrowers, and issues with lenders not passing on rate cuts to their customers.

This week they discuss:

• The clarifications still required around best interests duty implementation
• The risks of sticking with one's lender for too long
• Why the effect of the RBA's rate cuts are questionable

Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the proposed laws to hold mortgage brokers to similar obligations as financial planners, changing sentiment regarding the impending first cash rate decision for 2020, and the non-major rollout of the First Home Loan Deposit Scheme.

This week they discuss:

• Proposed reference check and breach reporting obligations for mortgage brokers
• Why stable interest rates increase consumer confidence
• The Better Business Summit kicking off in Adelaide

Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the new government package of loans and grants for small businesses affected by bushfires, what is happening in the first home buyer space, and details about the upcoming Better Business Summit 2020.

This week they discuss:

• Bushfire recovery grants and loans
• Why the number of new first home buyer loans has dropped
• The Broker Product of Choice: Non-Banks survey

Join Annie Kane and Charbel Kadib as they delve into the first two major appointment changes of the year, how industry scrutiny has prompted increased broker diversification into SME lending, and how the mortgage industry has come together to fundraise for those affected by Australia's ongoing bushfire crisis.

This week they discuss:

• The resignation of MyState Group CEO Melos Sulicich
• Donelle Brooks' appointment as head of third party at Lend
• The Mortgage and Finance Industry Bushfire Relief appeal for the Red Cross

Join Annie Kane and deputy editor of SMSF Adviser Sarah Kendell as they delve into the impacts of the continuing bushfire crisis.

In this episode, they provide updates on the current situation in Australia in relation to the loss of human lives, wildlife and property and the economic consequences.

This week they discuss:

• How the government is responding on a state and federal level
• Several banks announcing bushfire relief and financial assistance packages
• Global fundraising efforts for victims, firefighters, support services and wildlife

How you can donate:

There have been many fundraisers and appeals set up by charities, organisations and individuals to help support victims of the bushfires and support those on the front line.

Some of the major appeals include:

• Red Cross
• Salvation Army
• NSW Rural Fire Service
• QLD Fire and Rescue
• SA Country Fire Service
• VIC Country Fire Authority
• Tasmania Fire Service
• Western Australia
• WWF
• AFCA bushfire disaster support

Join Annie Kane and Charbel Kadib as they delve into the biggest themes and developments that impacted the home loan market in 2019.

In this episode, they discuss the biggest news of the year - reviewing the banking royal commission and its recommendations, the general election, and the incoming best interests duty.

- The impacts of the banking royal commission - A new best interests duty - Changes at the banks

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.

Join Annie Kane and Momentum Intelligence's head of strategy, Michael Johnson, as they delve into a new broker survey initiative.

In this episode, they discuss Momentum Intelligence's Broker Pulse survey, what it hopes to achieve, and some of its initial findings.

This week they discuss:

- What the Broker Pulse survey is - What brokers value from mortgage lenders - How the lenders have been evaluated so far

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market.

Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they delve into ASIC's updated responsible lending guidance (RG 209), the issues with the government's First Home Loan Deposit Scheme lender panel, and new appointments at the banks. This week they discuss: - Why ASIC's RG 209 guidance has raised more questions from brokers - CBA joining the First Home Loan Deposit Scheme panel - Executive position changes within NAB and Suncorp

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode they reveal how banks are targeting first home buyers, discuss why some banks are lowering rates while others are raising them, and why Resimac are withdrawing externally funded products. This week they discuss: - Auction clearance rates remain strong in a more "optimistic" housing market - ANZ removes LMI for high earners - The Australian Business Securitisation Fund appoints first external investment manager