Do you want to pay off your debt and save more money this year? DO THIS FIRST.

 With a spending audit, you can get clear on your spending habits so you know can be prepared to build your budget, catch your bad habits, and more. 

If you want to start a budget, but you aren't sure where to get started, you may want to try a spending audit.  There is stress in not knowing where your money goes and not feeling in control. There is peace in getting clear. That's what a spending audit can do for you. 

Listen to this episode to answer these questions: 

• How do I do a spending audit?
• What is a spending audit?
• How do I start budgeting?
• How do I stop spending so much money?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: [email protected]

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send a Text.

Is it taking too long to track your spending as you work on your budget?

I have a quick trick for you today that will simplify and speed up the process of tracking your spending.

We have money goals, we have set intentions, now we have to stick to it! This episode will help with just a smoother, faster way to stick to your budget.

Here's the trick: Split your purchases as you buy. Check it out!

Resources:

• Episode 15: Create this List to Save Money on Groceries, Get Organized, and Save Mental Energy
• Download the 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. 
• Do you want me to come into your email with the FREE Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Contact Me:
Instagram: @budgeteffectpodcast
Email: [email protected]

Have a topic you want me to cover on the show? Text me! 

Click to Send a Text.

As a mom, do you feel constant pressure to spend money on all the things? Team pictures, fundraisers, birthday gifts, and more?! What about the social pressure to buy at the right time, for every occasion, and to "keep up" with your neighbors? 

In this episode we’ll discuss the many situations where you might feel pressured to spend money - when you DON’T even want to! By the end of this episode you’ll have practical strategies to release the pressure and confidently say, “no” saving your money for what truly matters and aligning your spending with your real goals.

Resources :

• Download the 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. 
• FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.

Contact Me:
Instagram: @budgeteffectpodcast
Email: [email protected]

Did I forget something on this list?
Or do you have a topic you want me to cover on the show? Text me! 

Click to Send a Text.

Click to Send a Text.

Are you struggling to stay on budget during the holidays without feeling like you’re missing out? 

During the holidays, you might do one of these two things:
1. Throw your budget out the window.
2. Feel like you are the ONLY one on a budget and that you are missing out.

In this episode, we explore those two big holiday budget struggles and give you 8 actionable strategies to stay financially confident and stress-free. You’ll learn how to block temptation, shop intentionally, and appreciate your financial journey without comparison.

Listen to the episode to answer these questions:

1. How can I stick to my budget this holiday season without feeling deprived?
2. How can I stop comparing my money situation to others'?
3. What are some strategies for sticking to my holiday budget?
4. How can I focus on my financial goals while still enjoying the holidays?
5. How can I prevent impulse purchases and stay financially grounded during this busy season?
6. What are some practical strategies for sticking to a budget that actually work?!

Resources Mentioned:

• Download the 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. 
• Episode 38: Holiday Planning and Mindset
• FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.

Contact Me:
Instagram: @budgeteffectpodcast
Email: [email protected]

Have a topic you want me to cover on the show? Text me! 

Click to Send a Text.

The Key to Never Feeling Broke Again
How to Normalize Having Money and Saving Money in Your Life

Why does it feel like money always slips through your fingers? What if budgeting didn’t feel like a short-term fix but instead became a habit that makes saving and having money feel normal?

In this episode, we’re diving into how to shift budgeting from something you do “when money’s tight” into a life habit that sticks. When budgeting becomes second nature, you’ll start to feel confident and in control of your finances—covering expected and unexpected expenses, paying down debt, and building savings will feel like the norm. I’ll show you how to develop a mindset and routine that help you improve not just your financial habits, but your overall money confidence.

Listen to this episode to answer these questions:

• How can you turn budgeting into a habit instead of a temporary solution?
• What weekly routines can make budgeting easier to maintain?
• What key skills do you need to build for successful budgeting?
• How can a budgeting mindset create financial freedom?
• What holistic changes can budgeting bring to your life?
• How can having money just be normal for you?

Resources:

• Grab my 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. 
• FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.
• Instagram: @budgeteffectpodcast
• Email: [email protected]

Have a topic you want me to cover on the show?

Click to Send a Text.

The holiday season is around the corner, and with it can come the stress of extra spending. In this episode, we’re talking about how to plan ahead for any big event—whether it’s the holidays, a special celebration, or a family vacation—without letting your budget get out of hand. I’ll share simple, realistic strategies to help you avoid overspending, stick to your goals, and make this season feel meaningful and manageable. Let’s dive into how a little planning now can make a huge difference later!

 👉 Grab Your 3-Part Holiday Planner Here to make this holiday season more organized and less overwhelming.
3-Part Holiday Planner—complete with a space for brainstorming ideas, a budget sheet, and a weekly backwards planner to stay organized and avoid last-minute stress. It’s a tool to help you stick to your budget and focus on what matters most.

💲Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: [email protected]

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send a Text.

You are up against bazillion dollar marketing companies that cause you to feel like you are SAVING money if you buy this RIGHT NOW.
But what if we just did one simple shift in our language that would help us combat those impulse purchases? That's what we are talking about today. After this episode you will have a deeper understanding around saving money and a way to combat impulse purchases.

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: [email protected]

Got a specific question you’d like me to answer on the show? Text it!

Click to Send a Text.

What is stopping you from saving, investing, or paying off debt? What is keeping you in the paycheck to paycheck cycle?
Maybe you don't have this mindset: Can it wait a week? After this episode, you will walk away with a fresh mindset about your future, your goals and your budget!

Let your budget EMPOWER you to get what you want.

Do you want help getting started? Click here for the  Budget Foundations Jumpstart. By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: [email protected]

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send a Text.

Is the constant running around and never eating at home killing your food budget? There are 4 steps you can take to minimize this cost - even in the busiest seasons. Let me walk you through what these 4 steps look like for a mom who is empowered by her budget.

Listen to this episode to answer these questions: 

• How do I stay in my food budget?
• How do I feed my family when we are so busy?
• How do I save money on food?
• How do I stop spending so much money?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: [email protected]

Got a specific question you’d like me to answer on the show? Text it! 

Click to Send a Text.

Planning in advance for the holidays is going to save you money and mental energy. In this episode, we'll walk through how to get your holiday mindset in check, prepare your budget, and of course strategize ways to save money this holiday while living abundantly.

Click here for the free Budget Foundations Jumpstart!

Let’s Connect:

Instagram @budgeteffectpodcast

Email [email protected]

Want to ask a question?

Click below to send your question to the show. 

Click to Send a Text.