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Episode two: Budgeting – directing your money

The first step in gaining control of your finances is understanding where your money goes each month. In this podcast, Maya and I have an open and candid discussion about our own budgeting methods, sharing tips, hacks, and the financial mistakes we've made. We also talk to Sbongile, who began her money bootcamp journey as an intern on a small stipend. She shares her experience and how it helped her manage her finances when she received her first salary.

We cover different budgeting strategies, including zero-based budgeting and the 50/30/20 rule, highlighting the importance of finding an approach that suits your unique lifestyle and financial situation. Additionally, we discuss the concept of a survival budget and how it can serve as a safety net during financial crises.