Your 40s are one of the most powerful decades to take control of your financial future—and in this episode, we show you how.

Tim Graham is joined by Sam Wakefield, financial adviser and founder of Optalife, to explore practical strategies for Australians in their 40s who want to grow, protect, and future-proof their wealth. Whether you're playing catch-up, looking to scale up, or getting serious about your goals, this episode is packed with real-world advice.

🧠 Key Takeaways:

• How to use superannuation strategically to maximise long-term wealth
• Why property is still a powerful tool for financial independence
• Tips to manage and reduce debt more effectively in your 40s
• How to protect your assets and build a safety net for the future
• The power of long-term thinking: planning now for the lifestyle you want later

💬 Sam shares insights from his extensive experience helping clients navigate mid-life finances, highlighting the importance of balancing growth with risk management. 📍

Whether you're just getting serious or ready to take things to the next level, this episode provides a clear roadmap to financial empowerment in your 40s.

🎧 Listen now and start planning your future—on your terms.

www.optalife.com.au