In this episode, the three Mikes revisit a foundational concept of Infinite Banking: banking is a process, not a product.

We begin with Mike Everett going back to the basics, walking through how Nelson Nash framed this idea in Becoming Your Own Banker, and grounding it with real-world experience from working with clients in practice—not theory.

Then Mike Kwong unpacks how Income Stacking through DIBS and IBC creates a powerful, repeatable system for cash flow, control, and long-term wealth building. Together, the conversation highlights why lasting financial success comes from building sound processes, not chasing products.

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