What if you did not have to wait until retirement to live the life you want. What if homesteading did not mean quitting your job, going off grid, or putting your dreams on hold until your kids are grown.

In this episode of the Call to Farms Podcast, Tim and Sophia share how they are building a meaningful life now through modern homesteading, homeschooling, entrepreneurship, and shared family responsibility. They talk honestly about why waiting for “someday” is a myth, how the events of 2020 reshaped their priorities, and why small, intentional steps matter more than perfect timing.

You will hear how homesteading can start anywhere, from a condo to a quarter acre, how to involve children as capable contributors rather than burdens, and why modern homesteading is not about suffering or doing everything yourself. They break down what hybrid living really looks like, balancing career, income, technology, land, and resilience without burnout.

This episode also dives into building community from scratch, especially for introverts, redefining education as preparation for real life, and giving yourself permission to start before everything feels ready.

If you have been quietly dreaming of a different way of living but feel stuck by finances, age, family stage, or fear of getting it wrong, this conversation will challenge and encourage you to take the next step right where you are.

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Have questions on buying or selling real estate? Reach out to Tim directly here!

Get your ⁠⁠Tickets Here⁠⁠ to the Seeking Whole Health Conference on April 16-18 in Wooster, OH .

⁠⁠Click Here⁠⁠ to the Prairie Roots Homesteading Summit held on May 15-16 in Watford City, ND.

⁠⁠Get Your Early Bird Tickets ⁠⁠to the Modern Homesteading Conference in Coeur d'Alene, ID on June 26-27.

Join Tim and Sophia at the ⁠⁠Chelsea Green Food & Farming Convergence⁠⁠ at Polyface Farms on September 25-26, 2026.

Join our waitlist for our 2026 Homesteaders United Conference, which will be hosted on our property in East Tennessee. ⁠⁠⁠⁠Sign Up Here⁠⁠⁠⁠

Check out our Call to Farms Community where you have access to farm and cooking courses along with direct access to us as you build out your homestead! ⁠⁠⁠⁠Join Here⁠⁠⁠⁠

Are you a veteran or active duty service member looking to make a move? Join our live VA Home Buying workshop to understand how to make the most of your VA loan. ⁠⁠⁠⁠Register Here⁠⁠⁠⁠

Don't miss out on another off-market listing! ⁠⁠⁠⁠⁠Be sure to sign up here.⁠⁠⁠⁠⁠

Tune in now and join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call to Farms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our weekly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to stay up to date with the latest happenings!

Winter storms, market shifts, and major decisions all collided at once, and this episode is a reminder that homesteading is about preparation, adaptability, and stewardship when life feels uncertain.

In this episode of the Call to Farms Podcast, Tim and Sophia Eng share how they prepared their homestead for extreme cold, ice storms, and a bomb cyclone, along with lessons learned after moving from California to Tennessee. They also break down what is happening in the housing market, including interest rates, the Federal Reserve’s latest decisions, and what recent leadership changes could mean for homeowners, buyers, and land seekers.

You will hear practical insight on homestead readiness, land and buyer activity, using home equity wisely, and why physical assets like land continue to matter. The episode also includes updates on upcoming books, workshops, and speaking events.

If you are navigating uncertainty or considering your next move toward land or homeownership, this conversation offers clarity and perspective.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Have questions on buying or selling real estate? ⁠Reach out to Tim directly here!⁠

Get your ⁠Tickets Here⁠ to the Seeking Whole Health Conference on April 16-18 in Wooster, OH .

⁠Click Here⁠ to the Prairie Roots Homesteading Summit held on May 15-16 in Watford City, ND.

⁠Get Your Early Bird Tickets ⁠to the Modern Homesteading Conference in Coeur d'Alene, ID on June 26-27.

Join Tim and Sophia at the ⁠Chelsea Green Food & Farming Convergence⁠ at Polyface Farms on September 25-26, 2026.

Join our waitlist for our 2026 Homesteaders United Conference, which will be hosted on our property in East Tennessee. ⁠⁠⁠Sign Up Here⁠⁠⁠

Check out our Call to Farms Community where you have access to farm and cooking courses along with direct access to us as you build out your homestead! ⁠⁠⁠Join Here⁠⁠⁠

Are you a veteran or active duty service member looking to make a move? Join our live VA Home Buying workshop to understand how to make the most of your VA loan. ⁠⁠⁠Register Here⁠⁠⁠

Don't miss out on another off-market listing! ⁠⁠⁠⁠Be sure to sign up here.⁠⁠⁠⁠

Tune in now and join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call to Farms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our weekly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to stay up to date with the latest happenings!

Most people assume regenerative farming and homesteading cannot work in places where winter lasts half the year and conventional agriculture dominates the landscape.

In this episode of The Call to Farms Podcast, Tim and Sophia Eng sit down with Daniel Stenberg, founder of the Prairie Roots Homesteading Summit, to challenge that assumption and explore what is actually happening on the ground in North Dakota and the Northern Great Plains.

Daniel grew up on land originally homesteaded by his great grandparents in the early 1900s, one of the last regions settled under the Homestead Act due to its harsh conditions. After spending years away, he returned home with a renewed vision of reconnecting people to land, food, and community in a place most have written off as too hard.

This conversation explores:

• The real tension between conventional agriculture and regenerative practices in the Dakotas

• Why farmers markets became the spark for a larger homesteading movement

• What homesteading looks like with a 100 day growing season

• How newcomers, young families, and returning locals are reshaping rural communities

• The role of grit, adaptation, and knowing when to pivot

• Why local, regional events matter for resilient food systems

• The vision behind launching the first Prairie Roots Homesteading Summit in North Dakota

Rather than selling a lifestyle fantasy, this episode focuses on reality. Short growing seasons, challenging soil, and the deep fulfillment that comes from producing food, stewarding land, and rebuilding local networks anyway.

If you have ever wondered whether regenerative homesteading can work anywhere, especially in hard places, this conversation will expand your perspective.

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Click Here to the Prairie Roots Homesteading Summit, early bird tickets, and event details.

Join our waitlist for our 2026 Homesteaders United Conference, which will be hosted on our property in East Tennessee. ⁠⁠Sign Up Here⁠⁠

Check out our Call to Farms Community where you have access to farm and cooking courses along with direct access to us as you build out your homestead! ⁠⁠Join Here⁠⁠

Are you a veteran or active duty service member looking to make a move? Join our live VA Home Buying workshop to understand how to make the most of your VA loan. ⁠⁠Register Here⁠⁠

Don't miss out on another off-market listing! ⁠⁠⁠Be sure to sign up here.⁠⁠⁠

Get your copy of ⁠⁠⁠⁠Becoming Your Own Banker⁠⁠⁠⁠ and be sure to bring your questions to our live workshop!

Interested in learning more about protecting and securing your homestead and family? ⁠⁠⁠⁠Join our live, online workshop on Thursday, January 29th at 4pm PST / 7pm EST.⁠⁠⁠⁠

Tune in now and join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call to Farms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our weekly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to stay up to date with the latest happenings!

What does it really mean to secure your home, your homestead, and your family’s future?

In this special episode of The Call to Farms Podcast, Tim and Sophia Eng sit down with their trusted financial advisor and friend, Kurt Berry of Stillwater Financial, to unpack the Infinite Banking Concept and why it has become a cornerstone of true financial resilience for families who want control, clarity, and long-term security.

Tim was first introduced to the idea more than a decade ago through Becoming Your Own Banker by R. Nelson Nash. While the concept made sense on paper, it wasn’t until meeting Kurt, someone who lives it with integrity, patience, and real-world experience, that the strategy fully clicked. Together, Tim, Sophia, and Kurt move beyond theory and into practical application.

In this conversation, they cover:

• What the Infinite Banking Concept actually is (and what it is not)

• Common misconceptions about whole life insurance

• Why cash flow matters more than income

• The difference between “or” assets and “and” assets

• How families can build a parallel financial system they control

• Why financial preparedness is a critical part of homestead security

• How this strategy works alongside real estate, mortgages, HELOCs, and long-term planning

Kurt also shares his personal journey from city life to homesteading in Tennessee, how Infinite Banking transformed his own financial approach, and why this strategy has quietly been used by the wealthiest families and institutions for generations.

This episode is for anyone who:

• Feels uneasy relying solely on traditional banks

• Wants to build generational wealth with intention

• Is planning ahead for a stronger, more resilient 2026

• Believes financial literacy is a form of stewardship

If this episode sparks questions, Tim and Sophia will be hosting free live workshops with Kurt to walk through the concept step by step and answer questions openly.

Links to the workshop, the book Becoming Your Own Banker, and additional resources are below.

This episode isn’t about selling products. It’s about restoring clarity, ownership, and confidence around money so families can protect what they’re building and pass on a lasting legacy.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Get your copy of ⁠⁠⁠⁠Becoming Your Own Banker⁠⁠⁠⁠ and be sure to bring your questions to our live workshop!

Interested in learning more about protecting and securing your homestead and family? ⁠⁠⁠⁠Join our live, online workshop on Thursday, January 29th at 4pm PST / 7pm EST.⁠⁠⁠

Are you a veteran or active duty service member looking to make a move? Join our live VA Home Buying workshop to understand how to make the most of your VA loan. ⁠⁠Register Here⁠⁠

Don't miss out on another off-market listing! ⁠⁠⁠Be sure to sign up here.⁠⁠

Tune in now and join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call to Farms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our weekly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to stay up to date with the latest happenings!

A new year does not mean starting from scratch. It means building wisely from where you already are.

In this episode of Call to Farms, Tim and Sophia reflect on the transition out of a Sabbath year of rest and into a season of intentional rebuilding, both on the homestead and in everyday life. They share what slowing down revealed, why rest is not the same as stagnation, and how clarity often comes only after space is created.

This conversation offers practical ways to think about food planning, land stewardship, and home systems as the year begins, without overwhelm or unrealistic goals. It focuses on rhythms, readiness, and resilience. How to prepare your household, property, and mindset for the year ahead using small, thoughtful steps that compound over time.

Whether you are managing acreage, dreaming of a future homestead, or simply trying to live more deliberately where you are, this episode helps reframe planning as an act of stewardship rather than pressure.

Topics covered include:

• Transitioning out of a season of rest with purpose and clarity

• Why doing less can prepare you to do better

• Practical food and home planning for the year ahead

• Building resilient systems instead of chasing resolutions

• Aligning home, land, and family rhythms for long-term sustainability

This episode is for anyone who wants to move forward in a grounded and intentional way.

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Join our waitlist for our 2026 Homesteaders United Conference, which will be hosted on our property in East Tennessee. ⁠Sign Up Here⁠

Check out our Call to Farms Community where you have access to farm and cooking courses along with direct access to us as you build out your homestead! ⁠Join Here⁠

Thinking about purchasing a home in the near future? Join us for our next live home buyer's 101 workshop! ⁠Register Here⁠

Are you a veteran or active duty service member looking to make a move? Join our live VA Home Buying workshop to understand how to make the most of your VA loan. ⁠Register Here⁠

Don't miss out on another off-market listing! ⁠⁠Be sure to sign up here.⁠⁠

Get your copy of ⁠⁠⁠Becoming Your Own Banker⁠⁠⁠ and be sure to bring your questions to our live workshop!

Interested in learning more about protecting and securing your homestead and family? ⁠⁠⁠Join our live, online workshop on Thursday, January 29th at 4pm PST / 7pm EST.⁠⁠⁠

Tune in now and join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call to Farms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our weekly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to stay up to date with the latest happenings!

As 2025 comes to a close, we are sitting down for an honest, unfiltered conversation about what this year really demanded of our family.

This was not a year of shortcuts or easy wins. It was a year that asked more of us financially, emotionally, spiritually, and physically. A year that exposed weak systems, clarified priorities, and forced hard decisions around land, money, work, health, and how we steward what we have been given.

In this episode, we reflect on
• The unexpected challenges that shaped 2025
• Lessons learned about resilience, family leadership, and responsibility
• What worked, what did not, and what we would do differently
• How pressure revealed what truly matters
• Why preparation is not about fear but about faith and stewardship
• What we are carrying forward and what we are leaving behind as we head into 2026

This is a quiet but grounded year end reset. Not a highlight reel. Not predictions. Just clarity earned the hard way.

If you are a family thinking seriously about your future, your home, your finances, your children, and the systems you rely on, this conversation is for you.

Thank you for walking alongside us this year. We are grateful for this community, and we are stepping into 2026 with intention, humility, and resolve.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Join our waitlist for our 2026 Homesteaders United Conference, which will be hosted on our property in East Tennessee. Sign Up Here

Check out our Call to Farms Community where you have access to farm and cooking courses along with direct access to us as you build out your homestead! Join Here

Thinking about purchasing a home in the near future? Join us for our next live home buyer's 101 workshop! Register Here

Are you a veteran or active duty service member looking to make a move? Join our live VA Home Buying workshop to understand how to make the most of your VA loan. Register Here

Don't miss out on another off-market listing! ⁠Be sure to sign up here.⁠

Get your copy of ⁠⁠Becoming Your Own Banker⁠⁠ and be sure to bring your questions to our live workshop!

Interested in learning more about protecting and securing your homestead and family? ⁠⁠Join our live, online workshop on Thursday, January 29th at 4pm PST / 7pm EST.⁠⁠

Tune in now and join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call to Farms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our weekly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to stay up to date with the latest happenings!

In this episode, Tim and Sophie open the vault.

They are sharing a curated selection of off-market homestead properties in Northeast Tennessee and Southwest Virginia. These are land and homes that are not publicly listed and are being shared quietly with serious buyers who are looking to build a resilient life.

This episode is for those who understand that the best homesteads are rarely found on Zillow. The most functional land often changes hands through relationships, timing, and local knowledge long before it ever reaches the open market.

Tim also explains why these regional spotlights will expand over time. As more sellers across the country reach out looking for a discreet and values aligned way to sell their homesteads, future episodes will feature off market opportunities in additional states.

If you are actively searching for land or planning ahead, this is one of the clearest paths to finding high-quality homestead properties before competition increases and compromises follow.

To receive these listings as they become available, subscribe to the High Ground Newsletter, where off-market opportunities are shared directly with our community.

These properties move quickly. Access matters.

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Don't miss out on another off-market listing! Be sure to sign up here.

Get your copy of ⁠Becoming Your Own Banker⁠ and be sure to bring your questions to our live workshop!

Interested in learning more about protecting and securing your homestead and family? ⁠Join our live, online workshop on Thursday, January 29th at 4pm PST / 7pm EST.⁠

Tune in now and join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call to Farms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our weekly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to stay up to date with the latest happenings!

In this special midweek episode of The Call to Farms Podcast, Tim and Sophie sit down to share a timely December housing market update and the real conversations they are having every day with families across the country.

This episode goes beyond headlines and rate talk. It pulls back the curtain on what is actually happening right now in lending, home buying, refinancing, and debt consolidation, especially for first time home buyers, veterans, and single income families feeling the pressure of today’s economy.

You will hear why mortgage rates are not reacting the way many people expect, why debt consolidation has become one of the most urgent needs this season, and how strategic tools like HELOCs, cash out refinances, and VA loan programs can be used responsibly to create breathing room instead of stress.

Tim and Sophie also share real client stories that highlight why working with an advisor who educates and advocates matters, how buyer concessions are showing up across the country, and why preparation now can make a significant difference heading into 2026.

This episode is also an invitation.

If you are thinking about buying your first home, planning a move, or simply want clarity on the process, join Tim and Sophie for their First Time Home Buyer Class this Thursday at 7:00 PM Eastern. This free class will walk through the home buying process step by step, explain current market conditions, and help you understand your options clearly and confidently.

If you are looking to protect your family, reduce financial stress, and learn how to become more resilient long term, you are also invited to their Life Insurance and Infinite Banking Workshop on Thursday, January 29th at 7:00 PM Eastern. This session breaks down how families can use whole life insurance strategically, not as a product pitch, but as a financial tool for stability, control, and legacy.

Whether you are a first time buyer, a homeowner feeling stretched, a veteran planning your next move, or a family looking to live more intentionally, this episode will give you practical insight and a clear next step.

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Interested in learning more about home buying? ⁠⁠Join our live, online workshop on Thursday, December 18th at 4pm PST / 7pm EST.⁠

Get your copy of Becoming Your Own Banker and be sure to bring your questions to our live workshop!

Interested in learning more about protecting and securing your homestead and family? Join our live, online workshop on Thursday, January 29th at 4pm PST / 7pm EST.

Tune in now and join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call to Farms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our weekly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to stay up to date with the latest happenings!

What does it mean to devote your life to one thing and do it with care, humility, and soul?

In this episode of The Call to Farms, Sophie sits down with Jonathan Stevens, baker and author of Hungry Ghost Bread, the award-winning book that is part recipe collection, part meditation, and part poetic devotion to sourdough. Jonathan is the founder of Hungry Ghost Bread in Northampton, Massachusetts, where for over two decades he has shaped hundreds of loaves by hand, fired a wood fueled oven daily, and fed a living sourdough culture that quite literally sets the rhythm of his life.

This conversation is not about scaling, optimization, or hustle. It is about intention.

Jonathan shares what it means to be a wild yeast farmer, why he does not count loaves, how regional grain and living fermentation shape both bread and community, and why real food work resists shortcuts, technological or otherwise.

Together, Sophie and Jonathan explore hungry ghost mythology, cultural memory, poetry, economics, and the quiet spiritual discipline of feeding people well.

They also discuss:

• Why bread made with care still matters for culture and health

• The humility required when working with living systems

• What modern food has lost and what local bakeries can restore

• Poetry as a form of nourishment

• Why every town needs a bakery

Whether you are a baker, farmer, fermenter, or simply someone longing to live with greater alignment, this episode is a reminder that how we do something matters and that meaning is often found in the most ordinary acts.

Flour, fire, time, and trust.

Step into the fire and meet Jonathan Stevens.

Hungry Ghost Bread

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Interested in learning more about home buying? ⁠Join our live, online workshop on Thursday, December 18th at 4pm PST / 7pm EST.⁠

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In this powerful continuation of Tim’s return to West Point, he takes listeners deeper into the halls, fields, and memories that shaped him as a young cadet. Revisiting these places twenty years later opened up a surprising reflection on purpose, identity, and calling.

Walk with Tim through Bradley Barracks, the new library, and the charged atmosphere of a Corps football game. Follow him into Arvin Gym, where the echoes of the IOCT and the sharp chlorine drifting from Crandall Pool brought back the intensity of survival swimming classes and the pressure he once pushed through as a young leader in training. As he reconnects with classmates, many now Full Bird Colonels, Tim gains new clarity on the path he ultimately chose.

This episode explores the truth Tim discovered: the leadership forged at the Academy did not lead him into the career he once imagined. Instead, it became the foundation for the life he built in homesteading, lending, real estate, and serving veterans across all 50 states.

It is a story of ambition, redirection, and learning to appreciate the unexpected ways a calling can unfold. At the heart of the episode is one question:

If Tim could do it all over again, would he still choose West Point?

Listen in as he shares the answer and what it means for anyone navigating their own path of service and purpose.

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Interested in learning more about home buying? Join our live, online workshop on Thursday, December 18th at 4pm PST / 7pm EST.

Tune in now and join the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call to Farms⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our weekly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to stay up to date with the latest happenings!