If you're looking for a mortgage but maybe don't have the best credit history, then this is the podcast episode for you.

Phil Spencer is back with Orla Shevlin, Mortgage Adviser at Trussle to answer this question for you in episode four of series 8 of the Move iQ property podcast.

Phil and Orla discuss getting a mortgage and the challenges of doing that if you have poor credit.

What's discussed in this episode?

Listen in to find out:

• Get your full credit report – why your credit score alone doesn't mean too much
• How far back do lenders look at your credit history?
• How brokers can help you assess the right timing for an application
• There always tends to be a solution a broker can help with
• An outline of joint borrower mortgages
• Ways you could improve your credit report
• Some helpful lookouts

Thank you for listening to the Move iQ podcast!

If you enjoyed listening to our podcast, then please subscribe via your favourite podcast app and don't forget to leave a review!

We want to thank the sponsor of our show

We are delighted to be working with trussle.com, they are FCA regulated mortgage advisors.

Trussle were the first online mortgage broker and they have indeed been voted the best mortgage broker!

They are a hassle-free, fee-free way of getting a mortgage and they are the only broker with a 5-day speed promise.

Always remember: your home may be repossessed if you do not keep up repayments on your mortgage. Terms and conditions apply to the mortgage decision promise.

Find out more about Move iQ

Subscribe to our newsletter and get Phil's advice direct to your inbox.

We share regular tips, tricks and market updates – join us, it's free!

Please also connect with us on Facebook, Instagram, Twitter or LinkedIn.

If you have any questions for Phil or any special requests for topics to cover on the podcast then we'd love to hear from you, email us at [email protected].

We've also got lots of great videos over on YouTube, so be sure to subscribe to Move iQ's channel and let us know what you think.