Capital Hacking

What happens when a 21 year old skips college, says yes to every room he can get into, and refuses to stop showing up?
 
Michael Rebelo of Ever Forward Capital Partners joins Josh McCallen on Capital Hacking to share how he chose entrepreneurship over the traditional path with one goal in mind: to retire his mother and help other middle Americans do the same.
 
It started with a pair of free event tickets and a 6:55 AM community call. That willingness to show up in person connected Michael with mentors like Russell Gray and led to his first multifamily investment, a 152-unit property in Tyler, Texas, followed by a deal in Tulsa, Oklahoma. He also shares how he landed an interview with Robert Kiyosaki by simply saying hello.
 
Josh and Michael dig into raising capital through in-person events and local clubs, building partnerships with experienced operators, Michael's multifamily buy box and market selection process, and why distressed properties may create opportunity in the years ahead.
 
Key Takeaways 

• Showing up in person opens doors that online networking can't 
• Partnering with experienced operators can help newer investors get into larger deals 
• Local clubs and live events are some of the best places to raise capital 
• Curiosity beats a script when you're talking with big names 
• Distressed debt and bridge loans may create buying opportunities ahead 

 
Episode Highlights
00:00 Welcome and Introduction of Michael Rebelo
02:04 Meet Michael Rebelo: A 21 Year Old Entrepreneur Who Chose a Different Path
03:23 Mentors, Free Tickets, and the Connections That Changed Everything
06:59 The First Acquisition: Bringing Capital to a 152 Unit Deal in Tyler, Texas
10:26 Building New Partnerships and Closing a Deal in Tulsa, Oklahoma
11:31 Raising Capital Through In Person Events and Local Clubs
12:32 The Ever Forward Vision: Podcasting and Rebuilding Communities
15:28 Why Seeing Your Properties in Person Matters
16:19 Interviewing Big Names: Be Curious and Skip the Script
18:11 How a Simple Hello Led to an Interview with Robert Kiyosaki
20:18 Michael's Multifamily Buy Box and Market Selection
22:56 Distressed Debt, Bridge Loans, and Finding Deals Through Partners
25:12 How to Connect with Michael Rebelo and Ever Forward Capital Partners
 
Connect with Michael
LinkedIn: https://www.linkedin.com/in/michael-rebelo-045024299/
Website: https://www.everforwardcapitalpartners.com/

Learn More About Accountable Equity
Website: http://www.accountableequity.com/
Free eBook: https://accountableequity.com/case-study/#register 
 
Enjoyed this episode? Follow the show and leave a rating or review. It helps more investors find these conversations. 
 
This episode is for educational purposes only and is not financial, tax, or legal advice. 

Turn your unique talent into capital and achieve the life you were destined to live. Join our community!

We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.

Linkedin
Facebook
Instagram
Apple Podcast
Spotify

Poor people believe income is for paying bills. The middle class uses it to borrow more. Wealthy people use it to buy more income. Christopher Hemmert, creator of The War Chest Principle, joins Josh McCallen to explain why that difference shapes everything about how wealth is built and protected.
 
After years in the service industry and a career in financial planning, Christopher came to believe that true wealth is your willingness and ability to create value for others. If you lose everything, that ability is what lets you build it all back.
 
From there, the conversation gets practical. Christopher explains how financial institutions define liquidity as accessing capital without selling the asset, why he uses dividend paying cash value life insurance to mirror that structure, and the simple test for spotting a policy that serves the agent instead of you. He and Josh also discuss when to borrow against a war chest, why debt should only fund income producing assets, and why leaving income producing assets to your kids offers more security than leaving cash.
 
Key Takeaways 

• A war chest's job is readiness: capital structured so pressure never makes the decisions 
• Wealthy people fund stable compounding assets first, then leverage them 
• Borrow for income, never for consumption 
• A well-designed policy builds meaningful cash value in year 1 

 
Episode Highlights
00:00 Welcome and Introduction of Christopher Hemmert
01:43 From the Service Industry to Rethinking Traditional Finance
03:12 What Is the War Chest Principle?
04:13 Why True Wealth Is Built in Times of Duress
06:26 How Wealthy People and Institutions Define Liquidity
08:43 Designing Cash Value Whole Life for Maximum Liquidity
12:33 Should You Borrow Against Your War Chest to Invest?
15:45 The Purpose of Income Across Economic Classes
18:34 How to Connect with Christopher Hemmert
 
Connect with Christopher
YouTube: https://www.youtube.com/@ChristopherHemmert
Website: https://warchestprinciple.com/

Learn More About Accountable Equity
Website: http://www.accountableequity.com/
Free eBook: https://accountableequity.com/case-study/#register

Enjoyed this episode? Follow the show and leave a rating or review. It helps more investors find these conversations.

This episode is for educational purposes only and is not financial, tax, or legal advice. 

Turn your unique talent into capital and achieve the life you were destined to live. Join our community!

We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.

Linkedin
Facebook
Instagram
Apple Podcast
Spotify

Summary:

In this engaging conversation, Reign Streiter interviews Josh McCallen about the acquisition and transformation of Renault Winery. They discuss the winery's rich history, the challenges faced during its acquisition, and the strategic pivot towards a wedding-focused business model. Josh shares insights into investor relations and funding strategies that helped revitalize the winery, making it a sought-after destination for events and tourism. The discussion also covers the challenges of leadership, the evaluation of property investments, and the future goals for their business, including community engagement and hiring practices that align with their service philosophy.

Chapters:

00:00 Introduction to Capital Hacking

01:08 The Backstory of Renault Winery

03:50 Acquisition and Vision for Renault Winery

10:03 Syndication and Investor Relations

15:59 Navigating Challenges in Hospitality Investment

26:21 Investor Community and Impact

27:52 Scaling Human Capital in Hospitality

30:50 Service Excellence and Company Culture

36:12 Strategic Property Acquisition

40:03 Land Development and Conservation

43:42 Future Growth and Investor Relations

Learn More About Accountable Equity:  

www.vivamee.com

http://www.accountableequity.com/

Renault Winery Before & After: https://youtu.be/JpvcINWeg7M

Access eBook: https://accountableequity.com/case-study/#register

Turn your unique talent into capital and achieve the life you were destined to live. Join our community!

We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.

Linkedin
Facebook
Instagram
Apple Podcast
Spotify

In this episode, we welcome real estate legend, author, and co-founder/CEO of PPR Capital Management, David Van Horn, back to the podcast. Drawing on nearly 40 years of industry experience across multiple market cycles, Van Horn breaks down his evolution from hands-on investor and contractor to managing non-performing mortgages and commercial asset classes. The discussion spans a detailed breakdown of note investing dynamics, structured fund models leveraged alongside institutional capital, the booming build-to-rent (BTR) housing space, and the high-depreciation, recurring-revenue appeal of express car wash developments.

Chapter Timestamps

00:36 – Welcome & Introduction of David Van Horn

02:02 – David Van Horn's 40-Year Real Estate Journey

03:45 – The Mechanics of Note & Mortgage Investing

08:16 – Analyzing Discounter Commercial Notes & Deeds in Lieu

11:46 – Fund Structuring & Institutional Capital Co-Investing

14:23 – The Growth and Tax Advantages of Build-to-Rent (BTR)

22:14 – BTR Exit Strategies & Market Selection

23:23 – Blended Rates & Investor Return Waterfall Expectations

26:03 – Investing in Express Car Wash Developments

28:06 – Car Wash Operations, Technology, and Depreciation Benefits

30:08 – How to Connect with David Van Horn & PPR Capital Management

Connect with David:

https://www.linkedin.com/in/dave-van-horn/ 

https://pprcapitalmgmt.com/ 

Learn More About Accountable Equity:  

Visit Us: http://www.accountableequity.com/   

Access eBook: https://accountableequity.com/case-study/#register

Turn your unique talent into capital and achieve the life you were destined to live. Join our community!

We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.

Linkedin
Facebook
Instagram
Apple Podcast
Spotify

Summary

In this episode of Capital Hacking, host Josh McCallen shares a re-release of his interview on Cash Flow Ninja with MC Laubscher. They examine shifting dynamics in commercial real estate, detailing why investors and major institutions like Blackstone are transitioning away from short-term rentals toward experiential boutique hotels and resorts. Josh outlines how Accountable Equity scales luxury destination properties by blending contract-backed revenue streams—such as high-end weddings—with ancillary services like health, wellness, and specialized amenities. The conversation also covers current acquisition criteria, the advantages of direct investing, and upcoming networking opportunities at the Learn & Grow conference.

Chapters

01:37 – Welcome & Guest Introduction: Josh McCallen

03:00 – Josh McCallen's Background & Journey in Hospitality

06:16 – Market Shift: From Short-Term Rentals to Boutique Hotels

09:14 – Institutional Trends & Operational Alpha in Real Estate

12:21 – The K-Shaped Economy & Rising Demand for Experiential Wellness

15:30 – Historic Restoration & Evolving Consumer Beverage Preferences

20:04 – Building Multilayered Cash Flow Through Weddings & Events

23:03 – Strategic Real Estate Acquisitions & Portfolio Expansion

27:48 – Power of Regional Clustering & The "Learn & Grow" Event

29:48 – Direct Investing Benefits & Community-Building Insights

32:18 – How to Connect

Learn More About Accountable Equity:  

Visit Us: http://www.accountableequity.com/   

Access eBook: https://accountableequity.com/case-study/#register

Turn your unique talent into capital and achieve the life you were destined to live. Join our community!

We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.

Linkedin
Facebook
Instagram
Apple Podcast
Spotify

This episode features Ken Wimberly, a rugged entrepreneur, devoted family man, and former Navy serviceman. Drawing from his comprehensive background in commercial real estate and his experience as a Keller Williams franchisee, Ken discusses his entrepreneurial journey, including past business ventures and failures. He deep-dives into his latest venture, Laundry LUV, a company dedicated to disrupting the traditional laundromat industry by creating clean, safe, and family-centric spaces that focus on community impact and childhood literacy. 

Chapters

03:34 – Introducing Ken Wimberly and His Family

04:30 – Early Entrepreneurial Journey and First Business Failure

06:58 – Transition to Commercial Real Estate and Keller Williams

08:35 – Lessons from App Development Failure

09:12 – The Origins of Laundry LUV

10:50 – Becoming the "Chick-fil-A of Laundromats" and Childhood Literacy

13:51 – Franchise Experience and Meeting Co-Founder Skyler

17:04 – Laundromat Industry Statistics and Business Economics

21:16 – Staffing Models and Customer Service

22:02 – Five Lines of Revenue in the Laundromat Business

24:36 – Equipment Maintenance and Operations

25:56 – Financing and Technology in Modern Laundromats

27:59 – Current Locations and Growth Capital Strategy

31:48 – Leadership Training and Company Execution Roles

33:00 – Guest Contact Information and Event Updates

Connect with Ken:

https://www.laundryluv.com/ 

https://kenwimberly.com/ 

Learn More About Accountable Equity:  

Visit Us: http://www.accountableequity.com/   

Access eBook: https://accountableequity.com/case-study/#register

Turn your unique talent into capital and achieve the life you were destined to live. Join our community!

We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.

Linkedin
Facebook
Instagram
Apple Podcast
Spotify

This episode of Capital Hacking features guest Joey Muré, co-founder of Wealth Without Wall Street. He shares his personal journey from working long hours climbing the corporate ladder to discovering financial strategies like the Infinite Banking Concept (IBC) that allowed him to achieve true time and financial freedom. The conversation dives deep into how business owners can mimic banking systems using corporate life insurance strategies to build accessible capital and create executive loyalty plans. Joey also highlights the programs and community paths they offer to help individuals realign their cash flow, exit traditional government-regulated retirement plans, and step confidently into passive income investing. 

Chapters:

00:00 - Introduction

02:21 - Backstory and the Shift to Passive Income

04:14 - Defining Freedom and Critiquing Wall Street

08:05 - Deep Dive into the Infinite Banking Concept (IBC)

13:09 - Corporate and Executive Life Insurance Strategies

22:28 - Wealth Without Wall Street Community & Programs

29:02 - Tactical Advice: 401(k)s and Contract Law

32:15 - Closing Thoughts and Resources

https://go.wealthwithoutwallstreet.com/capital-hacking 

Learn More About Accountable Equity:  

Visit Us: http://www.accountableequity.com/   

Access eBook: https://accountableequity.com/case-study/#register 

Turn your unique talent into capital and achieve the life you were destined to live. Join our community!

We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.

Linkedin
Facebook
Instagram
Apple Podcast
Spotify

In this episode of Capital Hacking, I had the pleasure of welcoming my good friend Matt Donnelly, a seasoned real estate investor with over 20 years of experience. We kicked off the show with some personal updates, including my daughter's recent wedding, before diving into the exciting world of small multifamily real estate investments.

Matt shared his innovative "rock solid" strategy for acquiring smaller apartment buildings, particularly in our local market of Conshohocken, Pennsylvania. He emphasized the importance of knowing your market, identifying properties with value-add potential, and building strong relationships with banks and contractors.

Chapters:

00:00:00 - Introduction to Capital Hacking and Guest Introduction
00:01:00 - Personal Update: Robert's Daughter's Wedding
00:01:30 - Overview of Matt Donnelly's Real Estate Experience
00:02:30 - The Rock Solid Strategy for Buying Apartment Buildings
00:04:00 - Importance of Location in Real Estate Investment
00:05:30 - Value-Add Opportunities in Multifamily Properties
00:06:30 - Strategic Refinancing and Bank Relationships
00:08:00 - Building a Strong Operational Team in Real Estate
00:10:00 - Invitation to Partner on New Real Estate Deals

Connect with Matt:

www.GoldLegacyClub.com

[email protected]

YouTube: https://www.youtube.com/@mattdonnellyre
Facebook: https://www.facebook.com/matt.donnelly.77
Instagram: https://www.instagram.com/mattdonnellyre/
LinkedIn: https://www.linkedin.com/in/mattdonnellypa/

Learn More About Accountable Equity:  

Visit Us: http://www.accountableequity.com/   

Access eBook: https://accountableequity.com/case-study/#register 

Turn your unique talent into capital and achieve the life you were destined to live. Join our community!

We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.

Linkedin
Facebook
Instagram
Apple Podcast
Spotify

In this episode of Capital Hacking, Josh sits down with renowned investor, entrepreneur, and Cashflow Ninja host MC Laubscher to discuss how business owners can apply family office principles—without needing millions of dollars.

MC shares insights from over 20 years of studying successful entrepreneurs, investors, and family offices, introducing the framework behind his new book, "The Family Office for Business Owners: Build a Family Wealth System as Powerful as Your Business."

Listeners will learn how to create a family operating system, preserve wealth across generations, establish a family bank, improve governance, and think like long-term wealth builders rather than simply business operators.

Chapters:

00:00 – Introduction & episode overview

03:08 – MC Laubscher's background and journey into investing

10:06 – How the new book came to life

17:50 – Why every business owner should think like a family office

19:54 – The Five Pillars of a Family Wealth System

29:10 – Succession planning and preparing the next generation

33:15 – Creating a Family Bank with Infinite Banking

35:02 – Asset management, long-term investing & final insights

39:33 – Where to get the book and connect with MC

40:07 – Closing remarks and outro

Connect with MC:

https://www.producerswealth.com/familyofficebook  

https://producerswealth.com/ 

https://a.co/d/08uE6kKR 

Learn More About Accountable Equity:

Visit Us: http://www.accountableequity.com/   

Access eBook: https://accountableequity.com/case-study/#register

Turn your unique talent into capital and achieve the life you were destined to live. Join our community!

We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.

Linkedin
Facebook
Instagram
Apple Podcast
Spotify

In this episode of Capital Hacking, we interview Charles Rossano, founder of Cohaven, about his journey from scaling technology companies to building an innovative real estate investment platform focused on shared living (co-living).

Charles shares how mentorship led him into real estate, why he believes affordable shared housing is one of today's biggest investment opportunities, and how his company combines real estate investing, property management, capital raising, and AI automation into a scalable business model.

The conversation also explores raising capital, building operator communities, using GoHighLevel with AI, and the growing demand for affordable housing solutions for adults aged 55+.

Chapters:

01:57From Tech Entrepreneur to Real Estate Investor

03:58Finding a Mentor & Building a Real Estate Career

06:21Learning Capital Raising & Launching Cohaven

11:04Understanding the Shared Living (Co-Living) Investment Model

13:38How Shared Living Generates Higher Returns for Investors

16:26Building Operations, Teams & Scaling the Business

17:25Using AI & GoHighLevel to Automate Real Estate Operations

21:36Why 55+ Independent Living is the Next Big Opportunity

Connect with Charles:

https://www.cohavencapital.com/   

https://www.linkedin.com/company/cohaven-capital/

https://www.linkedin.com/in/charlesrossano/

Learn More About Accountable Equity:  

Visit Us: http://www.accountableequity.com/   

Access eBook: https://accountableequity.com/case-study/#register

Turn your unique talent into capital and achieve the life you were destined to live. Join our community!

We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.

Linkedin
Facebook
Instagram
Apple Podcast
Spotify