Cash Chats UK Money & Personal Finance podcast

How I fared in my no-Amazon challenge, expensive late Christmas costs to avoid and Lloyds Bank credit check mistakes.

The latest episode of the pod is a solo episode, and I'm talking about:

• How I fared in my no-Amazon year challenge
• Beat late travel, food, gift and other festive price hikes
• The Lloyds Bank errors that hit a reader's credit score

For links and further reading head to becleverwithyourcash.com/cashchats241

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

youtube.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Massive credit card APR hikes, shopping on TikTok, easier mortgage checks & more.

Every Friday on the pod it's time for Your Money, This Week, a bonus episode looking back at the big personal finance news from the last seven days.

Stories covered in this episode include:

• Rising credit card APR
• Retailer petrol profits
• Shopping on TikTok
• New consumer protections
• Mortgage struggles
• & More

My guest this week is Nick who runs the Money Medics Instagram page. Together we'll help you get up to speed with what's been going on.

Plus my deals of the week roundup.

For links and further reading head to becleverwithyourcash.com/cashchats240

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

The latest episode of the pod is a solo episode, and I'm talking about:

• The pros and cons of buying or asking for gift cards
• Whether you should ditch Barclays for a better reward bank account

For links and further reading head to becleverwithyourcash.com/cashchats239

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

youtube.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Omicron's impact on travel, massive Buy Now, Pay later use, record Black Friday spending & a new way to withdraw cash.

Every Friday on the pod it's time for Your Money, This Week, a bonus episode looking back at the big personal finance news from the last seven days.

Stories covered in this episode include:

• Omicrom brings new travel restrictions
• Could the interest rate rise not happen?
• Black Friday's record sales
• More use Buy Now, Pay Later
• TSB bank branch closures
• New ways to withdraw cash
• What inflation will really mean to your bank balance
• & More

My guest this week is Laura who runs the Financielle app and community. Together we'll help you get up to speed with what's been going on.

Plus my deals of the week roundup.

For links and further reading head to becleverwithyourcash.com/cashchats238

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

The best ways to donate to charity, your refund rights and Lifetime ISAs.

The latest episode of the pod is a solo episode, and I'm talking about:

• It's "Giving Tuesday" so I'm looking at the best ways to donate to charity
• When you can and when you can't get a refund for items you don't want or don't work

Plus I answer a listener's question about Lifetime ISAs.

For links and further reading head to becleverwithyourcash.com/cashchats237

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

youtube.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Bulb goes bust, scam refund rules, funding social care, Black Friday deals and more.

Every Friday on the pod it's time for Your Money, This Week, looking back at the big personal finance news from the last seven days.

Stories covered in this episode include:

• Bulb goes bust
• Black Friday: deal or no deal
• Scam refund rules
• Affordable school uniform
• Covid's impact on money and mental health
• Funding social care
• Christmas shortages

My guest this week is Kalpana Fitzpatrick, editor at The Money Edit. Together we'll help you get up to speed with what's been going on.

Plus a special Black Friday deals of the week round up.

More on deals here https://becleverwithyourcash.com/whos-doing-black-friday-deals-and-when/

For links and further reading head to becleverwithyourcash.com/cashchats236

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Save money before and after purchasing, find the highest interest on savings and get £5 back for every £15 you spend.

The latest episode of the pod is a solo episode, and I'm talking about:

• How price matching works and who does it
• The highest paying interest rates on your savings
• When Amex Shop Small returns and how to take advantage.

For links and further reading head to becleverwithyourcash.com/cashchats235

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

youtube.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

The National Living Wage, Apple DIY repairs, inflation at 4.2%, rent increases and more.

Every Friday on the pod it's time for Your Money, This Week, looking back at the big personal finance news from the last seven days.

Stories covered in this episode include:

• The National Living Wage
• Equal Pay Day 2021
• Inflation hits 4.2%
• Latest job figures
• Rents at 13-year high
• Misleading scam adverts
• Amazon payment changes
• Apple DIY repairs
• & more

My guest this week is Helen Saxon, Money Editor at Money Saving Expert. Together we'll help you get up to speed with what's been going on.

Plus my deals of the week round up.

For links and further reading head to becleverwithyourcash.com/cashchats234

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

The latest episode of the pod is a solo episode, and I'm talking about:

• How to make sure Black Friday shopping save you rather than costs you money
• Your money checklist for Christmas spending
• When you do and don't pay tax on savings

Plus I answer a listener's question about how soon after receiving bank switching cash you can switch again.

For links and further reading head to becleverwithyourcash.com/cashchats231

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

youtube.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Skimpflation, current account savings trap, Uber shortages and more.

Every Friday on the pod it's time for Your Money, This Week, looking back at the big personal finance news from the last seven days.

Stories covered in this episode include:

• Pandemic purchase regrets
• The current account savings trap
• Skimpflation
• Debt advice funding shake-up
• Uber shortage
• & more

My guest this week is money and careers content creator Dawn Heels. Together we'll help you get up to speed with what's been going on.

Plus my deals of the week round up.

For links and further reading head to becleverwithyourcash.com/cashchats232

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence