Cash Chats UK Money & Personal Finance podcast

One of the easiest ways to make some extra money is via cashback - whether that's through credit cards, cashback sites or a bank account.

But are we talking just a few quid here, or could you ever get £1,000 in a year?

It sounds like a stretch to get anywhere close to a grand back just from normal spending so I've crunched some numbers to see what's possible.

Using ONS spending data, I've looked at what the average household could be earning from the likes of American Express, Quidco, TopCashback and Santander 123 Lite.

READ MORE

https://becleverwithyourcash.com/the-best-cashback-sites/

https://becleverwithyourcash.com/best-cashback-current-account/

https://becleverwithyourcash.com/the-best-cashback-and-reward-credit-cards/

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Your weekly digest of the biggest money stories from the last seven days, this week looking at

-The truth behind Buy Now Pay Later

-Checking bank balances -Spotify price increase

-Festival cancellations

& more

My guest this week is Bola Sol, money blogger and coach.

Together we'll help you get up to speed with what's been going on.

Read more about all these stories at https://becleverwithyourcash.com/cashchats190

Follow Bola on Twitter https://twitter.com/Bola_Sol

Buy her book for 99p on Amazon (affiliate) https://amzn.to/3t551sL

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

With news that Spotify is putting up prices on three of its Premium plans, I've taken a look at the ways you can pay less for your music streaming.

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Your weekly digest of the biggest money stories from the last seven days, this week looking at

• 95% mortgages return
• Food poverty up by a third
• Netflix share price plunge
• Disappearing Nectar offers
• & more

My guest this week is Kalpana Fitzpatrick, money journalist and finance editor for Hearst Magazines. Together we'll help you get up to speed with what's been going on.

Read more about all these stories at becleverwithyourcash.com/cashchats188

Follow Kalpana on Twitter https://twitter.com/KalpanaFitz

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

My monthly episode where we cover a huge range of money matters.

I'm answering some of your finance questions, and then taking you through the latest changes in the worlds of current accounts and savings.

Plus, I'm sharing with you some of the feedback you provided in my annual listener survey.

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Your weekly digest of the biggest money stories from the last seven days, this week looking at

• Clone scam warning
• StepChange's annual debt stats
• Mortgage prisoner news
• Virgin Media & O2's merger
• & more

My guest this week is Helen Knapman, Assistant Editor at Money Saving Expert. Together we'll help you get up to speed with what's been going on.

Read more about all these stories at becleverwithyourcash.com/cashchats186

Follow Helen on Twitter https://twitter.com/HelenKnapman

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

As non-essential retail and businesses open up in most of the UK, so does the temptation and opportunity to start spending and stop saving.

That's not necessarily a bad thing - but for many there have been some real positives for their finances over the last 12 months.

So how do you keep the good behaviours going rather than lapsing into old habits?

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Your weekly digest of the biggest money stories from the last seven days, this week looking at

• High street reopening & Covid passports
• A new BNPL danger
• FTSE250 record highs and what this suggests about economic recovery
• Which supermarkets have grown most in the last year
• & more

My guest this week is Danni Hewson, Financial Analyst at AJ Bell and ex-host of BBC 5Live's Wake up to Money. Together we'll help you get up to speed with what's been going on.

Read more about all these stories at becleverwithyourcash.com/cashchats184

Follow Danni on Twitter https://twitter.com/dannihewson

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

With tax thresholds changing with the new financial year I though it would be a good chance to talk not just about how much tax we are all likely to pay and where - but also discuss why.

To discuss this I'm joined on the podcast by tax specialist Carla Hoppe, founder of the Rethink Tax blog and podcast.

• Household wealth comparison calculator
• Salary Calculator

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

Your weekly digest of the biggest money stories from the last seven days, this week looking at

• The best & worst financial April Fool's stories
• The people who won't switch energy
• Green Homes Grant "shambles"
• Bad news for Amigo loans customers
• & more

My guest this week is Katie Royals, personal finance journalist and blogger at The Twenty Percent. Together we'll help you get up to speed with what's been going on.

Read more about all these stories at becleverwithyourcash.com/cashchats182

Follow Katie on Twitter https://twitter.com/Katie20Percent

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast was featured as one of the top finance podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments.

Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence