Cash Chats UK Money & Personal Finance podcast

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

• The best credit and debit cards for spending abroad
• HBO Max is here: what's included and how to get the best price
• Two boosted welcome offers from American Express

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro 01:19 Andy intros the new Cash Chats team 04:33 Best cards for abroad 17:06 HBO Max 29:49 Amex offers

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

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You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

• Two new bank switching offers from Barclays and Lloyds worth up to £700
• How to save on your Sky bill
• Navigate the complexities of train refunds on your disrupted journey

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro 02:24 Bank switch offers and latest news 14:55 Train delay refunds 26:43 Sky Vs DIY

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

• From rewards to welcome bonuses, Andy goes through his top credit cards for 2026
• Bank switching can make you £1,000s - but can it have a negative affect of your credit score?

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro 01:34 Top credit cards 2026 23:29 Switching and your credit score

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

• Andy's February current account update including all the current switching offers
• Lifetime ISA changes: are they worth it anymore?

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro 01:35 Current account news and offers 20:27 LISA changes

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

• With more and more streamming platforms on the market, here's how to save without missing out
• Advice on getting your first credit card

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro 01:24 Save on streaming 16:20 Your first credit card

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

• What's in Andy's physical and digital wallet for 2026
• The pros & cons of BNPL

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro 01:58 What's in my wallet 17:51 Buy Now Pay Later

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

• Our top savings rates for February
• Cheap and easy direct debits for bank switching
• Tips and tricks to help you stop spending and get saving

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro 01:13 Cheap & easy direct debits 18:53 Tips to stop spending 29:41 Savings update

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

• Current account latest for January 2026
• Do you need an ISA in 2026?
• Don't miss out on the Nationwide Fairer Share payment

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro 01:24 Banking update 16:57 Do you need an ISA in 2026 35:04 Nationwide Fairer Share payment

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

• Our pick of the best UK savings accounts for 2026
• A new Lloyds bank switch worth £250 and it's available if you've switched before

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro 01:34 Best savings accounts for 2026 21:28 Lloyds £250 switch

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:

• The best bank accounts for spending, bills, switching & more in 2026
• Our picks for 2026 to make the most of your spending with cashback and reward credit and debit cards

For links and further reading head to becleverwithyourcash.com/cashchats

00:00 Intro 01:44 Best bank accounts for 2026 22:04 Best cashback & reward cards for 2026

ABOUT CASH CHATS

Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.

BE CLEVER WITH YOUR CASH ON SOCIAL

twitter.com/BeCleverCash

instagram.com/becleverwithyourcash

youtube.com/@becleverwithyourcash

GET OUR WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

MUSIC

The music is Easter Island by Lonely Punk and provided on a creative commons licence