Cash Chats UK Money & Personal Finance podcast

There's only one thing we're all talking about this week and it's Coronavirus. In this episode of the podcast, I've looked at how some of the conversations that relate to money.

So should you be stockpiling, and if so what? Should you book a holiday? Should you go if you've already done it? Will you get paid if you can't go to work? Should you worry about investments?

FURTHER READING

> How to stockpile for an emergency

> Is your holiday protected?

> MSE's guide to which travel insurers cover what

> Your rights at work

> Fairtrade bananas: How much more do they really cost?

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

I want to make better ethical decisions when spending money, but I sometimes come up short.

Though I boycott brands like Nestle and Sports Direct while only buying cruelty-free cosmetics and free-range meats, I also fly long haul, shop at Amazon and have the latest iPhone.

So what can you do? Well in this episode of Cash Chat I'm joined by Tim Hunt from Ethical Consumer magazine to discuss whether it's possible to do everything, if you need to pick your battles and some easy ways you can make a difference without it impacting your bottom line.

FURTHER READING

> Ethical Consumer - get your free issue and read more

> More on Fairtrade Fortnight

> WWF carbon calculator

> My article on how easy it is to eat ethically

> More on the Nestle boycott

> Deals of the week

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

This week we've seen some of the top paying and most popular savings accounts cut their rates at the same time that inflation has hit a six month high. Combined it's bad news for savers, meaning any money you put away is earning less and worth less.

So should you just not bother? In this episode find out what you could be doing with your money instead and where to put any cash you do want to save.

FURTHER READING

> Cash savings to beat inflation

> How to set savings goals you'll actually stick to

> Hacks to boost your savings pot

> Deals of the week

> Tickets to the Financially Fabulous event on 26th March 2020

> Details of the UK Money Bloggers pub meet up on 4th March 2020

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

This week Tesco revealed how there are £17 million worth of Clubcard vouchers due to expire at the end of February. People have had the points for two years but forgotten that if they don't use them they lose them.

So in this week's episode I've shared the different places you might have more lost and forgotten cash - often in your wallet or your home.

Plus the top offers and bargains in my deals of the week.

FURTHER READING Articles on Be Clever With Your Cash on this topic

> Your forgotten cash and where to find it

> Best uses of Tesco Clubcard points

> How to claim forgotten cash on Oyster and contactless cards

> How to make use of what you've already got

> How to sell your old phone

> Is it worth selling old books, DVDs, CDs and games

Elsewhere on the blog this week

> Money transfer credit cards – can they save you money?

> Money transfer credit cards – can they save you money?

> Deals of the week

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

This week on the podcast Andy looks into whether you actually need to switch bank.

Though there are certainly benefits for moving your banking, from higher interest on savings through to smart apps to help you budget, you might not actually have to switch to take advantage.

Find out how to do it, when to do it and when not to in this week's episode of Cash Chats.

FURTHER READING

Do you really need to switch bank?

The best bank switching deals and offers

How to switch bank

My 14 current accounts

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

If you get your TV via Sky or Virgin Media then you're paying far more money than you need to. It's possible to dramatically cut how much you pay and still watch all the channels you want.

Yep that includes the likes of Sky Atlantic, Fox and Discovery, and even Sky Sports. And you can still get multi-room viewing and record the majority of channels.

In this episode Andy has been joined by blogger Or Goren to discuss how you can "cut the cord", the alternative ways to watch and the tools to view them on your TV.

FURTHER READING

Cutting the cord

Andy's guide on why it's time to ditch expensive Sky and Virgin TV subscriptions

Or's guide to how to cut the cord

Now TV offers and deals

Sky Sports pass deals on Now TV

Andy's comparison of the different streaming sticks

Or's review of the different Roku streaming sticks

Andy's thoughts on whether you should ditch the licence fee

Deals of the week

Links to all this week's offers over on Be Clever With Your Cash

Andy's London event

Get tickets to see Andy talk about money saving in London alongside fellow bloggers Charlotte Burns and Jordon Cox.

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

There are hundreds of apps designed to help you save, make or better manage your money - but which are the best? Andy is joined by his friend Jordon Cox - aka the Coupon Kid - to take a look at the ones they use on their phones and the ones which are a waste of space.

Find out which apps will earn you money off your phone bill, get you a better deal on duty-free, make some cash on the side and help you see all your bank and credit card accounts in one place - plus more.

FURTHER READING

Links to all the key apps Andy and Jordon talk about can be found over in the full show notes at https://becleverwithyourcash.com/cashchats107/

Andy's London event

Get tickets to see Andy talk about money saving in London alongside fellow bloggers Charlotte Burns and Jordon Cox.

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

Mid-January is one of the peak times for people applying for balance transfer credit cards.

In this episode Andy has explored how you can clear your credit card and store credit debts and reduce how much they're costing you.

Find out how to make a 0% balance transfer card work for you, and why it might not be the magic bullet for your debts.

Further reading

> 0% Balance transfer cards explained

> Quickly clear your credit card debt

> Santander 123 current account changes

> Natwest and RBS Reward account changes

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

January is peak holiday booking time, with "early bird" deals tempting people to book now and have something to look forward to during the dark winter months.

In this episode Andy has taken a look at whether you should be booking now, or if you should wait. Plus his tips for making sure you're getting the best value for money on your flights and hotels.

FURTHER READING

How to find a cheap flight

https://becleverwithyourcash.com/find-cheap-flight/

How I get the best value hotel rooms

https://becleverwithyourcash.com/how-to-save-money-on-hotels/

Is your holiday protected?

https://becleverwithyourcash.com/is-your-holiday-protected/

Last minute holidays - the best way to book

https://becleverwithyourcash.com/last-minute-holidays-the-best-way-to-book/

Deals of the week

https://becleverwithyourcash.com/deals/

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus "deals of the week" rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/

With the year (and the decade!) over, Andy has looked back at the big personal finance topics of the year to see whether it's been good or bad for you and your money. Plus, deals of the week.

FURTHER READING

Food stockpiling tips

American Express welcome bonus changes

Latest bank switching offers

Natwest and RBS cashback to end

Overdraft cost increases

Tesco Clubcard Plus review

Bad broadband changes

Links to all this week's offers over on Be Clever With Your Cash

ABOUT CASH CHATS

Cash Chats is presented by money blogger and broadcaster Andy Webb.

In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards.

Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus "deals of the week" episode – a quick rundown of the hottest offers from the last seven days.

Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected]

ANDY ON SOCIAL

Andy's handle is @AndyCleverCash and you can follow him over at:

twitter.com/AndyCleverCash

instagram.com/andyclevercash

GET ANDY'S WEEKLY NEWSLETTER

You'll also get a free Quidco bonus for signing up

https://becleverwithyourcash.com/newsletter/