Cleaning Business Life

CBL-Episode #55 The High Cost of Skipping Liability Insurance in Your Cleaning Business


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Have you ever wondered what happens when a simple cleaning job goes disastrously wrong? Picture this: a beautiful chandelier crashing to the ground, leading to a staggering $45,000 claim. Join me, alongside the insightful Kimberly Gonzalez, as we unravel the world of liability insurance and the often overlooked, yet vital role it plays in safeguarding your cleaning business. From sharing my nerve-wracking personal stories to discussing best practices, we delve into how to protect your assets and keep both employees and clients out of harm's way.

Safety is no accident, and in this heart-to-heart, we tackle the nitty-gritty of safety protocols, from the handling of hefty furniture to the specific dos and don'ts of product usage on various household surfaces. Who knew that something as simple as a misplaced oven cleaner could strip away a countertop's finish or that expensive appliances and pets could be at risk from certain chemicals? We've got the lowdown on how to navigate these dangers with care, as well as how to approach cleaning homes that house high-value items with the precision and respect they require.

Wrapping things up, we can't help but chuckle at the oddities of insurance policies, like why your landlocked cleaning business might be covered for marine accidents – go figure! Despite the laughter, we know that the topic of insurance is no joke. We ensure you walk away with an understanding of when it's wise to file a claim, the difference between accidental damage and negligence, and why having an emergency fund can save you from hiking up your premiums. So, why not pull up a chair (carefully, of course) and join our conversation? It's an episode packed with humor, cautionary tales, and indispensable advice for anyone with a mop, a mission, and a business to protect.

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Thanks for tuning in to Cleaning Business Life, the show where we pull back the curtain on what it really takes to start, grow, and scale a thriving cleaning business without burning out.

Every episode is packed with tips, stories, and strategies you can put to work right away—because you deserve a business that works for you, not the other way around.

If you enjoyed today’s episode, make sure to follow the podcast so you never miss a new release. And if you got value from this conversation, share it with another cleaning business owner who could use the encouragement and practical advice.

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Want to go deeper? Join the Maid to Prosper membership inside Klean Freaks University and get access to my library of 55+ courses, live coaching, and the support you need to build your dream business. Visit kleanfreaksuniversity.com to learn more.

Until next time—keep showing up, keep sh...

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Cleaning Business LifeBy Shannon Miller & Jamie Runco

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